Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect
on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount
rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the
Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our
credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
After all, it is counterproductive to neglect your
company's
credit rating in favor of focusing
on business outreach and development as that action would be hypocritical given that damaging the
company's
credit score would be detrimental to progress.
The
company declined to comment
on the performance of its bonds or its
credit ratings.
Heavy earthmoving equipment supplier Emeco Holdings has shrugged off a
credit rating downgrade from Fitch
Ratings, with managing director Ian Testrow saying the market should focus
on the big picture of the
company's merger and restructuring plan.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of
credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8)
company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU,
on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted
on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined
company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition
on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger
on the market price of United Technologies» and / or Rockwell Collins» common stock and / or
on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined
company, to retain and hire key personnel.
Factors that will have an impact
on credit quality of
companies include domestic consumption trends, exports, commodity price risks, sensitivity to changes in interest
rates, working capital risk, capital expenditure and sensitivity to foreign exchange volatility.
He also says the
company is sitting
on a lot of acreage in emerging gas fields, and its investment - grade
credit rating of BBB + means it's a low - risk play.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the
Company's control, including natural and other disasters or climate change affecting the operations of the
Company or its customers and suppliers; (2) the
Company's
credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the
Company's information technology infrastructure; (10) financial market risks that may affect the
Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the
Company's Annual Report
on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports
on Form 10 - Q (the «Reports»).
Behind this call is her expectation that this current era of loose monetary policy and tumbling interest
rates may be coming to an end, which would put more pressure
on companies with low
credit quality.
If you apply, expect barter
companies to check your Dun & Bradstreet
credit rating and vendor references, although the application and approval process should be easier than with a bank loan;
on credit lines worth more than $ 10,000, owners may also have to sign personal guarantees.
If you make six consecutive
on - time payments, your
credit card
company may be willing to adjust the
rate.)
After recessions, the Fed normally lowers short - term interest
rates to make it easier for
companies to borrow and invest and for consumers to buy things
on credit.
How much your
credit card interest
rate will rise depends
on several factors, determined by the issuing
company.
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the
on - going flat / inverted yield curve (meaning short - term interest
rates that are virtually equal to or exceed long - term interest
rates, thus lowering profit margins for financial services
companies that borrow cash at short - term
rates and lend at long - term
rates), potentially higher
credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
While OneMain Financial doesn't have the most competitive
rates on the market, it's one of the few
companies that will lend to borrowers with
credit scores below 620.
Loans under the new
credit facility bear interest, at the
Company's option, at (i) a base
rate based
on the highest of the prime
rate, the federal funds
rate plus 0.50 % and an adjusted LIBOR
rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 2.00 %.
After six months of
on - time payments,
credit card
companies are required to lower your
rate on your outstanding balance back to your normal interest
rate thanks to the CARD Act of 2009, but the
company may keep the penalty APR
on future purchases.
Loans under the
credit facility bear interest, at the
Company's option, at (i) a base
rate based
on the highest of the prime
rate, the federal funds
rate plus 0.50 % and an adjusted LIBOR
rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 1.75 %.
While bond
credit ratings and relative yield can compensate an investor for the relative risk of
companies to make good
on their debts, the recent past has shown this is not always the case.
Based
on this information assimilated from 100 + SaaS
companies, your overall conversion
rates will be better by not requiring
credit card information upfront.
Investments in
companies engaged in mergers, reorganizations or liquidations involve special risks as pending deals may not be completed
on time or
on favorable terms, as well as lower -
rated bonds, which entail higher
credit risk.
a reduction in the
rating awarded a debt or equity security; a
credit agency downgrades the debt of a
company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or
on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital
On Sept. 19, following PDVSA's initial proposal, Standard & Poor's lowered the
company's
credit rating to CC from CCC, calling the one - for - one swap offer a «distressed exchange.»
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the
Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited
credit histories with high - interest
rate debt that they could not repay; (ii) many of the
Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the
Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the
Company was providing online loans to college students despite a governmental ban
on the practice; (iv) the
Company was engaged overly aggressive and improper collection practices; (v) the
Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the
Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the
Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the
Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million
Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the
Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
Be sure all your payments are
on time and try to negotiate the lowest possible interest
rate with your
credit card
company.
You need to understand that
credit card
companies don't usually have a flat
rate on their cards.
Overview [edit] The interest
rates are set by lenders who compete for the lowest
rate on the reverse auction model, or are fixed by the intermediary
company on the basis of an analysis of the borrower's
credit.
Shares of Sycamore Networks (NASDAQ: SCMR) traded higher today after
Credit Suisse analyst Paul Silverstein upped his
rating on the
company to «outperform» from «neutral.»
Finally, higher interest
rates can affect corporate balance sheets, which can potentially benefit strategies such as Long / Short Equity and Long / Short
Credit that are predicated
on distinguishing between financially strong and over-leveraged
companies.
Following the vote,
Credit Suisse's Alethia Young maintained an Outperform
rating on Puma's stock with a price target boosted from $ 58 to $ 90, although the
company's announcement doesn't yet imply the approval of neratinib.
Corporate bonds» safety varies a lot, depending
on the
company's
credit ratings.
It is often used by
credit card
companies when setting interest
rates, but also refers to the
rate at which corporations default
on their loans.
The interest
rate paid
on the
credit - linked note reflects the creditworthiness of the
company underlying the
credit default swap.
Companies with solid balance sheets, that have better
credit ratings and less debt - to - equity than peers, can weather economic downturns, make opportunistic acquisitions, waste less of their profit
on debt interest, and easily absorb unexpected problems and keep moving forward.
Our updated calculation of the debt spread matches a
company's
credit rating to the yield
on an index of similarly
rated corporate bonds.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance
on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report
on Form 10 - K and subsequent filings by the
Company with the Securities and Exchange Commission.
The
credit card
companies would not budge
on the interest
rates or payments and she didn't feel right about declaring bankruptcy.
Standard & Poor's announced yesterday that it has raised its
credit ratings on Russian
company Wimm - Bill - Dann, after an improved financial performance in 2006.
It's like your
credit card
company's lowering the interest
rate on your
credit card because they view you as a better
credit risk.»
WASHINGTON (CNN)-- A Democratic congresswoman is calling
on credit card
companies to stop hiking interest
rates before President Obama's
credit card bill goes into effect next year.
I try to apply for a better interest
rate on a
credit card and the
company asks me if I have a Savings Account.
Not only is
credit used to determine your
rate on loans, but utility and insurance
companies have begun using
credit scores to determine your monthly premium.
The
credit card
company will then charge a percentage of the amount you transfer, usually 1 - 5 %, which may still be a better option than leaving the balance
on your current card with its high interest
rate.
On a traditional fixed annuity, the issuing
company declares an interest
rate in advance for a class of policies, and the
company then
credits that declared interest
rate to them.
There is a new category called
Credit Opportunities Funds, which invest in
companies that do not have great financial strength and thus pay more interest
rates on their bonds.
Credit card
companies often calculate interest
on outstanding balances, or balances subject to interest
rate, in one of four different ways, according to the Federal Trade Commission: Average Daily Balance.
Credit card companies are generally prohibited from selectively raising the interest rate on your personal credit card without giving you 45 days notice and can only do so after the first
Credit card
companies are generally prohibited from selectively raising the interest
rate on your personal
credit card without giving you 45 days notice and can only do so after the first
credit card without giving you 45 days notice and can only do so after the first year.
Credit card companies charge a variable rate, based in part on your credit
Credit card
companies charge a variable
rate, based in part
on your
credit credit score.
You need to understand that
credit card
companies don't usually have a flat
rate on their cards.
Every insurance
company uses its own formula for deciding how your
credit impacts your homeowners insurance
rates, so you may get a different quote based
on your
credit history.