Sentences with phrase «on creditors unless»
Please note: An ordinary trust deed is not binding on creditors unless they agree to its terms.
http://www.consumerbadcreditguide.com/ Not exact matches
After pinching pennies to avoid a U.S. default on debts in July, U.S. Treasury Secretary Tim Geithner now insists Uncle Sam will have to break its obligations to creditors in August unless the federal government's debt ceiling is raised.
Social hardship in the South will not end unless the creditor states agree on a sizable transfer of resources to debtor states through a kind of Eurobonds and social transfers from the EU budget.
Endless Ideas has told us that they intend on reforming the company under a different banner and taking their intellectual property with them, unless creditors get their hands on it first.
And, unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or security lien on it.
«No creditor may make a loan secured by real property [i.e., a mortgage loan] unless the creditor, based on verified and documented information, determines that, at the time the loan is consummated, the consumer has a reasonable ability to repay the loan... and all applicable taxes, insurance, and assessments.»
Also you know that unless you have a plan that is approved to catch up on your debt under a Chapter Thirteen, then the bankruptcy will not usually allow you to keep property when your creditor has an unpaid security lien or mortgage on it.
Some creditors might not provide you with financing unless you agree to the installation of an electronic device that prevents your car from starting if you do not make your payments on time.
If you are applying for new credit, you'll have to lift the freeze on all three bureaus unless you know which bureau the creditor will be contacting.
You may be able to on your own get the creditor to agree to a settlement, but unless the cosigner also signs the agreement, the cosigner could be on the hook for the rest of the balance.
What you need to do to build good credit Simply getting a credit card will not help you build, re-build or re-establish your credit history unless you make on - time minimum payments with all of your creditors.
However, unless a class action is brought, or the 3 credit agencies decide to put a notation on accounts that were dropped by creditors which then hurt fico scores, we are screwed.
Usually, it is difficult to enforce wage garnishment (deducting money from a person's wage) on pensions, unless your creditor has more authority like the Canada Revenue Agency.
Also, unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or security lien on it.
At this point unless your creditors are willing to remove the late payments or you get them removed through the dispute process, the only way to improve your score would be to pay all credit obligations on time consistently going forward.
Most creditors can not take further action against you unless the debts are secured on your home.
On request of a creditor with a claim secured by the single asset real estate and after notice and a hearing, the court will grant relief from the automatic stay to the creditor unless the debtor files a feasible plan of reorganization or begins making interest payments to the creditor within 90 days from the date of the filing of the case, or within 30 days of the court's determination that the case is a single asset real estate case.
Remember, if you have personally guaranteed a business debt — many lenders require that a small business owner take on personal responsibility for loans or lines of credit — you will still be liable for those obligations, unless freed by your creditors.
When you are negotiating to have creditors forgive half or more of the balances owed, they simply will not extend more credit unless you bring the account current again and get back on a plan to pay off the full balance.
a) the respondent was habitually resident in the State of origin at the time proceedings were instituted; b) the respondent has submitted to the jurisdiction either expressly or by defending on the merits of the case without objecting to the jurisdiction at the first available opportunity; c) the creditor was habitually resident in the State of origin at the time proceedings were instituted; d) the child for whom maintenance was ordered was habitually resident in the State of origin at the time proceedings were instituted, provided that the respondent has lived with the child in that State or has resided in that State and provided support for the child there; e) except in disputes relating to maintenance obligations in respect of children, there has been agreement to the jurisdiction in writing by the parties; or f) the decision was made by an authority exercising jurisdiction on a matter of personal status or parental responsibility, unless that jurisdiction was based solely on the nationality of one of the parties.
The commenters set forth an example in which a borrower finances $ 100 of closing costs in a 30 - year mortgage loan having an eight percent fixed annual rate, and the creditor sends the consumer a $ 100 refund check, illustrating that the creditor will still earn $ 240 on that refund over the life of the loan unless the borrower sends an extra $ 100 payment to her mortgage servicer.
However, TILA, RESPA, and their implementing regulations currently do not expressly require the disclosure of: (1) The email address of the creditor (unless the creditor is also the loan originator, in which case it must be disclosed on the GFE but not on the RESPA settlement statement); (2) the name, email address, and phone number of the consumer's primary contact with the creditor; (3) the email address of the closing agent; (4) the name, email address, and phone number of the consumer's and seller's real estate brokers, if any; or (5) the license number or other unique identifier issued by the applicable jurisdiction or regulating body with which a closing agent or real estate broker is licensed and / or registered, if any.
Proposed § 1026.38 (i)(1)(iii)(A) would have specified that if the actual amount of «Total Closing Costs» is different than the estimated amount of such costs as shown on the Loan Estimate (unless the difference is due to rounding), the creditor or closing agent must state, under the subheading «Did this change?