Sentences with phrase «on interest over time»

Credit cards can help you maintain a good credit score, saving you money on interest over time, as well as provide you with smooth cash flow and purchase protections - not to mention the rewards you can earn with certain cards.

When the new loan has a lower interest rate than the average of the interest rates on the old loans, you should be able to save money on interest over time and / or lower your student loan payment.

Money market accounts are similar to savings and checking accounts in that they will earn you money on interest over time.

Debt consolidation is one of the most common approaches to eventually become debt free because it allows you to pay less on interest over time and manage your finances better.

This is because interest also earns on interest over time.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Like a real babysitter, the pastel - trimmed iPal learns what your child likes and dislikes over time and, unlike a real babysitter, and constantly scrapes the cloud to «increase its knowledge on subjects of interest to your child.»

Issuing bonds is one of the most routine things that happens in today's financial system; governments and companies get a sum of money today and pay interest on it over time, before paying back the principal at some agreed - upon future date, when the bond «matures.»

Compared to the average discounted rate on five - year mortgages over the past five years, which according to ratehub.ca is about 4.25 %, Shearer will have saved about $ 18,000 in interest and owe $ 6,000 less by the time his mortgage expires.

One of the most interesting things I found in researching my book Mapping Innovation is that the firms that invested in basic exploration eventually hit on something big, What's more, the massive return on investment it generated paid for all of the failed projects many times over.

If you carry a balance month - to - month, even a great introductory offer on a store card will likely not make up for the amount of extra interest you'll incur over time.

I'm interested to see how the sole and leather hold up over time, but right now, if you're a person who has to wear dress shoes and is out at meetings or on your feet a lot, I can't see there being a better pair for comfort.

Our debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our debt to Adjusted EBITDA ratio is well below one times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»

«This progress reinforces governing council's view that higher interest rates will be warranted over time, although some monetary policy accommodation will still be needed to keep inflation on target.»

Earning cash back on all your purchases isn't financially wise if you are carrying a balance that is charged 15 % APR, which compounds to even more interest over time.

But if you can't afford to pay your credit card bill in full and on time each month, you could be hit with expensive interest charges that add up over time.

If rates are rising, borrowers typically seek to lock in lower rates of interest to save on interest rate costs over time.

Between 2013 — 14 and 2016 — 17, other non-tax revenues are projected to decrease by $ 0.3 billion, largely reflecting the one - time gain in 2013 — 14 on the sale of the Province's interest in 10 million shares of General Motors Company, and lower electricity sector - related revenues, over the forecast period, including fiscally neutral power supply contract recoveries.

Imagine their surprise when investors in a small business I once worked for received the company's internal loan repayment spreadsheet, showing that the business owner was pulling out bucks by paying his family exorbitant interest on loans while investor loans were repaid at rock - bottom rates over as long a time period as possible.

This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.

I don't know exactly what's going to happen, but simple math based on the current level of interest rates leads me to believe that these risk premiums will be much wider in the future over longer time frames than they've been in the recent past.

In theory, you could hold an individual bond to maturity and never lose any money even though the market value of the bond may fluctuate based on changing interest rates and other factors (but you could still lose out to inflation over time).

Conditional on this economic projection, we choose a path for interest rates that will keep projected inflation on target or bring it back to target over a reasonable time frame.

Moderate interest rates were associated with a whole range of subsequent returns over the following decade, and we know that those outcomes were 90 % correlated with the level of valuations at the beginning of those periods (on reliable measures such as market cap / GDP, price / revenue, Tobin's Q, the margin - adjusted Shiller P / E, and others we've presented over time - see Ockham's Razor and the Market Cycle).

The interest rate on the U.S. government's 10 - year Treasury fell below 2 percent on Tuesday morning for the first time since mid-October, as fears over global growth led a flight to safety.

If you stop making payments on your federal student loans, they will still continue to grow and accrue interest over time.

Interest rates usually vary over time based on prime.

Additionally, a HELOC is more like a credit card: You can draw from the equity line of credit over time when you need to, and you only pay interest on the amount you've borrowed.

This means that over time, your credit card debts could cost you a lot of money in interest unless you clear your balance on time every month.

Millennials have one huge factor on their side: Time, which will allow their money to grow with compound interest over the 40 to 50 years they have until retirement.

As a cardholder, you acquired the goods on the credit cards, and made an obligation to pay over time with interest, and you still have that obligation.»

The calculation is a weighted average dollar savings of CommonBond refinance loans and assumes interest rates will not change over time, members make all payments on time, members enroll in ACH, and they do not pre-pay their loans.

«Credit unions continue to provide the best deals, offering over 10 times more interest on checking accounts than regional banks, as well as 573 % higher rates on savings accounts than national banks,» WalletHub says in an emailed summary of the study.

This is because interest rate changes have their largest effect on inflation risk, while stronger macroprudential settings will lead to a higher quality of household indebtedness over time.

Debt service: The amount needed to repay interest and principal on a debt over a period of time.

Management said on the earnings call and in the release that its focus in 2018 — and over the long term — is cash flows, not oil and gas volumes, and intends to use 2018 and 2019 to «target substantial growth in cash flow along with a reduction in net debt: EBITDAX [earnings before interest, taxes, depreciation, amortization, and exploration] to approximately 2.5 times.»

In the most recent period, following the tightening of monetary policy in May, market interest rates declined for a time as participants assessed that the cumulative tightening over the previous six months might have been sufficient to reduce the risks on inflation.

This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance.

First, you can usually get an interest rate deduction of 0.25 % — which can help you pay less on your loans over time since they'll accrue less interest.

After all, the longer you take to repay your student loans, the more you'll pay on them over time, thanks to compounding interest.

Since you can't find bonds paying a 3 % interest rate and increasing it each year on top of providing some value appreciation over time, I think PG is the best bet for many conservative portfolios.

Unlike a fixed - rate mortgage, the interest rate on an adjustable - rate mortgage changes over time.

Although remittance corridors are usually from the U.S. but not to the U.S., it is still an interesting opportunity to buy bitcoins abroad and send to someone in the U.S. Even more interesting scenario could be when two bitcoin ATMs are used on both sides and the recipient just sends a QR code to the sender over intnernet, who uses it to buy bitcoins from another machine at the same time.

Over time, interest adds up and how quickly it grows depends on the kind of interest you're working with.

Meanwhile, the credit line carries an interest rate of 9.5 per cent on outstanding balances, compared with 10 per cent currently, dropping to 9 per cent over time.

This helps save on interest and pay down existing balances over a shorter period of time.

While floaters may be linked to almost any benchmark and pay interest based on a variety of formulas, the most basic type pays a coupon equal to some widely followed interest rate or a change in a given index over a defined time period, such as the year - over-year change in the Consumer Price Index (CPI), plus a fixed spread in basis points (1bp = 1/100 of 1 % or.01 %).

On the interest rate front, moreover, containing and reducing inflation over time will mean that we should be able, at some point, to look back to the current period as one of higher - than - normal interest rates.

Many types of permanent life insurance policies increase in value over time based on interest rates.

The Committee's sizable and still - increasing holdings of longer - term securities should maintain downward pressure on longer - term interest rates, support mortgage markets, and help to make broader financial conditions more accommodative, which in turn should promote a stronger economic recovery and help to ensure that inflation, over time, is at the rate most consistent with the Committee's dual mandate.