Sentences with phrase «on existing credit lines»

When applying for bad credit mortgage loan, make sure you are current on your existing credit lines.
But it can also cause interest rates on existing credit lines to rise as well (current lenders DO monitor your credit!).

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In addition you could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.
Until now, though, they have focused on providing mortgages and credit lines to existing, generally very wealthy, clients.
You can receive a 0.25 % deduction on your interest rate if you have an existing account with the bank, including a checking account, savings account, money market account, CD, auto loan, home equity loan or line of credit, mortgage, credit card, student loan or personal loan.
Seeking new credit lines is a negative in the credit bureaus» credit score algorithms and, besides, until 12 months of payment history exist for each of the new accounts, the effect on a borrower's credit score is heavily muted anyway.
As you work through the application, make sure to gather account statements on your existing mortgage, car loans, student loans, home equity lines of credit and any other debts.
You will need to gather account statements on all remaining debts, including your existing mortgage, home equity lines of credit, car loans and student loans.
Bill Consolidation Loan: In order to consolidate an existing PenFed loan, line of credit, or credit card, the current rate must be equal to or greater than the rate on your existing PenFed loan, line of credit, or credit card.
Some individuals are confusing the on - line learning requirement with dual credit opportunities while others do not understand that school districts will not be required to purchase online courses if they choose to develop the course content locally, using existing staff and resources.»
Seeking new credit lines is a negative in the credit bureaus» credit score algorithms and, besides, until 12 months of payment history exist for each of the new accounts, the effect on a borrower's credit score is heavily muted anyway.
Many lenders set the credit limit on a home equity line by taking a percentage (say, 75 percent) of the appraised value of the home and subtracting the balance owed on the existing mortgage.
Avoid running up balances on existing credit cards or lines of credit.
Your line of credit can never be frozen (assuming you meet the conditions outlined in the loan agreement) and you will not have to worry about payments possibly tripling in the near future on existing HELOC loans.
Because a HELOC allows you to borrow money against your home's value, your line of credit will depend on several factors, including your home's appraised value, the remaining balance on your existing mortgage, and your credit history.
We also offer Home Equity Lines of Credit to fund home improvement construction on your existing home.
The Smith Manoeuvre involves using the principal portions of each mortgage payment to either invest or pay the interest on your existing tax deductible credit line.
Introductory rate of 2.9 % APR applies to new home equity lines - of - credit opened on or after 5/1/18 and does not apply to refinances of existing IMCU home equity lines.
You can pay off all of your existing debts with a line of credit, which gives you a pool of funds to draw on at any time, with interest paid only on the amount used.
In addition you could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.
If there is an existing second mortgage on the property, such as a Home Equity Credit Line, the entire lien must be subordinated at refinance.
Under the new credit agreement, the interest rate on outstanding balances will fall to 9.5 %, from 10 % under the existing HOOPP line.
Splitting existing credit means a bank is not taking on any new risk, and instead you're just shifting the existing credit lines around a bit.
Request credit line increases on your existing accounts — this will improve your credit - to - debt ratio and thus your overall credit score.
They must either raise capital through additional capital contributions from existing or additional equity partners, or must take on debt, usually in the form of a line of credit secured by their accounts receivable.
The integration with Fundbox allows Clio's customers to automatically establish a line of credit based on the firm's health and invoice history without disruption to existing workflow.
Placing a «security freeze» on your credit report prohibits us from releasing any information in your credit report without your express authorization, except to those with whom you have an existing account or a collection agency acting on behalf of the existing account, for purposes of reviewing (account maintenance, monitoring, credit line increases and account upgrades and enhancements) or collecting the account.
New customers and existing AT&T customers who activate a new line of service with a smartphone on AT&T NextSM will receive a $ 100 bill credit.8
That depends on the company's relationships with lenders and existing covenants in lines of credit.
NAR and a coalition of mortgage industry and consumer groups have gone on record strongly opposing the imposition of such a line, because it would preclude many of the existing products and activities designed to increase access to mortgage credit, lower the costs of homeownership, and foster innovations in home financing.
You Can Borrow against Home Equity «Homeowners who don't have the cash to make a down payment on their next home can tap into an existing home equity line of credit or get one before they put their house on the market,» says Malcolm Hollensteiner, director of retail lending products and services for TD Bank.
PREIT, CBL & Associates Properties, Macerich, Glimcher Realty Trust and Equity One have all recently been able to refinance lines of credit or mortgages on existing properties.
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