Sentences with phrase «on guaranteed issue»

With our focus on the guaranteed issue whole life insurance policy, we should note that you should consider shopping around and comparing other final expense insurance quotes.
The prices are very reasonable and it can be purchased on a guaranteed issue basis.
Similar to burial insurance, the death benefits on guaranteed issue life insurance are typically smaller than those of many traditionally underwritten policies.
The only restrictions on guaranteed issue is there are age limits.
On any life insurance application that you complete — other than on a guaranteed issue policy — you will be asked a large number of questions about your health, and just about everything else in your life.
HealthSource RI, the insurance marketplace is required to offer subsidized individual health insurance to any resident on a guaranteed issue basis during an annual open enrollment period.
The policy is underwritten on a guaranteed issue basis — there are no medical questions on the application.
«How To Save Big on Guaranteed Issue Life Insurance» MCMHA.org; Frankle, Neil.
Federal law requires that all health care plans sold to companies with 2 to 50 employees be on a guaranteed issue basis.
Under the Affordable Care Act, all individual health insurance policies with effective dates of January 2014 or later must be sold on a guaranteed issue basis.
AAA members and their spouses are eligible for a $ 60 annual discount on guaranteed issue whole life.
Unfortunately, you can not avoid this waiting period on a guaranteed issue plan.
Please click on guaranteed issue life insurance quotes under life insurance quotes tab on our page or click here.
The price on a guaranteed issue policy is absolutely going to be higher compared to a policy that does have health questions.
I've read many reviews on your guaranteed issue for $ 25,000 with no health exam and no health questions, and the complaints have all been that claims were not paid even though the deaths occurred after the graded period of 2 years.
Premiums will generally be higher on guaranteed issue life insurance because the risk to the company is higher.
Please click on guaranteed issue life insurance quotes under life insurance quotes tab on our page or
(2) Offers to each covered individual, on a guaranteed issue basis, the option to purchase any other individual health insurance coverage currently being offered by the issuer for individuals in that market.
Still looking for a way to cover funeral costs if you passed on guaranteed issue life insurance?
In a number of states only those residents who have a continuous coverage history can purchase Individual Health insurance on a guaranteed issue basis.
That is why the prices are 15 - 50 % higher on guaranteed issue plans.
While we urge you to pursue other options before you pull the trigger on a guaranteed issue policy, the choice is yours.
This is also done on a guaranteed issue basis and adjusted to a new age, however, this doesn't renew annually.
Buyer beware that a death claim on the guaranteed issue product will not be paid out if the insured dies of natural causes in the first two years.
Still looking for a way to cover funeral costs if you passed on guaranteed issue life insurance?
These plans are available to real estate professionals on a guaranteed issue basis.
Many companies will offer coverage with no waiting period on a guaranteed issue basis for large groups.
If not, just pull the trigger on a guarantee issue life policy and call it a day.

Not exact matches

British bank Barclays recently started issuing exchange - traded notes on the NYSE Arca exchange (similar to ETFs, only they are derivatives guaranteed by the bank rather than invested in the underlying securities) that track a Women in Leadership index of U.S. companies whose CEOs are women or whose boards are at least one - quarter female.
That effort largely focuses on reducing Energy Department spending energy subsidies and stopping the agency from issuing any more loan guarantees — the same program that funded Solyndra.
Fred Upton, a Republican congressman from Michigan and chairman of the Energy and Commerce Committee, put his finger on the larger issue facing governments worldwide at a recent hearing: «Was Solyndra just one bad bet by an administration rushing to claim credit for the first loan guarantee, or is it the tip of the iceberg?»
The law, which was first introduced by Congresswoman Bella Abzug, technically states that the president is «authorized and requested to issue a proclamation in commemoration of that day in 1920 on which the women in American were first guaranteed the right to vote.»
Moreover, Congress is guaranteed to remain engaged on these issues, having signaled in a bipartisan way that cybersecurity is foremost on its mind.
Since a funeral costs around $ 10,000 on average, guaranteed issue insurance should provide a large enough death benefit if you just want to take care of final expenses.
Global financial crisis: causes, consequences, cures Central bank responses to the crisis: issues of democratic accountability, QE and inflation, regulatory reform Fiscal policy responses to the crisis: issues of inflation, stimulus, debt sustainability Real estate prices and mortgage problems New directions in economics in light of the GFC Impacts of the GFC on the BRICS and the developing world Modern Money Theory, Functional Finance Job Guarantee / Employer of Last Resort Problems of Euroland,
footnote † Product guarantees are based on the claims - paying ability of the insurance company that issues the contract.
My column this week on the positive aspects of the CRTC's usage based billing decision has generated some sharp disagreement, with some arguing that the pricing set by the Commission is faulty and virtually guaranteed to increase consumer prices (Search Engine covers the issue and arrives at the same conclusion, Peter Nowak does as well).
Annuity guarantees rely on the financial strength and claims - paying ability of the issuing insurer.
Guarantees are based on the claims - paying ability of the issuing insurance company.
There is the matter as to whether the Government would ever selectively default on FFC guaranteed issues, but the courts would have something to say on that, unless Congress deleted their authority on the matter.
My reading of the episode is that the extraordinary financial events of September and October 2008 — several large financial failures, large - scale rescues of major institutions, enough incipient systemic concerns about banking systems to lead governments to issue guarantees, investor panic on share markets — were all observed in real time by households and businesses right around the world.
2 Guarantees are based on the claims - paying ability of the issuing company.
An annuity is an insurance contract, and the issuing insurance company provides some type of guarantee on your investment.
All guarantees are based on the claims - paying ability of the issuing insurance company.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
One interpretation is that he is going to keep the guaranteed issue provision of Obamacare in place, and that this marks the beginning of Romney's slow motion surrender on Obamacare.
Commonality of Christian commitment did not guarantee any kind of consensus agreement on ethical issues.
We can rebut Reagan's assumption that religious practice automatically guarantees moral virtue and justifies favoring the ethical views of conservative over liberal Christians, Jews or agnostics on such specific issues as school prayer.
In general we can say that natural law does not guarantee agreement on concrete issues, but we can also say that natural law plus prudence equals flexibility.
«If someone buys a good off Amazon and it doesn't work and if Amazon say for example you have to return it in ten days or it is too late, that's illegal in Australia so unfair contract terms and consumer guarantees are the two issues we will be watching Amazon on very closely.»
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