Sentences with phrase «on cutting my expenses»

My poor dad's budget or money management focused on cutting expenses to meet his income.

«If we're not, let's work on cutting those expenses and using that money elsewhere it's needed.»

The first year I worked on cutting my expenses as much as possible.

The only way to do that is to get very focused on cutting expenses to the core and increasing income.

Not exact matches

In the meantime, muni experts point out states can renegotiate contracts with servicers, raise fees on things like drivers license renewals, sell assets and privatize prisons and tolls roads to cut expenses and raise cash.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

If you're trying to build wealth, cutting back on unnecessary expenses is a smart place to start.

April 23 - Canadian National Railway Co on Monday posted a 16.2 percent fall in quarterly profit as operating expenses shot up during the harsh winter, and the country's largest railroad cut its 2018 outlook as capacity limits strained its ability to meet high demand.

Philips Lighting, the world's largest maker of lights, reported better - than - expected core fourth - quarter earnings on Friday, underpinned by cost - cutting and lower research and development expenses.

E-commerce transactions made through in - car systems, automatic ordering options with fast - food outlets and software updates that cut down on repair expenses will add up to this improved profitability, the company said in a recent presentation to investors.

While I went cash only for all of my expenses (besides fixed costs), another option is to just use this strategy for areas you're trying to cut back on.

He was able to save about $ 25,000 in two years by cutting back on housing, as well as transportation and dining expenses.

Some businesses, on the other hand, have had to cut back on employees and have been trying to trim expenses wherever they can, including wireless, he said.

Overdraft fees, using credit to consume, spending on vices, products or services you don't use or that don't add to your life, are all are expenses that should be cut out entirely.

Until now, Gerardo was able to deduct a large portion of those expenses from his taxes because of a medical - expense deduction that is slated for elimination under the Tax Cuts and Jobs Act, released on Nov. 2.

Pick two or three elements of the wedding to focus on, and cut back on those expenses that have lower priority.

These unnecessary expenses will seriously cut down on your vacation budget, Travel + Leisure reports.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Goldman, headed by CEO Lloyd Blankfein, is already expected to report steep cuts in expenses in its first quarter earnings on Tuesday.

Even so, Arnold started out by cutting expenses — most prominently by moving back in with his parents, which he said was difficult after having been out on his own at college for four years.

Budget six to eight months to earn more and make lifestyle sacrifices such as taking on a roommate, cutting down meals out and extraneous expenses to help you save.

In terms of more concrete steps you can take to up your savings, identify your biggest expenses and cut back on them, says Livingston: «Look at your top one or two line items — the top line item will probably be rent — and make a compromise there.»

This required us to dial back our expenses slightly - things like less eating out for dinners, packing my lunch for work more often, and cutting the cord on cable TV (we still don't miss it today).

Printing is a huge expense for the small nonprofit, and cutting down on the paperwork could add up to significant cost savings.

Or, you are in maximizing - profit phase, which means lifting off the accelerator and cutting back on your sales and marketing expenses.

Shares of early reporter Hess Corp, an E&P company, rose 1.8 percent on Wednesday after it reported a smaller - than - expected quarterly loss, thanks to expense cuts and the rise in oil prices.

By cutting back on expenses, Jacobson was able to retire at 38 even though his joint income with his wife never surpassed $ 135,000.

This is a great time to discuss where you would like to cut back on certain expenses.

On the flip side, these same entrepreneurs will tell you cutting expenses to meet reduced revenues is not the way to make a company work; budgeting your way to prosperity is not an effective business strategy.

That transition is enabling gamemakers to cut back on middlemen and reduce their expenses: Their gross margins are about 80 % for downloaded titles, compared with 60 % on packaged games, T. Rowe Price estimates.

Once Sall decided that he wanted to eliminate his debt for good, he started living differently: He cut his expenses, took on side gigs and simplified his life.

I've thought about this topic a lot, and I keep coming back to the same annoying conclusion: lots of families spend all of their income (or more), and when they realize this is a problem, they try to cut back on small luxuries when they should be thinking about housing and car expenses — the elephants in the room.

I cut back on my expenses as much as I could and started ravaging my savings.

That's because if the market were to perform poorly, you could always cut back on some of these expenses.

Seventy - one per cent said they'd been forced to cut back on other expenses, while 64 per cent were driving less and just over half cancelled their vacation plans to stay closer to home.

Many small businesses cut down on expenses by making wise purchasing decisions, but only a very small number of businesses take full advantage of all the options available to them with regard to working out all the taxes involved in their business.

As Tribune began its company - wide buyouts / layoffs this week, with the public glare on L.A. («Behind the scenes of the L.A. Times» buyout drive «-RRB- but with expense - reducing cuts introduced across the 11 - daily company, the odd investor bought into what has become a bedraggled stock.

Credit raters, well aware that Alberta's energy - royalty days are on indefinite hold, have urged balance through spending cuts or revenue hikes, noting the province's high per - capita expenses and low tax burden make a dangerous combination, yet offer ample room to act.

This amount of debt can be a massive burden for Americans in retirement, when most individuals need to cut back on expenses to stretch savings.

He also frequently discusses the big - picture trends that are putting the squeeze on the bottom 90 %, offering work - arounds and expense - cutting tips to help readers carve out more money to save in their budgets — AKA breaking the «savings barrier» and transitioning from debtor to saver.

April 25 Comcast Corp topped Wall Street estimates for quarterly profit on Wednesday as the communications company cut expenses and added high - speed internet customers, offsetting a drop in cable TV subscriptions.

This was only resolved through major cuts to direct program expenses and a reduction in the escalator for Canada Health Transfer, the latter putting major fiscal pressures on provincial governments.

But margins slid as the Taiwanese group grappled with rising expenses and the late release of the flagship iPhone X. No wonder boss Terry Gou is looking to cut the group's heavy reliance on its Californian customer.

The plan the authors propose — cutting the business tax rate to 15 percent, allowing full expensing, offering a reduced rate on repatriation, and increasing infrastructure spending — could cost $ 5.5 trillion by our estimates.

A new report, released by Morgan Stanley's Institute for Sustainable Investing, argues that sustainable technology can cut a typical office building's annual expenses by 3 % to 30 % 1, depending on what US city it's in.

For example, baggage fee waivers may be helpful to frequent travelers looking for ways to cut back on their expenses.

Despite the cost of monthly student loan payments, many are spending just as much as their less - indebted counterparts, choosing instead to cut back on savings in favor of other expenses.

Consider taking on a roommate to split the cost or think about moving closer to work to cut down on extra expenses like gas.

Find out how no - load funds, index mutual funds and ETFs can help investors boost returns just by cutting down on expenses and sales charges.

Personal Capital has been fantastic for helping me monitor my net worth, manage my expenses, and cut down on exorbitant mutual fund fees in my 401K.