Sentences with phrase «on existing insurance policies»

Simultaneous Claim - The beneficiaries of this plan can make simultaneous claims based on existing insurance policies.

Not exact matches

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

Also make sure your deal allows you to take over the seller's existing insurance policies on an interim basis.

Your current insurance company may even cover you on your existing policy.

If you have comprehensive and collision coverages on your existing auto policy, they will carry over to your rental car and you won't need to purchase additional insurance.

Depending on your coverage, you may already be adequately protected by your existing life insurance policy.

It's an add on to your existing renters insurance policy which offers all of the above and more.

Surrender charges exist on life insurance policies to allow insurers to recover the cost of the commission that they have not amortized.

Consider adding your teen to your existing family policy to help cut down on the cost of car insurance.

This provision allows you to exchange an existing insurance policy or annuity contract for a newer contract without having to pay taxes on the accumulation in your old contract.

Depending on the number of days a residence is leased, an existing insurance policy might be adequate or a homeowner might need to purchase an endorsement or separate policy.

So what should you do if you want to cash out of your existing insurance policy or annuity contract and trade into one that better suits your financial needs, without having to pay income taxes on what you've accumulated?

Could it impact whether coverage exists for a secondary claim on an Iowa renters insurance policy?

Your need for a life insurance rider may also depend on how much life insurance protection exists in the policy you have, and what gaps in coverage remain.

A renters insurance umbrella is a policy offering liability coverage, generally in increments of a million dollars, which sits on top of your existing renters insurance or other liability coverage and responds when that coverage has been exhausted.

These policies simply sit on top of your existing renters insurance policy and offer additional coverage for specific items of agreed value.

An umbrella policy is a liability policy that provides coverage in excess of the liability on your existing Renters Insurance or auto coverage.

If the debtor does not exercise the option of providing the insurance through an existing policy or a policy independently obtained and paid for by the debtor, the creditor may purchase the insurance on the property and charge the premium for the insurance to the debtor.

The fact is, when it comes to purchasing travel health insurance (or using existing coverage through a credit card or work plan), the onus is largely on consumers to make sure they meet the requirements of policies.

Guaranty associations exist on a state level to back up the contract guarantees in annuity policies in the case that an insurance company is unable to do so.

Many of the best term life insurance policies offer options called riders, which can be added on to your existing policy or be purchased separately (depending on the rider type).

I want to know when i am taking the term insurance do i need to make any comments on my existing policies, as anyhow i will be closing it soon.

If claimants are no longer able to recover legal costs in large swathes of claims where they previously could, they are likely to seek to recover on existing or new insurance policies.

Uninsured / Underinsured Motorist coverage is an optional add - on to your existing auto insurance policy.

The situation might be that a driver only has a provisional licence and doesn't have someone travelling with them; they may have no driving licence; the car may have been lent to another party without the insurer being notified; in these circumstances the insurance company who have the existing policy on the car will settle the claim (but look to the party responsible for covering their costs).

A few months after the 2015 crash, the defendant's insurer denied coverage based on his lack of cooperation in the crash investigation — which is a policy stipulation that exists in many auto insurance policies.

Automatic Orders seek to preserve the status quo while the action is pending, by prohibiting the transfer or encumbrance of real and personal property and retirement funds, the accumulation of unreasonable debt, and changes in beneficiaries on existing health and life insurance policies.

Whether you have separate liability insurance or your motorcycle is on an existing auto policy, your accident history will affect the amount you pay in premiums.

If you are purchasing a new policy or moving an existing RV insurance policy to a new carrier, you may be eligible for a sign - on discount.

An existing life insurance policy can be used to satisfy the lenders requirements as long as the amount of death benefit on the policy is enough to cover the loan amount required.

Attaching a term life policy to an existing whole life product can specifically allow for it to pay the capital gains tax on the permanent insurance at benefit payout.

Luckily for most freelancers who operate independently, home - based business insurance is available as an add - on to your existing home or tenant's insurance policy.

Plans typically cover four main exposures, but because it's an add - on to your existing property insurance policy the coverage may come with limits:

You can not afford to risk your existing assets such as your income, retirement savings, college funds, salary and other assets which might have to be used to pay a liability award above the existing liability limits on your current insurance policies.

If you wish to increase the coverage area of your auto insurance policy, you should talk to your insurance agent / broker — in some cases you may increase the coverage on your existing policy, in other cases you may get better value by buying an additional policy for the other areas.

At the time he made his decision to no longer make premium payments on his existing policy and to subsequently let it lapse, his existing agent was telling him he could get new insurance.

Since the risk is low, the cost for additional umbrella insurance can be much less than what you pay for the main liability coverage you have on your existing policies.

You can replace your existing auto policy with this hybrid insurance on the ridesharing vehicle only, but this option is not available in every state.

The company on Monday launched two new health insurance covers in the form of top - ups to an existing health insurance policy holder.

The registration number of the vehicle shown on the insurance policy, along with other relevant information including the effective dates of cover are transmitted electronically to the UK's Motor Insurance Database (MID) which exists to help reduce incidents of uninsured driving in the tinsurance policy, along with other relevant information including the effective dates of cover are transmitted electronically to the UK's Motor Insurance Database (MID) which exists to help reduce incidents of uninsured driving in the tInsurance Database (MID) which exists to help reduce incidents of uninsured driving in the territory.

Rideshare insurance is often provided as an add - on to an existing personal policy that kicks in during Period 1 to bridge the gap in coverage and offer full protection.

Depending on your unique insurance situation, adding car insurance to your existing policy can be done a few different ways.

Apollo Munich, a standalone health insurance company, on 27th January, 2016 declared its asociation with Axis Bank for offering tailored insurance policies to the existing bank customers.

The Policy applies (in Canada) in conjunction with existing policies that affect the delivery of products and services by employees, contractors, volunteers, and others who interact with customers, shareholders and others on behalf of TD Insurance.

Available for: All rideshare drivers who have served in the military, or are a spouse or child of someone who is a USAA member Available in: AL, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MA, MD, ND, NE, NV, OH, OK, OR, TN, TX, WA, WY Cost: Starts at $ 6 / month on top of your regular auto insurance bill USAA's rideshare insurance policy is actually an add - on endorsement to your existing policy.

AD&D can sometimes be added as a supplementary coverage rider on your existing life insurance policy, or as a stand - alone insurance policy.

If you're considering a personal liability umbrella, you should know that insurance companies typically require that you maintain a certain level of underlying coverage on your existing home and auto policies in order to qualify.

Your new car is covered by your existing auto insurance policy as a temporary replacement or newly acquired vehicle as defined in your auto insurance policy wordings BUT, only coverage as specified on your previous vehicle.

Available for: All rideshare drivers Available in: AL, AR, AZ, CA, CO, FL, GA, ID, IL, IA, KS, MD, MI, MN, MT, NE, NV, NJ, NM, ND, OH, OK, OR, TN, TX, UT, WI Cost: Adds an additional 25 % to the cost of your personal policy, on average Farmers rideshare insurance product is an extension of your existing personal auto insurance policy, covering you while you're driving your car for personal use and while the app is open and you're waiting for a passenger.

Restrictions based on a prior accident record will vary depending on whether you are looking for a new insurance policy or wish to renew an existing policy.