Receive in - house workers» compensation experience modification review, focusing
on claim reserves, which could lead to mod / premium reduction
Not exact matches
In the opinion of the Company's management, a discussion of loss
reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current year development
on incurred
claims and
claim adjustment expenses, net and core income (loss), and changes in
claims and
claim adjustment expense
reserve levels from period to period.
In the opinion of the Company's management, adjusted book value per share is useful in an analysis of a property casualty company's book value per share as it removes the effect of changing prices
on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact
on unpaid
claims and
claim adjustment expense
reserves.
But the organization's
reserve fund plummeted during the housing crisis, largely due to insurance
claims resulting from homeowners defaulting
on their loans.
With banks holding fractional
reserves of Federal Reserve dollars (notes and deposit
claims on the books of the Fed, whose sum is called «the monetary base»), when the Fed increases the quantity of Federal Reserve dollars by $ 1 billion, the banking system ordinarily creates a multiple amount of deposit dollars.
With fewer
claims being made
on their
reserves, some of their
reserves that were previously «desired
reserves» are now seen as «excess
reserves,» and Banking Rule # 1 is in play: these now excess
reserves can be lent out in the form of a larger supply of bank liabilities (most likely in the form of new deposits granted to borrowers).
So the burden
on proof is not the atheist to Disprove your
claim, the burden of proof is
on the person
claiming there is a god to demonstrate its validity... unfortunately this has not ever been done, so atheists reject the
claim and
reserve judgement and belief till evidence surfaces.
Just as the prophet warns us against
claiming for ourselves tasks that are
reserved for God alone, Matthew tells us that we are to take
on other tasks
on God's behalf, chores we may not want.
Reports across the Spanish media had previously
claimed on Friday that Philippe Coutinho would not take the No. 7 shirt at Camp Nou because it was being
reserved for Griezmann.
Each building also has its own concierge so you can
reserve a cabana by the pool or the beach (no more waking up at 6AM to
claim a cabana by laying your towel
on it).
The company denies that the objective is simply to save money, and
claims that to harvest oil and gas profitably from the North Sea, it must focus
on the exploitation of small
reserves as the big wells run dry.
If the timeline disproves the
claim, I should say, because the Expelled Web domain was
reserved well before what they say is their turning point in their understanding of the issue based
on their reporting.
Devon begins his gruelling training for A&T's mostly - black drumline
on the wrong foot, wearing dark colours when white was demanded, failing to get his roommate to the first tryout
on time, and
claiming an instrument
reserved for upper - tier members of the drumline — and refusing to give it back until he's shown some respect by veritable drill sergeant Sean (Leonard Roberts).
On NYC's teacher union's
claim that charter schools have «massive cash
reserves» and don't need more funding:
FHA is between a rock and a hard place as it struggles to recoup losses that have depleted the
reserve fund used for paying mortgage insurance
claims on defaulted FHA loans.
FHA is struggling with diminishing cash
reserves used to pay mortgage insurance
claims on defaulted and foreclosed FHA loans, and maintaining affordable home loan programs.
It's not acceptable for a Florida renters insurance carrier to expose themselves to draining their entire
claims reserve on one incident, such as a windstorm or hurricane, that would leave little to nothing to pay other garden variety
claims.
Even for insurance carriers with tens of billions of dollars in
claim reserves and the right reinsurance, that's still more exposure than is prudent for a company to take
on.
The insurance company has a duty to defend you, in order to reduce the amount paid
on liability
claims and to protect all their policyholders and the financial strength of the
claims reserves.
Not only does USAA not have a war zone exemption, but if you're
on active or
reserve duty, USAA will waive the deductible for your
claim.
realized a capital gain even though you did not dispose of a capital property in the year (for example, where a capital gains
reserve was
claimed on your 2015 return, or a capital gain was allocated to you by a trust or mutual fund);
«After four straight years of growth and with sufficient
reserves on hand to meet future
claims, it's time for FHA to pass along some modest savings to working families.
On the other hand, remember that insurance companies are required to maintain
claims reserves.
It depends
on the amount of loss
reserve and the nature of the
claim.
Whether they are paying the right price or not depends heavily
on whether the
reserving for
claims at the Tower Group entities is overstated or understated.
This regulation stabilizes the financial system, but irritates the more aggressive financial types, who could enjoy vastly higher return
on capital if they didn't bother to maintain
reserves to actually pay
claims.
In short, little is actually happening
on the international seabed — in the Arctic or elsewhere — other than states using science to
claim the limited economic rights that are
reserved for them by international law.
Because oil companies have spent the last 30 + years trying to maximize shareholder value, increase their bookable
reserves (discovered oil that they can
claim on their books) and outsource much of their day - to - day production operations, they were already in a position where they had too many eggs in a highly unstable basket.
But
reserve your fury for them, don't pick
on those who make no such
claim.
«Reports that Exxon Mobil will reduce its proved
reserves by about 20 % have caused great excitement, coming after New York Attorney General Schneiderman's
claims that the company might have misled investors about the impact of climate change
on its
reserve valuation....
Backers of the Nebia crowdfunding campaign can
reserve a single unit for $ 299 (said to be a $ 399 retail value), and the company
claims that the device will pay for itself in less than two years, based
on the water usage in an average US home.
Indeed, Mr Hogg had from the outset
claimed that his contract had been terminated (and agreed to work
on new terms, while
reserving his rights to sue).
The
claim involves two lots totalling nearly 2,000 acres, and alleges that B.C. failed to meet its legal obligation to prevent settlers from pre-empting lands
on these two lots and that Canada failed to meet its legal obligations to create
reserves for the Band once B.C. entered Confederation in 1871.
Reserving comment
on the merits of
claims made previously, the relocation order is vacated and remanded to family court for additional findings in compliance with Arizona law.
I believe in transparency in the
claims process so that insurance companies know early
on in the process the proper
reserves they may need to set to provide proper compensation for my clients.
Stephen brings an additional client perspective having spent significant time in house at a senior level where he has worked
on high value complex
claims, managed
claims teams and worked across teams
on wider management issues including
claims process, IT implementation, lawyer panel procurement / oversight,
reserving, pricing and policy wordings.
We
reserve the right to
claim interest pursuant to the Late Payment of Commercial Debts (Interest) Act 1998
on overdue fees.
In particular, the court considered whether service of the
claim form and particulars of
claim is a
reserved legal activity under section 12 of the LSA 2007, and, if so, whether a litigant in person could delegate service to a person who was not entitled to carry
on a
reserved legal activity.
She rejected the
claim of former Chief Taypotat of the Kahkewistahaw First Nation that the First Nation's Election Code's education requirement that candidates for office hold a Grade 12 diploma or equivalent discriminated against him
on the basis of his age and residence
on the
reserve.
Further, once we have agreed to work
on a case, we
reserve the right to withdraw for any reason, including an inability to prove a
claim of actual innocence
The
claim alleged B.C. failed to meet its legal obligation to prevent settlers from pre-empting lands
on these two lots, and Canada failed to meet its legal obligations to create
reserves for the Band once B.C. entered Confederation in 1871.
The litigation concerns
claims that, in specified circumstances, the 1.5 % stamp duty and stamp duty
reserve tax charges which arise
on an issue or transfer of chargeable securities to clearance or depositary services (pursuant to sections 67, 70 and 93 of the Finance Act 1986) are contrary to European Union law.
Types of
claims include the inadequate allocation of
reserve land, the failure to protect
reserve land from unlawful disposition or lease, fraud
on the part of government employees, and the misadministration of First Nations» funds and other assets.
One is the 2008 repeal of s. 67 of the Canadian Human Rights Act, which prevented aboriginals
on reserves from pursuing certain types of human rights
claims against the federal government.
The insurance regulator, Irda,
on the basis of a Supreme Court judgment, had asked general insurers to increase their
reserve requirement against third party
claims in 2011 - 12.
A few states took a significant hit
on claims, and if those
claim reserve accounts were all that the insurance companies had at their disposal, it would have been a problem.
This means that the insurance company will put money in
reserve to settle the bodily injury
claims (double check the section
on reserves).
There was no correspondence ever received from BCS acknowledging my
claim documents or
reserving its rights under the policy when the
claim was submitted
on 7/7/11.
Growing pressure
on insurers»
reserves suggests that insurance buyers should be more sensitive to the strength and
claims paying ability of their risk carriers.
We
reserve the right to request additional information prior to reaching a decision
on the
claim.