Sentences with phrase «on hypothetical rates»

The return assumptions are based on hypothetical rates of return of securities indices, which serve as proxies for the asset classes.

The values are based on a hypothetical rate of return and a weightedaverage of the advisory fees and operating expenses of each of the investment divisions underlying the policy.

Not exact matches

Researchers tested a blizzard of potential «drawdown strategies» — that is, hypothetical rates of spending in retirement, mapped against investment returns on people's savings — to analyze which had the best chance to keep up with inflation and sustain a portfolio through a long retirement.

The mortgage rate and payment results you see on these calculators are hypothetical and illustrative only and do not reflect your actual mortgage loan situation or needs.

We've created a new tab in the Fixed Income Analysis tool that can help you estimate the hypothetical impact of interest rate changes on the value of individual bonds and bond funds.

This hypothetical example assumes the following: (1) one $ 5,500 IRA contribution made on January 1, (2) an annual rate of return of 7 %, and (3) no taxes on any earnings within the IRA.

The hypothetical examples assume the following: one annual $ 5,500 or $ 6,500, IRA contribution made on January 1 of the first year, a 7 % annual rate of return, and no taxes on any earnings within the IRA.

A hypothetical 10 % increase or decrease in interest rates after September 30, 2014 would not have a material impact on our interest expense.

These projections are based on a hypothetical 6 % rate of return less a 0.25 % low - cost annual annuity charge, and a 6 % rate of return less a 1.26 % annual annuity charge, which is the national industry average annual charge as of 12/31/2016, according to Morningstar, Inc..

In this hypothetical — but not completely farfetched — situation, the effective average interest rate on the US government's debt would only be 2 %.

While studies find the president's job approval ratings on a downward curve, a just - released poll by the Marist College Institute for Public Opinion finds that Obama would decisively defeat Palin in a hypothetical race between the two and independent New York City mayor Michael Bloomberg.

It's why the use of VAM (Value Added Measures) can not contribute valid or reliable data to a teacher's effectiveness rating — because VAM is a predictive model based on comparing a set of actual student test scores against a hypothetical group of scores.

If that's important to us (and sticking with the hypothetical no - go on traditional publishing scenario), we'd want to compare royalty rates between potential publishers.

Net interest margin is similar to Net Interest rate spread in that both refer to the percent a company earns on assets once the cost of borrowing those assets is taken into account, but Net Interest Rate Spread is a hypothetical number that a company could earn if all assets were borrowed and invested at the going rarate spread in that both refer to the percent a company earns on assets once the cost of borrowing those assets is taken into account, but Net Interest Rate Spread is a hypothetical number that a company could earn if all assets were borrowed and invested at the going raRate Spread is a hypothetical number that a company could earn if all assets were borrowed and invested at the going rates.

Mr. Milevsky has run, using the Monte Carlo technique, millions of computer simulations on hypothetical retirees with different withdrawal rates, life spans, start dates, asset allocations and other relevant variables.

This means that, for a share class that doesn't have a 1, 3 -, 5, or 10 - year performance history, the rating shown is a hypothetical Morningstar Rating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share clrating shown is a hypothetical Morningstar Rating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share clRating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share classes.

Estimate based on a hypothetical couple retiring in 2017, 65 years old, with life expectancies that align with Society of Actuaries» RP - 2014 Healthy Annuitant rates with Mortality Improvements Scale MP - 2016.

4 This is a hypothetical calculation based on current rates, annual cumulative interest earned and annual donation made based on balances in your account.

This hypothetical example assumes the following: (1) one $ 5,500 IRA contribution made on January 1, (2) an annual rate of return of 7 %, and (3) no taxes on any earnings within the IRA.

In the case of variable universal life or indexed universal life policies, the illustration needed will be based on a hypothetical earnings rate such as 6 % and current insurance costs.

The SEC Yield (%) is the fund's 30 - Day SEC Yield, which represents the hypothetical net investment income earned by the fund over a 30 - day period, expressed as an annual percentage rate based on the fund's share price at the end of the 30 - day period.

2This chart illustrates a hypothetical 50 % stock / 50 % bond portfolio and the effect various inflation - adjusted withdrawal rates have on the end value of the portfolio over a long payout period.

The second line of the tables provides information about hypothetical account values and hypothetical expenses based on each Fund's actual expense ratio and an assumed rate of return of 5 % per year before expenses, which are not the Funds» actual returns for the period presented.

That depends on the details which are not specified in your hypothetical scenario incluing the persons credit rating, what the interest is like on the existing loan and what the expected time to repay the debt is.

These projections are based on a hypothetical 6 % rate of return less a 0.25 % low - cost annual annuity charge, and a 6 % rate of return less a 1.26 % annual annuity charge, which is the national industry average annual charge as of 12/31/2016, according to Morningstar, Inc..

This means that, for a share class that doesn't have a 1 -, 3 -, 5 -, or 10 - year performance history, the rating shown is a hypothetical Morningstar Rating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share clrating shown is a hypothetical Morningstar Rating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share clRating based first on the oldest active surviving share class of the fund and then any dormant or liquidated share classes.

This hypothetical example assumes the following (1) $ 5,500 annual IRA contributions on January 1 of each year for the age ranges shown, (2) an annual rate of return of 7 % and (3) no taxes on any earnings within the IRA.

We've created a new tab in the Fixed Income Analysis tool that can help you estimate the hypothetical impact of interest rate changes on the value of individual bonds and bond funds.

The mortgage rate and payment results you see on these calculators are hypothetical and illustrative only and do not reflect your actual mortgage loan situation or needs.

The chart below provides an example of the effect of charge offs on the NAR of a hypothetical portfolio that makes a one - time investment in Notes each with a 36 month term and 12.80 % effective interest rate, holds those Notes through to their maturity, and makes no further investments.

If you are planning a trip that involves air travel and you find out that one airline has a crash rate of.01 % and another.1 % (these are just hypothetical numbers; planes are much safer than this), you are going to choose the former, even if you are considering one - in - on - thousand chances because the consequences are so dire / fatal.

Many people have assumed that these hypothetical large sea level rise rates are based on some science (that doesn't actually exist).

Another oft - cited study, by LBNL in 2010, [8] did not examine the value of net metering of solar to non-participating electric utility customers; instead, the authors reviewed the impact of retail rate design on hypothetical net metering bill savings.

While the rate at which the hypothetical new charter was arranged on repudiation of the original one was for good reasons taken to be fixed at the time when the injured party could go into the market to negotiate a replacement, the same considerations did not apply to determination of the duration.

The typical death benefit rider today promises the beneficiary the greatest of either the current contract value, its highest value on the date of the contract anniversary or a value based on a guaranteed hypothetical rate of growth.

In a study involving hypothetical job applicants, those candidates described as being «underdogs» — i.e., they were unlikely to get a particular job due to unfair circumstances beyond their control (e.g., their application had been misplaced by a secretary)-- were rated as especially physically attractive and desirable to date compared to candidates who were (a) unfairly advantaged (i.e., had a friend pressuring the employer to hire them) or (b) were unlikely to get the job due to their own incompetence (i.e., they failed to follow directions on the job application).

It was hard to find reliable data on rates and occupancy, but what little we found made the $ 40,000 hypothetical revenue number already a stretch.

«From 1999 — 2006, mortgage payments on a hypothetical 30 - year fixed - rate mortgage would have increased by 50 percent more than income growth,» Freddie Mac notes in the report.

From 1999 - 2006, mortgage payments on a hypothetical 30 - year fixed - rate mortgage would have increased by 50 percent more than income growth.

As the chart below shows, between 1999 and 2006 the payments on a hypothetical 30 year fixed rate mortgage increased by 50 percent more than incomes did, in large part because of house price appreciation.