Not exact matches
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated in the forward - looking
statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and
Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results of Operations sections of our most recently filed Annual Report
on Form 10 - K and our subsequently filed Quarterly Reports
on Form 10 - Q.
In 2015, Uber passengers were paying only 41 % of the actual cost of their trips, according to an
analysis by transportation industry consultant Hubert Horan, based
on financial statements from Uber.
Our 2015 Annual Report (which includes our audited annual Consolidated
Financial Statements and accompanying Management's Discussion &
Analysis), our 2015 Annual Information Form and our Supplementary
Financial Information are available
on our website at: www.rbc.com/investorrelations.
It publishes four
Statements on Monetary Policy each year, which contain a detailed
analysis of the economy and
financial markets, and an account of the considerations for the policy stance adopted by the Bank.
A business plan should include an executive summary, descriptions of your products, services and industry, an
analysis of your competitors, a go - to market strategy, an operating and management plan,
financial statements and projections, and a background
on each principal of the business.
The first way is the old standard, which relies
on fundamental
analysis of a company's
financial statements.
Our valuation methodology is closely based
on Benjamin Graham's approach, which he set out in Security
Analysis and The Interpretation of
Financial Statements.
He preferred to make decisions based
on his own
analysis of a company's reported
financial statements.
If you're interested in value investing, Investopedia's Fundamental
Analysis Course will provide you with an in - depth understanding of
financial statements,
financial ratios, and strategies used by professionals in over five hours of
on - demand video, exercises, and interactive content.]
Personally, I think Penman's focus
on forecasting is misplaced (as are some of his flirtations with CAPM), but the chapters dealing with
financial statement analysis can be quite helpful.
Company
analysis focuses
on financial information within income
statements, balance sheets and cash flow
statements.
Here is the liquidation value
analysis based
on its most recent quarterly
financial statement to September 30, 2009 (the «Book Value» column shows the assets as they are carried in the
financial statements, and the «Liquidating Value» column shows our estimate of the value of the assets in a liquidation):
By focusing
on value firms, the benefits to
financial statement analysis (1) are investigated in an environment where historical
financial reports represent both the best and most relevant source of information about the firm's
financial condition and (2) are maximized through the selection of relevant
financial measures given the underlying economic characteristics of these high BM firms.
Ratio
analysis relies
on financial statements to study the past and develop a feel for a company's attractiveness.
Most
financial metrics used by analysts and investors in stock
analysis are dependent
on figures obtained from companies»
financial statements.
Do you have any suggestions
on some good books / blogs that provide more practical examples of
financial statement analysis (apart from the Wexboy blog of course)?
There's also a lot less scope for «adjustments «
on the face of the
financial statements and, for any that do show up, you've the luxury of actually deciding whether to include or exclude them for your own
analysis.
To his credit Dr. Penman does not focus
on the accounting used to develop
financial statements, but rather how to use them in your investment
analysis and valuation.
Stephen Penman's book
Financial Statement Analysis and Security Valuationis an excellent source on understanding financial statements and then using them to develop stock valuations both present an
Financial Statement
Analysis and Security Valuationis an excellent source
on understanding
financial statements and then using them to develop stock valuations both present an
financial statements and then using them to develop stock valuations both present and future.
Financial statement analysis records history and will tell you whether you are
on or off course.
A
statement read: «The suspicion is based
on the result of findings that have emerged from other proceedings, as well as the corresponding
financial analyses carried out by the OAG.
A finance manager is responsible for various duties related to finance like providing and interpreting
financial information, preparing
financial reports and
statements, conducting statistical
analysis and so
on.
The business advisor also
analyses the
financial statements of the company for accuracy and provide advice
on vital elements that affect the growth of the organization.
Complete and submit all reports
on a timely basis including payroll, delinquency, investor, marketing strategy, collections, budget
analysis, and
financial statements.
Collaborate with Controllers to report monthly variance explanations
on AR / WIP
analysis and prepare consolidated
Financial Statements
Created
financial analysis reports
on market research, commercial real estate, borrower's
financial statements and lease reviews
Produced individual guarantor
analyses based
on personal
financial statements and tax returns.
Created spreadsheets and risk
analysis reports based
on the
financial statements of various types of corporations, partnerships, and non-profit organizations.
Perform credit
analyses and
financial statement reviews
on commercial credit relationships...
Qualifications included
on a sample
Financial Analyst's resume include consolidating and reporting sales and product data to use in presentations with senior management, and reviewing and analyzing corporate financial statements to develop product and sales analysis
Financial Analyst's resume include consolidating and reporting sales and product data to use in presentations with senior management, and reviewing and analyzing corporate
financial statements to develop product and sales analysis
financial statements to develop product and sales
analysis reports.
Prepared valuation
analyses and cash flow models
on prospective acquisitions using ARGUS; and recorded acquisition / sale of 1031 properties
on multiple entities Prepared quarterly
financial reports for tax auditors using QuickBooks, including all supporting schedules for 10 - K and 10 - Q filings Created / Maintained lease briefs for newly acquired assets and performed due diligence for prospective acquisitions Managed and reconciled cash for company and 1031 exchange properties; and acted as primary contact for all treasury management issues Filed annual business property
statement and recorded estimated income tax payments — state and federal Created accounting procedures manual and supervised / trained assistants to perform accounts payable tasks Consulted with property accountants to resolve discrepancies in monthly
financial reports Provided executives, shareholders, lenders and investors with monthly, quarterly and annual
financial reports Ensured compliance with loan covenants and tenant in common (TIC) agreements
✔ Demonstrated ability of accurate Invoice tracking, keying and matching ✔ Skilled in settling and issuing vendor
statements, obtaining approval
on capital and matching issued checks against data ✔ Adept at
financial analysis and budgeting ✔ Skilled in timely generation of relevant finance reports ✔ Familiar with all popular accounting software and interface.
• Maintain product costing and analyze its
financial impact
on the income and balance sheet • Perform cost benefit
analysis to ensure accurate product costing • Prepare
financial statements and analytical reports as per product BOMs and COGS inventory
AREAS OF EXPERTISE • Investment recommendations based
on quantitative
analysis of company's
financial statements • Calculating security risk factors and suggesting necessary precautions • Developing feasible and profitable investment models based
on stock trading strategies • Advance knowledge of C++, MATLAB, Python and SPSS • Expert in quantifying unstructured data to suit research requirements
Responsibilities Performed cash flow
analysis Prepared and presented monthly
financial reports and
statements Negotiated with supplies
on cost of goods received Managed inventory levels Typing and filing reports
An applicant with twenty years of experience preparing budgets needs to capitalize
on this in the objective
statement with, «Seeking a senior
financial analyst position where I can use my budgeting and revenue
analysis skills to increase revenue and decrease expenditures.»
- Establishment, enforcement and maintenance of internal controls for accounting and technology - Company - wide resource
on the use of information technology in accounting and finance - Architect of SOX documentation, flowcharting and
analysis system - Advanced analytics and data modeling using excel and custom reporting tools - Reporting through audited
financial statements - Career long progression as Cost Accountant,...
Evaluated small business loan requests based
on analysis of
financial statements.
Accounting and
Financial Administration Professional — Duties & Responsibilities Develop and maintain a strong and extensive working knowledge of various accounting principles, regulations, tax codes, and applications, continuously applying changes to accounting landscape to current responsibilities Apply various accounting rules and procedures to critical tasks, including the review and approval of journal entries, data and financial reconciliations, balance sheet and income statement accounting, cash flow analyses, account collections, capital utilization and on - going budgetary considerations Provide relevant oversight and administration to all aspects of business finance, including billing and collections, payroll execution, vendor relationships, payroll and salary management, and other pertinent functions Perform regular book reconciliations and variance resolutions to ensure audit - ready financials and provide continuous relevant insight into the financial health of the company, in both a regular and ad - hoc manner, to company management Manage important and sensitive financial documents, receipts, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
Financial Administration Professional — Duties & Responsibilities Develop and maintain a strong and extensive working knowledge of various accounting principles, regulations, tax codes, and applications, continuously applying changes to accounting landscape to current responsibilities Apply various accounting rules and procedures to critical tasks, including the review and approval of journal entries, data and
financial reconciliations, balance sheet and income statement accounting, cash flow analyses, account collections, capital utilization and on - going budgetary considerations Provide relevant oversight and administration to all aspects of business finance, including billing and collections, payroll execution, vendor relationships, payroll and salary management, and other pertinent functions Perform regular book reconciliations and variance resolutions to ensure audit - ready financials and provide continuous relevant insight into the financial health of the company, in both a regular and ad - hoc manner, to company management Manage important and sensitive financial documents, receipts, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
financial reconciliations, balance sheet and income
statement accounting, cash flow
analyses, account collections, capital utilization and
on - going budgetary considerations Provide relevant oversight and administration to all aspects of business finance, including billing and collections, payroll execution, vendor relationships, payroll and salary management, and other pertinent functions Perform regular book reconciliations and variance resolutions to ensure audit - ready
financials and provide continuous relevant insight into the
financial health of the company, in both a regular and ad - hoc manner, to company management Manage important and sensitive financial documents, receipts, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
financial health of the company, in both a regular and ad - hoc manner, to company management Manage important and sensitive
financial documents, receipts, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
financial documents, receipts, and invoices
on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform
analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions
on all daily operational and logistical aspects from corporate
financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and
financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance opt
financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance optimization
Accounting Professional — Duties & Responsibilities Develop and maintain a strong and extensive working knowledge of various accounting principles, regulations, tax codes and related applications, continuously applying shifts in the accounting landscape to current responsibilities and client situations Manage important and sensitive
financial documents, receipts and invoices
on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Execute various functions and tasks including risk management, discrepancy
analyses and resolution, compliance and controls, transaction accounting and other critical functions Perform
analysis, research and evaluation of current accounting policies and procedures, providing thorough presentation
on the potential positive and negative impacts of any modifications to present strategies Facilitate the efficiency and implementation of all accounting operations from concept to execution, partnering with clients to understand, assess and resolve current
financial - and accounting - related issues Utilize technological resources, including software and accounting applications, to execute all aspects of both corporate and personal accounting as well as prepare, audit and file important and sensitive tax documents with appropriate authorities Employ in - depth knowledge of the Internal Revenue Code, IRS, SOX, audit executions, strategy development,
financial statement development and maintenance, tax filings and other critical functions Work closely with clients to develop specific plans - of - action to address future taxation and accounting issues, collaborating with other professional advisors as needed Understand and apply accounting and
financial reporting standards (GAAP), rules and regulations, and FASB
statements Address and resolve client queries and issues in an expedited manner while delivering personalized and professional service Ensure adherence to professional codes of conduct, applicable rules and regulations, laws and other relevant benchmarks