Sentences with phrase «on limited incomes with»

Not exact matches

With such limited resources, the agency tends to concentrate most of its enforcement energy on the areas where it typically sees noncompliance and stands the best chance of collecting: high - income households.

The fields of humanities and social sciences, on the other hand, carry much greater risk, while students in health or business face a more limited risk of ending up with lower incomes.

Though there are income limits on who can make direct contributions to a Roth IRA, there is no such hurdle with the Roth 401 (k).

But based on appointments of ideological hardliners such as Tom Price (a staunch foe of Obamacare nominated to be the Secretary of Health and Human Services), Michael Flynn (Trump's national security adviser with a dim view of Islam) and Mike Pompeo (the incoming CIA Director who has fiercely opposed the Iran nuclear agreement) and many of his campaign pledges, the chances are high that Trump could squander his limited political capital on divisive ideological issues and neglect his most important priority — getting the American economy out of its low - growth rut.

The underwriting rule presumes compliance for so - called «qualified mortgages,» a class of safe loans with a debt - to - income cap and limits on fees.

Limited partners would receive a return ON investment in the form of monthly draws from the net income generated by the rental of the rooms, after expenses, and would receive return OF their investment, together with any capital appreciation, when the house is sold, in a five or ten years after the housing crisis blows over.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

Check with a participating lender for more information about income requirements and limits — based on your location and housing market.

But for most taxpayers, the biggest changes have to do with the new income tax rates, a higher standard deduction, and new limits on many popular deductions.

Due to recent tax - law changes, anyone with an adjusted gross income above $ 250,000 — for a married couple filing jointly, it's $ 300,000 — will face a limit on itemized deductions that could thus limit their potential tax savings for the 2013 tax year.

Anyone under age 70 1/2 with eligible compensation, such as wages, can contribute to a traditional IRA, but there are income limits if you are covered under an employer retirement plan and you want to take a tax deduction on your contributions.

Families of five or more members are eligible with even higher incomes, and families with income just over the limits may be eligible for income deductions based on USDA guidelines.

Eroding pension plans by shifting risk onto vulnerable employees and retirees with limited ability to absorb income cuts is quite in keeping with the Harper government's determination to lower the boom on public sector workers and improve the profitability of their corporate friends in the private sector.

These include: limiting loans to those with a debt - to - income ratio, excluding mortgage, of 35 percent or less, down from 40 percent; and raising interest rates on loans by between 0.39 percentage point and 1.17 percentage points, depending on the type of borrower and the duration of the loan.

Closing that gap further with taxes on high earners would eventually require more than doubling the payroll tax rate for high earners (assuming no additional money from investment income, as capital gains would already be past their revenue - maximizing limit), bringing the total tax hike to about 25 percent for those earners.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«She «s on a limited income, and with all sorts of health problems, too.

The IPGL is being formed, says White, because: 1) many pro golfers would welcome a permanent base with guaranteed income, a retirement plan, limited travel and opportunities for «star status» in an adopted community (e.g., Ron Santo is from Seattle, but Chicago is where his name sells pizza); 2) most golf fans never see live golf competition except on television, and even on TV they are increasingly unable to identify with the players because of the abundance of faceless — meaning what's the name of the guy who won this week?

Generally, those younger than 25 have limited disposable income, which can reduce their in - app purchases, though they have a high comfort level with purchasing on mobile.»

In Japan, a system of lifetime employment in many big businesses, a tradition of employer provided benefits such as housing in many cases, and a wage system in those kinds of businesses where workers receive a substantial share of their annual income in the form of an annual bonus whose size can be used to buffer good and bad years for a company sharing risks and rewards with workers instead of limiting the risks and rewards to an investor class, have contributed to low levels of income inequality in the Japanese economy relative to comparably developed countries with comparable levels of government spending on welfare state type programs in other countries.

Anthony Thomas said: «We are very concerned at the potential unfairness of the increases in minimum income limits on those with low incomes and these ought to be addressed in order to be fair to everyone.»

The Lib Dems for a while campaigned on putting a penny on Income Tax to fund education spending and it's unlikely it did them much harm (although it's possible that what was popular with their supporters might have had limited appeal beyond).

Isn't a turnover tax on companies the same as with VAT or income tax on an employee's salaries, for which very limited expenses are tax deductible?

What's being discussed, the sources said, is a plan that would grant rebates for homeowners based on three income tiers, with an upper limit of $ 200,000 a year.

But while Cuomo has worked well with Senate Republicans on a variety of issues, he's signaled in recent weeks he would push for limits on the income lawmakers can earn outside of the Legislature as well as the DREAM Act, a bill that would provide tuition assistance to undocumented immigrants.

New York has sold $ 35 billion of bonds backed by the personal - income tax, a levy that Cuomo wants to largely do away with to protect residents from being hit by new federal limits on state and local tax deductions.

New York has sold $ 35 billion of bonds backed by the personal - income tax, a levy Cuomo wants to largely do away with to protect residents from being hit by new federal limits on state and local tax deductions.

NYC Mayor Bill de Blasio gave his stamp of approval to a city commission's plan to raise the salary of elected officials, and to make the City Council a full - time job with strict limits on outside income, but said he personally won't accept a raise in his first term.

Reed, a Corning Republican who is drafting a tax - reform compromise in which that deduction may be turned into a tax credit with limits for upper - income homeowners, said on Facebook that his plan would ensure a tax cut for local property taxpayers in New York State.

Dadey, with Citizen's Union, says ultimately, what's needed is a transition to a full time legislature, with strict limits on outside income, as is done in Congress.

Tax Overhaul — Motion to Concur — Vote Passed (224 - 201, 7 Not Voting) Brady, R - Texas, motion to concur in the Senate amendment to the tax overhaul that would revise the federal income tax system by: lowering the corporate tax rate from 35 percent to 21 percent; lowering individual tax rates through 2025; limiting state and local deductions to $ 10,000 through 2025; decreasing the limit on deductible mortgage debt through 2025; and creating a new system of taxing U.S. corporations with foreign subsidiaries.

Mayor Bill de Blasio gave his stamp of approval to a city commission's plan to raise the salary of elected officials, and to make the City Council a full - time job with strict limits on outside income, but said he personally won't accept a raise in his first term.

Otherwise, Senate Republicans are pointing to legislative term limits — a nonstarter in the Assembly — as evidence of action, and the Democrats who dominate the lower chamber point to a suite of bills, including some restrictions on outside income, that were approved with full knowledge that they were dead on arrival in the State Senate.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Ms. Brewer, normally a de Blasio ally, embraced the mandatory inclusionary zoning plan with major caveats: namely, requirements that would limit the tallest buildings to the widest streets, steps to preserve rowhouse blocks, a ban on any kind of segregation by income in the new buildings and expanding the program to encompass both more low and more middle - income earners.

The bill would revise the federal income tax system by lowering the corporate tax rate from 35 percent to 21 percent; lowering individual tax rates through 2025; limiting state and local deductions to $ 10,000 through 2025; decreasing the limit on deductible mortgage debt through 2025; and creating a new system of taxing U.S. corporations with foreign subsidiaries.

Good government groups see the pension forfeiture measure as a token reform and have pressed for the closing of the «LLC loophole» that allows businesses to create multiple limited liability companies to donate virtually unlimited amounts of campaign cash; public financing of candidate campaigns; the end of lump sum appropriations in the budget; limits on political contributions by companies with business before the state; limits on legislators» outside income; and a renovation of Albany's ethics watchdog, the Joint Commission on Public Ethics (JCOPE).

Kirchhoff said they looked at current or former enrollment on two federal disability programs: SSI for people with limited income who have no prior work history, and Social Security Disability Insurance (SSDI), which pays disability benefits to adults ages 18 years and older who have worked and paid social security taxes.

With supplemental income coming in from Instagram and their 24 - hour bazaar, where they sell locally made, fair - trade wares from their travels, they lifted the «limit» on their trip and decided to take back their time once again.

Like being a midshipman at the Naval Academy or on a ship or... in boot camp... or particularly low income with very limited amounts of time.

Speaking as someone with limited income, I would also LOVE to see posts on where you can get mid-quality but affordable pieces, or links included for cheaper options when you do posts similar to what I describe above (for instance, many of the «ISP» links are out of my price range, even on sale).

However, the income continues to be limited and not on par with the inflation rates.

The authors find that, while most parents recognize the benefits that technology offers their children and themselves, many lower - income families are «under - connected,» often relying on mobile devices with only limited functionality.

Under Walker, lawmakers built on the pioneer Milwaukee Parental Choice Program by expanding to Racine and then statewide, though with certain enrollment caps and income limits.

States and districts mostly have opted to look at student growth, as opposed to raw test scores, because raw scores can disadvantage teachers with large numbers of low - income, limited - English or special needs students, who tend to score lower on standardized tests.

Only four other states have programs similar to Nevada's, although they limit enrollment based on a family's income level or for children with disabilities.

OECD analysis finds that about 15 percent of variability in the performance of American students is explained by socio - economic factors; the OECD average is 10 percent.13 Research suggests that if the PISA results of U.S. students are adjusted such that the distribution of low - income students is more similar to other countries with comparable post-industrial economies, both math and reading results would look significantly higher.14 This does not mean the United States should not be concerned about international comparisons of educational achievement, but it suggests that the conclusions drawn from rankings based on national averages are limited and that reality is more nuanced.

DeVos is a firm believer that a child should not be limited to a school district based on their family's income or zip code, a view in line with comments from the President.

107; Title IX of the Education Amendments of 1972; 29 C.F.R. Part 1614; Executive Order 11478, Equal Employment Opportunity in the Federal Government; Executive Order 12898, Federal Actions To Address Environmental Justice in Minority Populations and Low - Income Populations; Executive Order 13087, Further Amendment to Executive Order 11478, Equal Employment Opportunity in the Federal Government; Executive Order 13160, Nondiscrimination on the Basis of Race, Sex, Color, National Origin, Disability, Religion, Age, Sexual Orientation, and Status as a Parent in Federally Conducted Education and Training Programs; Executive Order 13166, Improving Access to Services for Persons with Limited English Proficiency; the Age Discrimination in Employment Act of 1967; the Lilly Ledbetter Fair Pay Act of 2009; Title II of the Genetic Information Nondiscrimination Act of 2008; Equal Employment Opportunity Commission (EEOC) regulations governing the processing of complaints of discrimination in the Federal sector; and EEOC decisions, procedures, guidelines, and program and management directives.

I am a surgical resident with a limited income, and instead of throwing a number at me and dismissing me outright as cray cray for wanting luxury on a budget, he really took time to listen to my story and consider my financial situation and worked hard to tailor a package that worked for me.