Sentences with phrase «on consumer loans remains»

Not exact matches

In addition, indicators of financial stress — such as loan arrears — remain low, suggesting that the high debt - servicing burden is not yet imposing a significant constraint on consumer spending.

However, it remains to be seen what effect this will have on the student loan industry and whether the average consumer, or student loan borrower, will benefit from this acquisition.

Consider how long a collection account will remain on your consumer report and affect your risk score before taking out a debt consolidation loan.

The analysis looked at about 4 million consumers that had at least one auto loan, a credit card and a mortgage, and found a preference for remaining current on auto loans over the other types of financing.

Fair Isaac insurance market manager Lamont Boyd remarked to Consumer Reports that the credit bureau's Assist insurance score is only based 40 percent on payment history, with the remaining 60 percent stemming from credit limits and balances, the age of the consumer's earliest account, if they shopped for loans, and the types of loans thConsumer Reports that the credit bureau's Assist insurance score is only based 40 percent on payment history, with the remaining 60 percent stemming from credit limits and balances, the age of the consumer's earliest account, if they shopped for loans, and the types of loans thconsumer's earliest account, if they shopped for loans, and the types of loans they hold.

Any «consumer protection» discussion should center on whether the public would benefit from a regulation that residential first mortgage loans must not allow for negative amortization — or, perhaps, that the borrower must be qualified on the required fully - amortizing payment for the remaining term.

New, tough nationwide regulations on payday and other short - term loans, finalized by an Obama - era appointee who led the Consumer Financial Protection Bureau, will remain on the books at least temporarily.

However, it remains to be seen what effect this will have on the student loan industry and whether the average consumer, or student loan borrower, will benefit from this acquisition.

Additional fees are charged to recertify the consumer every year at StudentLoans.gov and manage their account, including managing all communication, changing payments and updating the student on any and all relevant details to ensure their consolidation and repayment plan remain in good standing until the day that they're eligible for loan forgiveness.

The Johnson - Crapo legislation contained many positive aspects such as an explicit government guarantee, continuing HERA conforming loan limits, and a lower down payment for first - time homebuyers; however, NAR remained concerned with the potential impact on overall mortgage costs for consumers under this bill.

The Basel III regulations directly address single family residential loans that are made to consumers and remain on bank balance sheets.

On Nov. 12, Treasury officials announced they were shifting the focus of the program from financial institutions to consumer credit, with the remaining funding now earmarked for credit card, student loan and auto debt.