Sentences with phrase «on financial reserves»

Is your policy on financial reserves up - to - date and being followed?

He also works as a Fixed - Income Portfolio Manager on the Financial Reserves Management Team, focusing on maximizing relative - value opportunities in the municipal bond portion of these portfolios.

He also works as a Fixed - Income Portfolio Manager on the Financial Reserves Management Team, focusing on maximizing relative - value opportunities in the municipal bond portion of these portfolios.

Not exact matches

In the opinion of the Company's management, a discussion of loss reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current year development on incurred claims and claim adjustment expenses, net and core income (loss), and changes in claims and claim adjustment expense reserve levels from period to period.

In addition to the difficulty that many potential business owners face in accessing capital, aboriginal people have unique challenges to securing financing including legislation prohibiting the use of on - reserve assets as collateral, lack of local financial institutions to work with, and lack of access to angel investment or venture capital.

Of note is a $ 3 - billion reserve fund set aside for covering such shortfalls.Then there is the option that governments all over the world rely on: using flexibility in accounting rules to buff up the financial picture.

The trick is that if things turn out better than expected — the restructuring proves less expensive than predicted, or the lawsuit gets settled on favourable terms — the company can release the reserves into earnings, providing a one - time boost to financial results.

Building and maintaining an emergency fund can help you avoid debt and give you a reserve to draw from, which can also help you keep your financial goals on track even through life's setbacks.

The expansion in the Federal Reserve's balance sheet during and after the financial crisis means that reserves are now abundant, and small adjustments in the quantity of reserves will not have much influence on overnight interest rates.

The financial sector rose nearly 1 per cent, after the People's Bank of China said late on Tuesday it would slash reserve requirement ratios (RRRs) for most banks by 100 basis points (bps), a move analysts say will reduce financing costs for lenders.

Whereas the world's financial system formerly rested on gold, central bank reserves now are held in the form of U.S. Treasury IOUs that can be run up without limit.

Although it's true that financial repression has traditionally been practiced using the stick of high mandatory reserve requirements, whereas the Fed has instead been employing carrots in the shape of ON - RRP and IOER interest incentives, the ultimate result — more credit for the government, and less for everyone else — is the same.

As with Fed funds, reverse repo rates, Interest on excess reserves, and LIBOR, the price of gold pings an important signal as to risk, the cost of capital, the state of the financial markets, and economic well - being in general.

For the time being, much of the analysis on the financial losses focuses on the plunge in oil and coal prices, and the potential that a huge portion of the global reserves of oil, gas, and coal will be «stranded» in the ground to curb climate change.

Indeed, since the quantity of circulating currency tends to grow along with the extent of commercial - bank deposit creation, that quantity itself ultimately depends on the quantity of reserves that central banks make available to private financial firms.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

It popped when mortgagors defaulted on their loans, Credit default swaps with no reserves, issued in large part by AIG caused the financial industry collapse.

The banks that receive the new reserves will then have more «raw material» on hand to support their own and, eventually, other financial firms» creation of various kinds of money substitutes.

During the financial crisis the implementation date was moved forward to October 2008, the Fed's hope at the time having been that a positive interest rate on excess reserves (IOER) would establish a new, above zero «floor» for the effective federal funds rate.

BNP is a globally diversified financial institution that produces roughly USD 18 billion in profits annually (before accounting for bad debt reserves), generates ample cash flow and has excess regulatory capital on its balance sheet.

Free reserves rose to unprecedented levels following the financial crisis, when the Fed offered to pay interest on banks» excess reserves.

As I said above, an in depth analysis would look at the financial reports on arsenal.com and determine what we actually spent on player purchases, how our debt had reduced, cash reserves increased.

And with the recent release of the financial figures for last year showing that the club had actually increased it's cash reserves significantly, while the squad has been left without adequate cover in various areas, Ivan Gazidis was quizzed on the matter.

with so much money in cash reserves perhaps Stan Kroenke is insisting on holding ever bigger amounts in Arsenal in order to satisfy his creditors elsewhere that he always has a large supply of cash on tap if he should need to call on it kroenke completed his Rams takeover with an acquisition of 60 % of its share capital in August 2010, less than eight months before paying # 250 million to take his shareholding in Arsenal beyond 60 % when the global financial system was in crisis

There are laws regulating credit reporting agencies, laws regulating bond rating agencies, laws regulating banks, regulating savings and loans, regulating credit unions, regulating financial institutions that lend to credit unions, establishing and regulating the federal reserve, regulating mortgage financing, regulating automobile financing, regulating export - import financing, and so on and so on.

In addition to the «huge liabilities» springing from the economy's reliance on the financial services sector, Mr Clegg said Britain is not protected by being part of a reserve currency.

The monitoring system uses six financial indicators, including levels of cash reserves known as fund balances, operating deficits, cash on hand and reliance on short - term borrowing.

According to Fitch the upgrade was based on the county's improved financial operations including four years of general fund surpluses which have restored available general fund reserves.

Moving quickly to capitalize on their massive financial advantage, the Democratic Congressional Campaign Committee has reserved television time in nearly two dozen more House districts, bringing their total investment in competitive contests to $ 53 million.

A New York state comptroller's report has designated the tiny New Suffolk School as «susceptible to financial stress» based on a lack of reserves.

The report on Levittown's operations said school officials must ensure that reserve funds are governed by board resolutions or policies that include the reasons why money is being set aside, financial objectives for the reserves, optimal funding levels and the conditions under which each reserve fund will be used.

Lack of bias is fine, but when the brothers reserve judgment on the emotional abuses, beatings and financial exploitation of hookers (almost exclusively called «bitches»), their film looks irresponsible and too easily impressed by the men it portrays.

For example, NCB Development Corporation used its $ 6.4 million grant to create the Charter School Capital Access Program; the grant dollars comprise a «first loss reserve» - money that serves as a buffer for lenders in case payments fall through - on a $ 45 million loan pool that NCB and the Reinvestment Fund raised from large financial institutions.

Part of it is because they still don't trust the financial markets, etc. and want to make sure they have a reserve on hand in case something like the Depression comes along again.

Rumors about an Apple tablet have been floating for more than a year, and the Financial Times in December reported that Apple had reserved a location in San Francisco on January 26 for the possible launch of a tablet.

I / We understand and agree that lender reserves the right to verify the information provided on the application with the employer and / or the financial institution.

The Bank of Japan (BoJ) announced on Jan 29 that it will apply a rate of negative 0.1 % to excess reserves that financial institutional place at the bank, with the goal to push down borrowing costs to stimulate inflation.

The insurance company has a duty to defend you, in order to reduce the amount paid on liability claims and to protect all their policyholders and the financial strength of the claims reserves.

But when you have no credit as a safety net, it becomes your number one financial priority to make sure the cash reserve you have is enough to live on.

With no cash reserves, they are just one paycheck away from financial ruin should an emergency or a job loss happen because they can not easily access cash on a moment's notice.

While some students luck out and receive financial assistance by way of grants and scholarships, others are not so lucky and, if they don't have a sizable reserve of personal or familial funds, must rely on student loans to foot the bill.

My main thing is that I want to offer them one more time the option of keeping their loan out to me and the roughly 5 % interest I pay them on it, as it would increase my financial flexibility to do so and allow me to keep more cash in reserve.

Whether you are already on active duty (or being mobilized from the Reserves or National Guard), the Service Members Civil Relief Act (SCRA) helps protect your credit rating and your financial stability.

the disclosure of certain enumerated events affecting a municipal security; these events include the following, if material: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves; (4) unscheduled draws on credit enhancements; (5) substitution of credit or liquidity providers; (6) adverse tax events affecting the tax - exempt status of the security; (7) modifications to rights of securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment; (11) rating changes; (12) failure to provide annual financial information as required; the MSRB, Electronic Municipal Market Access (a.k.a. EMMA) provides free access to municipal disclosures, market data and education

Even sophisticated financial companies can't do any better than 1 or 2 % (annualized) on short - term cash reserves.

Pell Grants are reserved for students from low - income families, so you must demonstrate exceptional financial need on your FAFSA to qualify for one.

For example, people often talk about premium financing and suggest that the only test is whether the affluent applicants asset's (cash reserves or investments) are producing a better ROI elsewhere concentrating on the applicant's other financial ventures.

What your reserve funds can do is help you pay for all your existing financial obligations and puts food on the table while your income is affected.

If you don't have any cash reserves to cover unexpected costs, no matter how minor, weathering a recession or even a simple slowing down of the economy is going to take its toll on your financial situation.

They can also help you make the most of your cash reserve so you are prepared for the unexpected and on track to achieving your financial goals.