Finally, given that cost has a big
impact on future returns, selected funds must have below average management expense ratios.
It also shows that momentum persists, and higher average sector correlation has a similar effect to the above model, still
positive on future returns.
This very political, decisive moment in government is putting a vice
grip on future returns in the stock market.
Stock market valuations have risen so much over the course of this now 8.5 - year bull market that we're concerned about the implications of today's
prices on future returns.
You're relying
completely on future returns, which we already stated are unknown (if this sounds like gambling, then I would agree with you).
But as time has gone on, the behavioral finance folks have shown that valuation, price momentum, normalized operating accruals, and other factors have significant predictive
potential on future returns.
I probably would have used dollar cost averaging or value averaging, but now that the market is already so much lower I think the risk is much tolerable and timing won't make a significant
impact on future returns.
But as time has gone on, the behavioral finance folks have shown that valuation, price momentum, normalized operating accruals, and other factors have significant predictive
potential on future returns.
This way, even if you are unable to pay off your IRS debt this year, you can work with the tax advocate to help you come up with a reasonable payment plan that will help you pay off your debt in a reasonable amount of time so that it won't have a significant impact
on your future returns.
Compare 529 college savings plan fees and expenses — and their potential impact
on future returns — using this tool from FINRA.