Sentences with phrase «on business insurance in»

Rates on business insurance in Statesboro are based on several factors but will largely depend on your industry and work - related hazards.

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Not exact matches

The National Federation of Independent Business (nfib.com) posts articles on insurance in the «tools and tips» part of its website.

While we were not required to purchase business insurance, we learned the hard way that failure to do so would result in financial hardship later on.

Depending on the type of industry you are in, the structure of your management, and what kind of risk is involved with your business, you can determine what types of insurance you may need to add, including:

«The banks have no interest in financing small business unless they are 100 % secured on company assets, personal insurance and guarantees,» said a Bank of Montreal client based in Saint - Laurent, Quebec.

France's AXA says it will spend $ 15.3 billion on buying New York - listed insurer XL Group and speed up its plans to spin off its American life insurance business — the IPO would give it $ 6 billion to help fund the XL purchase, with the rest coming in the form of cash and debt issuance.

In the section of the letter detailing the results of Berkshire's General Re subsidiary, there was an interesting tidbit on the four disciplines that must be adhered to in the insurance businesIn the section of the letter detailing the results of Berkshire's General Re subsidiary, there was an interesting tidbit on the four disciplines that must be adhered to in the insurance businesin the insurance business.

«These freelancers come on board as subcontractors and save the small business owner the burden of paying overhead associated with payroll taxes and expenses such as health insurance and worker's compensation, as well as the space constrictions that growing a company in - house can present.»

To help you mind your business — and, by extension, your bottom line — in good time, the folks at Make It Cheaper, a service that helps small and medium - sized businesses negotiate cheaper rates on insurance, broadband and electricity, have rounded up seven key efficiency lessons from a host of entrepreneurs.

Those problems along with long - term care contracts, which resulted in a $ 6 billion charge on its insurance businesses last year, drew criticism from billionaire U.S. investor Warren Buffett in an interview on CNBC on Monday.

A growing number of businesses are opting out of providing traditional insurance for workers in favor of private exchanges, which allow consumers to search for health insurance in much the same way they'd search for a vacation package on Travelocity.com.

The main growth drivers are expected to be the company's Optum data analytics and health - care services business, and growth in the Medicare Advantage membership on the health insurance side.

Another main line of Genworth's business, long - term care insurance, is a risky but growing market, and Genworth pleased investors in 2013 by raising rates and cutting back on some benefits as customers live longer and become more costly to insure.

Remember that if you're hiring a freelance photographer to work on location or in your business, they should have some form of liability insurance in case anything is broken or damaged during a photo shoot.

As Weil pointed out, businesses often classify workers as contractors on purpose in order to avoid paying unemployment insurance and overtime (both are required for those classified as fulltime employees).

And in 1997 CMHC lost money on its mortgage insurance business when claims outweighed premiums by $ 50 million due to a weak housing and employment market.

Written by insurance - claims specialists at Coopers & Lybrand, the brochure is chock - full of useful information, such as what your company should do during the first 30 days after a disaster, how you should quantify your losses on work in process and finished goods, how to calculate business - interruption costs, and most important of all, how to wrap up all the paperwork quickly.

«An increase of one [happiness] point on the survey equates to a savings of $ 2,552 in medical costs per year per employee,» concluded the study, conducted by U.S. health insurance company Humana and the University of Michigan's Ross School of Business.

Insurers are facing an upheaval in their health insurance businesses due to uncertainty over the healthcare legislation as Republican lawmakers seek to follow through on their promise to repeal and replace the Affordable Care Act.

In fact, I pass on doing business with vendors if they don't offer their employees health insurance.

We concluded that it was very important for Desjardins not just to stay in Quebec but to capitalize on the strengths we had, especially in insurance and our card business, and to develop a growth plan across the country.

Since then, Patti has reunited with her estranged father, was investigated herself for possible illegal kickbacks, got fired from her job at a nonprofit, ate a tarantula on a reality TV show in her husband's place, got her insurance licenses and started her own company selling coverage to business owners, and saw a number of friends desert her.

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

* ESURE: British insurer esure Group Plc on Thursday said claims related to a spell of extreme winter weather resulted in higher - than - expected costs in its home insurance business in the first - quarter.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

CVS Health, the giant drugstore chain that also runs walk - in clinics and a pharmacy benefit business, is in talks to buy Aetna, one of the nation's largest health insurance companies, according to people briefed on the talks.

Prior to joining Cerberus, Mr. Ingersoll was a Partner at J.P. Morgan Partners (formerly Chase Capital Partners) from 1993 to 2002, where he focused primarily on private equity and restructuring situations in various industries including healthcare, branded food products and distribution, consumer products, specialty insurance and outsourced business services.

The now - endangered fiduciary rule is based on a simple — and seemingly unarguable — principle: that in giving advice to clients with retirement funds, stockbrokers, registered investment advisers and insurance agents must act in the best interests of their clients... It simply doesn't seem like a good business practice for Wall Street to tell its client - investors, «We put your interests second, after our firm's, but it's close.»

A personal guarantee is an extra form of «insurance» for the lender in the event that your business defaults on a loan.

In order to focus mainly on health insurance, Aetna started selling parts of its business.

Results were driven by strong results in Wealth Management, which includes City National Bank (City National), and higher earnings in Insurance, which includes the Q3 / 16 gain on the sale of our home and auto insurance manufacturing Insurance, which includes the Q3 / 16 gain on the sale of our home and auto insurance manufacturing insurance manufacturing business.

FNF management has focused on cost reduction in the core business and has broadened the company's operations so that it combines title insurance, mortgage servicing and mortgage technology in a unique package.

And as long as we can break even in our insurance underwriting - which we have done, on the average, during our 32 years in the business - the cost of the float developed from that operation is zero.

In addition, the cash value buildup on a life insurance policy is generally not taxed currently, although this buildup could cause the business to be subject to the alternative minimum tax (AMT) in certain circumstanceIn addition, the cash value buildup on a life insurance policy is generally not taxed currently, although this buildup could cause the business to be subject to the alternative minimum tax (AMT) in certain circumstancein certain circumstances.

Mr. Foster specializes in advising clients on insurance, strategic philanthropy, family wealth transfer and business succession.

Like you pride yourself in your business, we pride ourselves on our trucking insurance experience.

Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.

Funds of a U.K. - based private equity and venture capital firm on the technology and outsourcing agreements developed in connection with its acquisition of a majority stake in an insurance software business from an Irish global management consulting and professional services company.

Foster specializes in advising clients on insurance, strategic philanthropy, family wealth transfer and business succession.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Businesses in the on - demand economy should not get a free pass on making contributions to existing social insurance programs, such as Social Security, Medicare, workers» compensation, and unemployment insurance, on their workers» behalf.

It has been hard for me in this few years and I will do my best to hang on there until I reach my goal.I am not sure how long would it be for me to stay in the insurance business since there is many uncertainty about this kind of job.

Though most Americans believe employers should be required to supply birth control in their health insurance plans, they are split down the middle on whether businesses should be required to provide wedding services for same - sex couples, as well as on whether transgender people should be allowed to use the restroom of their choice, says a study released this week by the Pew Research Center.

Maybe when we're last place in the world in manufacturing, IT technology, medical technology, new creative business ideas this issue won't matter because there'll be no money to pay taxes on, purchase health insurance with, etc..

Very few business are in the business of losing money and if they are spending $ 7,000 - 12,000 on health insurance per employee and they are faced with the increased cost of health insurance they will raise your out of pocket or pay the fine and dump the coverage except for only key personnel.

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There are also policy actions which we have to take - investment climate reforms to improve business and economic competitiveness, focus on developing MSMEs, deepening long term savings through pensions, insurance and sovereign savings, land reform to eliminate constraints in time and cost around land transactions (including a review of the governor's consent requirement), and actions to reduce inflation, interest rates and business operating costs.