Sentences with phrase «on community banks»
Housing starts have been far below what's needed to meet rising demand, and easing some requirements on community banks could lead to more robust construction lending.
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Increasing the ease of financing new start - ups by streamlining regulations on community banks and credits unions, letting small business entrepreneurs defer student loan payments interest - free while they're getting their business started; and expanding SBA financing programs
«Taking a focused look at clarifying the regulatory environment around online lending, reducing some of the burdens of regulation on small and community banks, and reducing the burdens on community banks so they can go back to making more small - dollar loans is a good thing,» she says.
Increasingly strict regulations placed on community banks and larger banks alike are only fueling the fire.
But now that the playing field has changed, it's time to consider a different strategy: focus on community banks and business - only banks whose lending priorities will ensure their continued interest in backing small and midsize companies.
Meanwhile, the committee also heard about forthcoming FDIC research on community bank branching.
Officials discussed the document at a meeting last week of the FDIC advisory committee on community banking.
Reform the Dodd - Frank financial regulations to remove unnecessary paperwork requirements on community banks and promote increased lending to local businesses.
Easing the regulatory burden on community banks has been less controversial than for big banks precisely because smaller institutions did not originate the bulk of loans that defaulted during the crisis.
Lawrence Yun, NAR Chief Economist says that «new financial regulations have greatly raised the cost of doing business for the smaller guys, due to more onerous lending regulations on community banks.»
NAR analysts say the association might favor easing some Dodd - Frank requirements on community banks, which traditionally provide the bulk of financing for housing construction.