In addition to having no annual fee, Discover it ® offers 5 % cash back
on certain purchase categories that change every three months, while all other spending earns 1 % cash back.
Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up
on certain purchase categories that rotate quarterly.
Some cards earn high - rate rewards
on certain purchase categories, like travel or groceries.
Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up
on certain purchase categories that rotate quarterly.
Not exact matches
The cash - back cards generally pay back a percentage of the amount you have spent
on daily
purchases, cash back
on specific
categories or bonus amount for spending a specific amount within a
certain period.
That way, you can target
certain customers «with content by price, relative to what they spent last year, or by
category, based
on what they
purchased last year.»
The former are the most common and provide one cash - back rate
on certain categories or
on all
purchases.
Some pay a flat rate
on all
purchases, while others shell out higher rewards in
certain categories, such as gas or groceries.
Most condo insurance policies have limits
on how much coverage you can
purchase under
certain categories such as electronics, jewelry and art.
Perks: You can get up to 5 % back
on certain purchases based
on qualifying
categories throughout the year.
Other Cash Back Cards to Consider: Some cash back cards (such as the Chase Freedom and Discover It) change things up by giving up to 5 % back
on certain spending
categories that change every quarter and 1 %
on other
purchases.
Fixed - rate cash back cards provide one cash - back rate
on all
purchases or
on certain merchant
categories.
Using this card you get generous cash back rewards
on purchases in
certain categories.
Discover it ® for Students offers users 5 % back
on purchases that fall within
certain bonus
categories that rotate throughout the year, up to a quarterly maximum when you sign up, and 1 % back
on everything else.
Tiered and bonus -
category cash - back credit cards offer higher rates
on certain purchases and 1 %
on everything else.
While you won't earn two points
on all direct Delta
purchases, you can earn three points per dollar
on the first $ 150,000 spent
on certain categories mentioned below with the Ink Business Preferred ℠ Credit Card.
Like many cards, it offers a straightforward cash bonus for spending
on the card as soon as you receive it, but it also has
purchase bonuses
on the first $ 10,000 you spend in
certain categories.
Some cards offer unlimited cash back
on all
purchases up to a
certain spending threshold; others impart higher cash back percentages according to various spending
categories assigned by the card issuer.
All your
purchases earn 1 %, and you can earn a 5 % rebate
on certain categories of spending that change every three months.
The former are the most common and provide one cash - back rate
on certain categories or
on all
purchases.
You can also earn 5 %
on certain purchases that fall under special
categories, which are called «PowerPerks».
Unlike other cash - back cards, the cash - back rate applies to all
purchases, not just
on certain categories.
If you want a card that gives you cash back
on every
purchase you make and even more cash back
on certain bonus
categories, the Blue Cash card from American Express might be a fit.
Some flat - rate cards will give you 1.5 percent cash back
on all
purchases, while others offer accelerated cash back earnings in
certain categories.
Some credit cards offer increased rates of return
on certain niche
purchase categories.
In addition to a sign
on cash back bonus, there are several opportunities to earn more points per dollar spent
on purchases that fit into
certain categories.
Some of them require you to sign into the program once every three months to take advantage of higher cash back amounts
on certain categories of
purchases.
Like many cards, it offers a straightforward cash bonus for spending
on the card as soon as you receive it, but it also has
purchase bonuses
on the first $ 10,000 you spend in
certain categories.
The card offers one point per dollar
on general
purchases and three points per dollar
on certain categories of
purchases, including travel, shipping, internet advertising, and internet, cable and phone services.
Upsides: The opportunity to earn cash back
on all
purchases and 5 percent cash back in
certain categories.
But there are many flavors of each.Cash - back rewards may be a set percentage back
on every
purchase (flat - rate cash - back cards); a base percentage, with more for
certain categories, such as gas and groceries (tiered - rate cash - back cards); or a base percentage, with more for a rotating list of
purchase types, such as restaurants in one quarter and gas in another (rotating
categories cash - back cards).
While other Chase cards offer extra points
on certain categories, most of them offer 1x points
on other
purchases - that's where the Freedom Unlimited comes in, with 1.5 x points
on all
purchases.
Some of these cards will offer a simple, blanket fixed rate across all
purchases, others may confuse things a bit by offering a slightly lower percentage
on most
purchases, but offer an increased percentage
on purchases within
certain categories such as gas or grocery
purchases.
The amount of cash back
on your
purchases varies by card, and different types of cards may offer higher percentages in
certain categories, like gas or groceries.
Simply put, if the
purchase is not going to earn me bonus points in a
certain category and won't register as a foreign transaction, it goes
on this card.
The Barclaycard Arrival Plus ™ doesn't earn extra points for
certain categories but it does earn 2X miles
on every single
purchase.
Most programs reward you with a flat - rate percentage of your
purchases as a statement credit, while others also offer bonus cash back
on purchases in
certain categories.
For instance, several credit cards — including American Express's Blue Cash and Chase's Freedom cards — offer 5 percent cash back
on certain categories of
purchases, with no limits.
In addition, there is a class of cards that rotate bonus
categories quarterly, such as Chase Freedom, which often provide big bonuses for a quarter
on certain online
purchases or
on Amazon.
In addition to those earnings, you can always combine the Sapphire Reserve with a Chase Freedom card (or two) or Ink Cash and have additional no - annual fee cards earning you tons of extra points at the rate of 5X
on certain categories (dining, groceries, cable bill, etc.) or 1.5 X
on all
purchases.
The rewards in
certain categories are pretty generous: 4 percent cash back at gas stations, including Costco (up to $ 7,000 a year); 3 percent back
on restaurants and travel; 2 percent back
on Costco
purchases; and 1 percent
on all else.
They dangle cash - back
on purchases, perhaps with greater rewards in
certain categories.
For a $ 99 annual fee, you can earn a smidgen of extra points
on certain categories of business
purchases.
Unlike other cash - back cards, the cash - back rate applies to all
purchases, not just
on certain categories.
Plus, with the Capital One ® Venture ® Rewards Credit Card, you earn two miles per $ 1 spent
on all your
purchases, making this an excellent card for people who don't want to worry about earning more rewards for
purchases in
certain categories or keeping track of a spending cap.
They can offer bonuses for
certain types of
purchases, or feature extra cash back
on categories of
purchases that change every quarter.
For example, you can earn 3 points per dollar
on everyday
purchases and more
on certain categories with the no fee Hilton Amex.
Cardholders are promised 0 percent interest
on certain categories of
purchases if they pay off all of the interest within a designated time period.
The former are the most common and provide one cash - back rate
on certain categories or
on all
purchases.
Some pay a flat rate
on all
purchases, while others shell out higher rewards in
certain categories, such as gas or groceries.