For 2017, however, Ferreras - Copeland stressed that the city's reserves are largely flat, and Council Member Helen Rosenthal pointed out later that the CSP depends heavily
on debt refinancing, spending re-estimates and accruals (delays in spending from earlier years) rather than programmatic efficiencies.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or
refinance debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The time spent in the work force before launching Swift helped Harris
refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing
on student - loan
debt.
One of my constant points
on this blog for the last several years has been that households»
refinancing of their mortgage
debt at lower and lower rates has put more money in their pockets for spending and for paying down
debt.
U.S. Sen. Mary L. Landrieu (D, La.), chair of the Senate Committee
on Small Business and Entrepreneurship, and Sen. Jeanne Shaheen (D, N.H.), a senior member of the committee, have advocated for extending this temporary program that allowed small - business owners to use it to
refinance mortgage
debt.
Terri Levine, a business mentoring expert, explains
on QuickBooks, that she advises her «clients to collect all outstanding
debts quickly, decrease prices by 10 to 15 percent, think about
refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»
CNBC's Julia Boorstin and SoFi's CEO Mike Cagney, discusses how his company provides non-banking alternatives for
debt refinancing, which placed him 25th
on CNBC's annual Disruptor 50 list.
Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back
on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation,
refinancing rather than retiring
debts, and the share buyback that is insensitive to a company's current stock price.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of
refinancing the
debt considerably heavier, and as more money goes into servicing the
debt, it means less money is available to spend
on other things, which could lead to less infrastructure spending and increased austerity.»
Our ability to restructure or
refinance our
debt will depend
on the condition of the capital markets and our financial condition at such time.
I've seen
refinancing rates as low as 2.13 % at some student
debt companies depending
on the choices you choose.
So if you have 20 years left
on your home loan and your
refinance using a 30 - year loan, you've just added 10 years to the life of your
debt.
For those who qualify,
refinancing and consolidation is a useful way to simplify monthly payments and reduce the interest rate
on student
debt.
You must also meet credit score and
debt - to - income requirements, which differ depending
on the type of cash - out
refinance you receive.
To be eligible for Citizens Bank student loan
refinance offers, you must no longer be attending school, and you need to have started making payments
on the
debt.
If you're more interested in getting out of
debt sooner and saving big bucks
on interest, consider
refinancing to a 15 - year term.
As with student loan
refinancing, a mortgage lender will calculate your
debt - to - income ratio to determine your ability to make monthly payments
on the new mortgage.
Borrowers who have
refinanced their student loan
debt with lenders
on the Credible platform with the goal of reducing their interest rate, loan term and total amount repaid can expect to save $ 18,668 over the life of their loan.
Refinancing student
debt is similar to federal student loan consolidation in that borrowers take
on a large, single loan in replacement of several smaller loans.
While
refinancing federal or private student loan
debt helps streamline the loan repayment process, borrowers are required to repay the loan based
on the terms agreed upon at the time the funds are received.
The government also needs to
refinance a 1 billion - euro bond maturing in November and a smaller yen note due in July, according to data
on the website of the
debt - management agency, known as AKK.
Because many borrowers have used Credible to
refinance graduate school
debt, the average loan balance for all users — $ 54,591 — is greater than the
debt typically taken
on by undergraduates.
A recent analysis found borrowers who
refinanced their student loan
debt with lenders
on the Credible platform with the goal of reducing their interest rate, loan term and total amount repaid should expect to save $ 18,668 over the life of their loan.
Based
on the risk of losing a $ 200,000 home over defaulting
on a $ 20,000 student
debt, the idea of using a HELOC to
refinance is not worth the trouble and perceived convenience of consolidation.
Depending
on the terms you choose,
refinancing could mean either paying off your
debt faster or lowering your monthly payment.
The first victims of declining real estate values are of course people who rely
on home equity lines of credit and
refinancing to pay their bills and expensive to service credit card
debt.
Its offer is based
on the condition that $ 19 million in existing
debt would be
refinanced, giving it a senior status for repayment.
Given the introduction of several new ECB policies yesterday (expanded QE; purchases of nonfinancial, investment grade corporate
debt; new
refinancing programs; incentives to reduce the impact of negative interest rates
on banks and spur lending) we think the outlook for European credit and equities is quite constructive.
Additionally, qualifying for a cash - out
refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure
on your
debt - to - income ratio.
A spokesperson for Blackstone told Crain's the company decided to
refinance to avail of a better
debt market and bring down the cost of
debt on the loan, as well as to seize the momentum it generated from the new leases.
For student loan borrowers with high - interest
debt,
refinancing may be a good option to save money
on interest.
If you really want to reduce what you pay
on your
debt,
refinancing to a lower interest rate and a shorter term can be the way to go.
Specifically, the U.S. currently finances its
debt on a relatively short - term basis, and it likely will need to
refinance close to $ 4 trillion in
debt over the course of this year alone (Chart 3).
However, if you're focused
on become
debt - free as quickly as possible,
refinancing with a lower - interest loan can help you pay off your loan ahead of schedule.
Additional revenue could be generated by
refinancing and adding
on to the Park District
debt.
«Within minutes, a significant body of town and local leaders came forward to urge me to stay
on and work with the board to address internal issues and, in particular, to carry
on my work regarding my Local Government Fiscal Modernization program and the proposed
refinancing of town
debt expected to achieve a savings of over three quarters of a million dollars over the remaining life of the
debt,» stated Quigley.
Next year it will have to
refinance spending
on over 300 billion euros of
debt, meaning its
debt crisis is far from over.
Bawumia at a lecture last Thursday among other things accused government of spending more money to
refinance debts than it spent
on productive assets.
The legislation allows the owners of the 5,881 - unit complex to
refinance the building's
debt on the condition that they set aside at least $ 40 million for capital improvements.
How much the county still owes
on the arena, however, is not as straightforward a question as it seems because the
debt has been
refinanced and added to several times since the civic center opened in 1991, County Comptroller Michael Conners said.
At the time, the bond industry news covered it in depth, California's Cash - Out Deals Stir Debate and so did the San Jose Mercury News School districts, including many in valley,
on thin ice in
refinancing bond
debt.
Following months of negotiations between the TIFIA JPO and the Borrower, the parties executed two new TIFIA loans
on November 6, 2013 which
refinanced all of the exiting LA - 1
debt as follows: (i) issue a $ 78 million TIFIA loan at the rural rate of one - half the 30 - year US Treasury rate to
refinance the existing 2005 TIFIA Loan; (ii) issue an additional $ 44 million TIFIA loan at the full 30 - year US Treasury rate to
refinance a portion of the senior
debt.
Some of the offerings of
debt relief companies are help with getting a second mortgage,
refinance, home equity loan, etc.
on your home to help consolidate
debt into a lower interest loan, in addition some of them will even provide credit counseling and actually negotiate lower payments with your debtors.
If you are uncomfortable taking
on more mortgage
debt, it's probably better to keep the same loan balance when
refinancing or bring in cash to decrease the principal balance.
Also, if you are in a position where you can save money
on interest payments by consolidating or
refinancing your
debt, then borrowing may be a good option for you as well.
Refinancing a house can improve credit scores by ensuring
on - time payment and by lowering the amount of revolving
debt owed.
A
refinance can also be used to consolidate higher - interest
debts, which can save you money
on interest payments or pay for a college education.
This information should include personal finance tips to help students make a budget, information
on student loan
refinancing, and information about the benefits and drawbacks of either paying off your student loan
debt early or utilizing a longer repayment plan.
Some mortgage lenders offer mortgage
refinancing options, which will enable you to pay off the outstanding balance
on your existing
debts and replace them with a new mortgage.
DRB Student Loans offers great
refinancing options for borrowers looking to save money
on their student loan
debt.