Sentences with phrase «on debt ratios»

Ryan: (with renewed bravado) No, it's when the terms are permanently defined based on your debt ratios vs your return on the initial payment... and various other demographics.

For example, a lender might be more lenient on your debt ratios if you have an excellent credit score.

Lenders are putting more emphasis on debt ratios these days, as a result of financial losses and new government rules (see below).

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.

This might permit larger mortgage amounts for energy - efficient homes and help qualify more first - time buyers who are now frequently rejected on debt ratio grounds.

Not exact matches

Bank of Montreal chief economist Douglas Porter also contends that too much emphasis is placed on the debt - to - income ratio.

All of that spending will have a limited effect on the province's net debt - to - GDP ratio, however, which stands at 37.1 per cent.

Debt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equDebt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equdebt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equity.

The IMF and European Commission both estimate that Italy's debt - to - GDP ratio will begin to fall in 2016, but other analysts argue that these estimates are based on overly optimistic growth projections.

(Free cash flow on a per share basis is up 2 % year - over-year and stands at a strong $ 559 million for the quarter, despite a very high debt ratio of about 78 %.)

No word yet on the equity - to - debt ratio, but debt financing will be provided by a large group of banks that include BofA Merrill Lynch, Morgan Stanley, CUBS and Jefferies.

Interest coverage measures a firm's ability to make interest payment on its debt through earnings - the lower the ratio, the less likely the firm is able to make interest payment.

There are really three factors that go into the ability to pay off indebtedness: first, the size of the debt itself (including the rate at which it grows); second, the ratio of one's income or assets to the debt; and third, the competing demands on your financial resources.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

«But going forward, they're not going to have a lot of extra money in the kitty for new initiatives if they want to keep debt - to - GDP ratio on a downward path,» he said.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

Our debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our debt to Adjusted EBITDA ratio is well below one times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»

As with any ratio, this depends on a company's industry; however, it's generally accepted that industrials should maintain a debt - to - equity ratio between 0.5 and 1.5.

On average, debt - to - equity ratios have been on the rise over the past two decadeOn average, debt - to - equity ratios have been on the rise over the past two decadeon the rise over the past two decades.

The rapid rise in the debt - GDP ratio has had remarkably little impact on the interest bill facing the government.

There are a number of frequently used debt ratios that show how much a company relies on debt financing.

If you earn money outside your full - time job, include it on your application so that an accurate debt - to - income ratio will be reflected.

On the other hand, a high debt - to - equity ratio translates into higher risk for shareholders since creditors are always first in line for compensation should the company go bankrupt.

Fiscal sustainability depends on the debt - GDP ratio, not the annual budget balance.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

Paying off credit cards that are maxed out or nearly maxed out will help you lower your credit utilization ratio on revolving debt.

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income ratio.

Since you'll need to keep your credit utilization ratio at 30 percent or below to do well in this area, focus on paying down revolving debt before installment loans.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

The share of a large car manufacturer, for example, may trade on a low P / E ratio, and have a great Dividend Yield, but if it has a pile of debt repayable next year then the low share price might be valid.

It will have an adverse impact on your credit utilization ratio right now, but that's ultimately better than ending up in even more debt.

Additionally, Upstart will look at your debt - to - income ratio as well as any negative marks on your credit history, such as bankruptcy.

You also need a good credit history that shows you pay your bills on time and have a low debt - to - income ratio.

In contrast, according to the Parliamentary Budget Officer, the provincial, territorial and local government sector does not have a sustainable fiscal structure, even though their aggregate debt - to - GDP ratio is currently under 30 per cent, but expected to rise significantly due to the impact of an ageing population on their finances.

Their studies were the basis of much of the austerity movement in Europe and the US, based on their claim that debt - to - GDP ratios over 90 % are linked to much slower economic growth.

Professor Scarthe also recommends that, once the deficit is eliminated in 2015 - 16, any future government should gradually start creating a deficit by, for example, spending on infrastructure and this could be done while at the same time maintaining a stable debt to GDP ratio of around 25 per cent over the medium to longer term.

Pay off credit card debt: Reducing what you owe on your credit cards will lower your credit utilization ratio quickly, which is key to giving your credit score a boost.

«We will continue to urge the government to remain vigilant about its spending and keep our debt - to - GDP ratio on a downward trajectory.

The effect of the student loans on your debt - to - income ratio is the key deciding factor.

The federal government continues to be on track to achieve its target debt - to - GDP ratio of 25 per cent by 2021.

What's more, Fannie Mae is raising the ceiling on debt - to - income ratios (DTI).

In the discussion on the Economic Environment, it is noted that, given Canada's low debt - to - GDP ratio, it has «more policy options».

Your debt - to - income ratio is one of the main ways that lenders can assess your viability as a borrower, so if you carry high balances on your credit card, it could affect your overall DTI.

Not to mention that most of your score is dependent on debt to income ratio and less on late payments.

Mortgage lenders may also offer lower rates to applicants based on credit scores and debt - to - income ratios (DTI).

If one compares WLL (Jan 11 close — $ 47.55) & KOG (Jan 11 close — $ 9.20) on the parameters mentioned in the table below, WLL appears to be an obvious choice due to its lower valuation and debt / equity ratio.

However, in Canada's case, there was a significant interest rate premium placed on its debt in the late 1980s and early 1990s, when its debt ratio approached 70 %.

The federal government is on track to achieve its target debt - to - GDP ratio of 25 per cent by 2021, evidenced by projected surplus budgets in the very short term.

As with student loan refinancing, a mortgage lender will calculate your debt - to - income ratio to determine your ability to make monthly payments on the new mortgage.