In other words, having received a
bonus on a certain card in the past prevents you from receiving another bonus on the same card again.
Interest
rates on certain cards can be sky high, and people that just pay their minimum balance each month may find themselves paying just the interest.
I generally know at the beginning of each month what my goals are in terms of both bonused and unbonused spend: I'm going to spend a certain amount of money at grocery stores, gas stations, drug stores, office supply stores, etc., and put a certain amount of bonused
spend on certain cards.
Neither Capital One nor Discover charge foreign transaction fees, and some other issuers waive the fees
on certain cards geared toward travelers.
Like regular Contact tokens you can grab raze tokens typically by trading in
weapons on certain cards, or by using a faction action.
It's important to note that many issuers waive the foreign transaction
fee on certain cards, including the ones listed above.