Sentences with phrase «on current interest rates»

This fee is based on your current interest rate multiplied by the balance owed every day the amount is unpaid.
Student loans from private lenders can also be borrowed with a variable interest rate, meaning that interest payment goes up or down depending on the current interest rate of the market.
We recommend doing your research on the current interest rates offered by the banks and financial institutions to get the lowest rate in the market.
We've gathered data on current interest rates to give you an accurate idea of what you can expect today.
The capital value of a bond can rise or fall depending on the current interest rate and the amount of interest accrued since the last coupon payment.
The Federal Reserve collects information on the current interest rates of credit card plans issued to American consumers by all commercial banks - this includes data from non-reward and retail credit card accounts.
This is an example based on a current interest rate of 1.05 % (guaranteed minimum rate of 1.00 %).
We talk about the concept, but it's not something we're recommending at this stage because the payout of immediate annuities is dependent on current interest rates, which are still historically low.
At the end of the index term, your client benefits from competitive renewal caps and fixed interest crediting rates based on the current interest rate environment and current market conditions.
But you can help yourself by doing some homework on current interest rates and what the economic outlook is like as your loan closing nears.
The amount of interest you earn in a money market account depends on the current interest rates in the money markets, though they generally have a higher interest rate than many other forms of financial savings plans, like certificates of deposit (CDs).
Essentially what this means is that the buyer must qualify for a mortgage as calculated on the current interest rate as well as a potential increase in the interest rate of around 2 extra points.
Get a read on the current interest rates for VA home loans and whether it makes sense to apply now.
This implies that a portion of the portfolio resets each year based on the current interest rate levels.
Variable Rate Student Loan Refinancing A variable rate student is a loan where the interest rate can adjust each month based on the current interest rates available.
By paying the difference between the bond repayments calculated by the bank on the current interest rate and their own projections of what the interest rate may be in future, these investors not only ensure their cash flow can absorb a number of interest rate hikes, they are also building a cash reserve in the bond by paying a little extra each month.
Professional investors using the P3 Wealth Manager do so by calculating their cash flow projection on the long - term average interest rate of 12 % — not on the current interest rate.
The Federal Reserve collects information on the current interest rates of credit card plans issued to American consumers by all commercial banks - this includes data from non-reward and retail credit card accounts.
For fixed rate mortgages, the calculation of a prepayment penalty will depend on, among other things, an IRD calculation which for most of our customers is dependent on current interest rates (please see below if you have a Street Loyalty mortgage).
There is also a fixed account option whereby the policyholder can earn based on a set interest rate (which is, however, subject to change based on the current interest rate environment).
But you can help yourself by doing some homework on current interest rates and what the economic outlook is like as your loan closing nears.
This gives us some flexibility in reinvesting based on current interest rates and being able to extend maturity, while also reducing your interest rate risk for money you may need in the shorter term.
Bond and cash allocations will depend on current interest rates and the expected return for each.
Based on current interest rates, a borrower with a credit score north of 720 would pay 3.283 % in interest annually on a 5 - year, $ 20,000 auto loan, and the buyer would pay $ 1,714 in total interest over the loan period.
Depending on your current interest rate, this might still be a good time... View Article
Just because you can afford to place a high bid today (based on current interest rates) doesn't mean that it is sustainable option for the long term.
Depending on your current interest rate, you may be able to maintain or reduce your monthly payment while paying the loan down faster.
Depending on your current interest rate, refinancing can dramatically lower the amount of money you pay over the life of your student loan.
The amount that you can borrow is based on current interest rates, the lesser of the home's appraised value or the FHA loan limits for the area; and the age of the borrower (s).
Which was based on current interest rates.
Depending on the current interest rate the lender is having, it is best to pay off personal loan.
The downside: you would incur closing costs and could also lock yourself into a higher monthly payment, depending on your current interest rate.
And we're seeing portfolios that have bonds that are trading at premiums, that have higher coupons, that have 20 -, 25 -, 30 - year maturities, but the duration calculation is based on the current interest rate and those bonds coming due in the next two years or three years because of call provisions, etc..
Universal Life Universal life insurance resembles whole life in that it is also a permanent policy providing cash value benefits based on current interest rates.
The non-guaranteed illustration shows the projected performance of the contract based on current interest rates and costs along with the assumption that the policyholder will not withdraw cash from the savings or change the intended premium.
Universal life insurance can offer the best of two worlds — a fixed amount of coverage with a tax - deferred, cash accumulation account based on current interest rates.
Universal life offers insurance protection until your death, with guaranteed premium levels and tax - deferred benefits that are based on current interest rates.
If you don't have that table in your policy or your policy is based on current interest rates - then you need to contact your Insurance Company or agent and ask for an illustration showing the cash values.
For example, if you borrow # 37,500 and take 29 years to repay then based on current interest rates you would end up repaying around # 52,500 in total.
Note current real estate market conditions with a practiced eye; also fill you in on current interest rates and lenders» criteria
Based on current interest rates, a 65 year old borrower would typically need a down payment of roughly 51 % of the purchase price of the home.
You can cash out from this property but depend on your current interest rate.
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