Sentences with phrase «on credit ratings»

Hlavinka credits Citi's effort at making its new program «seamless and automatic for the customer,» because it has consolidated statements and appears easy to manage, with no downsides such as additional fees or negative effects on credit ratings.

Many long - term derivative contracts are based on credit ratings, and they would have to be re-valued.

This is different from banks that rely on credit ratings to decide who to give a loan.

Consumers have been hearing a lot about the importance of keeping tabs on their credit ratings.

Individuals experiencing true financial hardship find the impact on credit ratings is not very big and does last very long.

Credit card debt consolidation loans have a lesser impact on credit ratings as you are just restructuring terms.

Most school districts have managed to adopt budgets within the state's property tax cap and have those spending plans approved by voters, largely without a negative impact on their credit ratings, a report released by Moody's on Friday found.

Last week I was interested and surprised to read in The Australian Financial Review article Spotless, Nine turn backs on credit ratings that Spotless and Nine had both requested to have their credit ratings withdrawn.

The applicable margin and the commitment fee are determined by reference to a pricing schedule based on the credit ratings applicable to HP's senior unsecured indebtedness.

Delinquency can have an adverse effect on your credit rating, as we report the status of your loans to the consumer reporting agencies on a monthly basis.

What will be classified as excellent credit score will depend on the credit rating agency's score you are considering.

If you have sizable debt, additional borrowing could have a negative impact on your credit rating, which is never a good position for a small business.

Private student loans have interest rates based on your credit rating, and they are not always tax deductible.

The interest rate that you may qualify for through this type of debt consolidation plan can vary based on your credit rating and overall financial picture.

Our WACC is based on standard formulas for calculating the cost of debt (risk - free rate plus a spread based on credit rating) and equity (CAPM).

Failure to repay the loan in a timely manner can have a further adverse effect on your credit rating.

Now the question is, do I really want credit karma giving me advice on my credit rating???

All capital budget items shall include justifications based on return on investment, leverage of other revenue sources, payback period, impact on credit rating, relative value in reducing operating or capital costs, or other such appropriate measures typically utilized to justify and prioritize such expenditures.

Without a certain total in its reserve fund, Westchester County lawmakers risk taking a hit on their credit rating — particularly a rating by credit agency Moody's — which dictates how easily the county can borrow money.

Other than that, Cameron was really struggling and his obsession with avoiding questions on the credit rating looked extremely unconvincing and evasive.

Actual APR may vary based on credit rating, local market conditions, and other factors.

Nobody's likely to loan you a lot of money based on your credit rating because it's so bad.

Full disclaimer — I'm not claiming to be an expert on credit rating.

Or, if your payments start going over 30 days late, this could have a negative impact on your credit rating.

Depending on your credit rating, the credit card company will determine your total line of credit and the interest rate you will pay.

Although these financially and economic roller coaster times have hit many in the pocket book and on the credit rating books, it is nice to know that there are ways to get the financing you need to own a home.

But the main reason many people choose to file a consumer proposal is the effect on their credit rating.

They adjust the amount you may qualify for up or down depending on your credit rating, assets, job stability, and down payment.

You want to keep your inquiries to a minimum because it can have a bad effect on your credit rating.

The amount you pay will depend on your credit rating, and those with good credit could pay closer to 12 percent for their cards, said Matt Schultz, senior industry analyst for CreditCards.com.

Because they don't represent borrowing they in no way indicate anything about your ability to repay and thus have no effect on your credit rating.

For every credit card that you get you will receive a «hard pull» on your credit rating which will reduce your rating for at least 6 months in most jurisdictions.

Time out / rest relaxation can be priceless in your debt elimination process, in which you finally get a handle on your credit rating, FICO ® credit score, and credit report.

Unpaid bills end up going to collection agencies, which can have a severe negative impact on your credit rating.

Student loans, like other loans, have a direct impact on your credit rating.

Since public records reflect poorly on your credit rating, you'll want to make sure that this section of your report stays spotless.

Failing to repay on numerous occasions may have an adverse effect on your credit rating making it more difficult to obtain credit in the future.

The loan is not based on your credit rating, so people with a poor credit rating can still be approved for a mortgage.

The value of these bonds will depend on the credit rating, and because of this there are higher risk levels associated with these investments.

A short sale doesn't affect your credit score as much as a foreclosure, but it will still lower your score and stay on your credit rating for up to seven years.

The only negative factor is that the loan is outside the lending industry, so no improvement can be made on your credit rating even after such a large personal loan has been repaid in full.

If you can't pay your debts, missed payments and CCJ's will both have a negative impact on your credit rating.

The amount of the loan varies and is entirely dependent on your credit rating and / or income.

While the law is perfectly clear that you shouldn't be denied a position based on your credit rating, it can affect your job application success rate.

It's so frequent and accessible, it's easy to forget the potential impacts on your credit rating.

It will help you to make better decisions and give you the energy to focus on bringing in more income and coping with the stress that you are currently under, not to mention the positve effects it can have on your credit rating, debt recovery, FICO ® credit score, and credit report.

This is why it's so important to always keep an eye on your credit rating and be sure that everything listed on there is correct.

The specific rate will depend on your credit rating and term.

Many consumers understand that if multiple inquiries about their credit are made to the major credit reporting bureaus, that can have a negative impact on their credit rating.

What will be classified as excellent credit score will depend on the credit rating agency's score you are considering.