Daily liquidity requires fund managers to focus
on liquid assets, which all else being equal, tend to have lower returns.
In order to cope with this, the company attempted to sell some bonds and this had an impact
on their liquid assets.
Such market permit other financial institutions with liquidity needs to borrow in a short period of time from other companies with excesses, that adapts those banks to elude keeping far too large sums of their means, which are based
on liquid assets such as cash to control any implicit expenses from the clients.
Some of these borrowers have been living
on liquid assets.
Through the period of turbulence there has been a much larger premium placed
on liquid assets.
The expectation, roughly, is that an increase in interest rates will allow the banks to earn more
on the liquid assets they are holding.
Not exact matches
Of note, Ally Bank pays 1 percent
on balances in savings accounts, which, Campbell says, «is as good as it gets for completely
liquid assets these days.»
Semi-
liquid assets here refers to equity in a principal residence (also broken out
on its own), locked - in retirement savings and pension
assets — financial
assets that are imperfectly
liquid.
Not being an economist, my idea of someone rich in
liquid assets is best personified by publican John W. Maxwell, whose venerable Irish - American tavern, Allen's,
on Toronto's Danforth Avenue, features a selection of no fewer than 500 different whiskies.
More broadly, the regulatory agencies in the United States and the Financial Stability Board internationally have work under way focusing
on possible fire - sale risk associated with the growing share of less
liquid bonds held in
asset management portfolios
on behalf of investors who may be counting
on same - day redemption when valuations fall.
As a result, pension funds have had to go out
on the risk curve, taking more risk to glean more return by investing, in part, in
assets that are not as
liquid as stocks or bonds.
Strategies typically employ quantitative processes which focus
on statistically robust or technical patterns in the return series of the
asset, and they typically focus
on highly
liquid instruments and maintain shorter holding periods than either discretionary or mean - reverting strategies.
Our bottom line: Persistent risk aversion not only suppresses rates across the yield curve but raises the premium
on assets seen as the most safe and
liquid.
The Wall Street Journal had a story
on the front page of the «B» section Wednesday morning about banks getting some relief with regard to counting municipal bonds among their «
liquid assets.»
What any individual bank needs to hold to maintain its liquidity in the face of stochastic adverse clearings, in addition of course to reserves of outside money, is not one specific type of earning
asset, but a portfolio that includes enough
liquid assets, meaning
assets that can be sold
on short notice with negligible losses from bid - ask spreads.
The new US tax code requires companies to pay tax of 15.5 %
on accumulated overseas profits held in cash and other
liquid assets, regardless of whether or not the company repatriates the money.
If you ever find yourself needing to carry a balance
on your credit card, and you don't have enough cash or
liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..
Since your debts are transferred to your estate when you pass away, if your
liquid assets (such as checking and savings accounts) are large enough to cover them, no debts will be passed
on to your spouse or heirs.
Business
assets on the line for large loans: Lending Club requires a UCC - 1 lien
on loans over $ 100,000, which includes your business's
liquid assets such as inventory, cash and accounts receivable, but not real estate or your personal property, according to the company.
Their fund focuses
on real return strategies and dabbles in the following
asset classes: commodities, inflation linked bonds,
liquid emerging market bonds, equities, and currencies.
Liquid —
Assets held as cash, or easily convertible to cash; liquidity measures a company's cash
on hand or Cash flow.
Covers the following topics: Money, as distinct from «income» and «wealth» Functions of money Characteristics of money Credit cards, Debit cards, Electronic money and the concept of liquidity (whether
assets are
liquid or illiquid) Commodity money The barter system and the problem of double coincidence of wants Contains easily digestible points / explanations with appropriate amount of
on - screen text that makes note taking easy for students of all abilities, whether native or non-native users of English.
Another important item that needs to be accurate
on the mortgage application and well documented are your total
liquid assets.
For the purpose of this section, we will focus
on the most
liquid asset types: equities, fixed - income securities and cash and equivalents.
Since your debts are transferred to your estate when you pass away, if your
liquid assets (such as checking and savings accounts) are large enough to cover them, no debts will be passed
on to your spouse or heirs.
WHen managing that company's portfolio I didn't have to worry about a run
on the portfolio, because I kept more than enough
liquid assets to satisfy the demands of policyholders should they decide to surrender.
Net of debt and commitments, Harvard's endowment does not have
liquid assets on net.
Endowments can indeed invest for a long horizon, but should keep sufficient
liquid assets on hand to deal with significant market corrections.
Two of them failed within a year — ARM Financial and General American failed because they had insufficient
liquid assets to meet a run
on their liquidity, amid tough
asset markets.
So A&P had a P / E based
on avg 5 year earnings of about 6, and it traded below net current
assets (which were largely
liquid).
Instead, you might want to use
liquid assets to pay down all your other debt, catch up
on your retirement savings and start saving for your child's college.
In terms of how this relates to
asset allocation in retirement, if you are comfortable with any given 5 year period being slightly below breakeven
on a worst case basis, you could consider having about 5 years» worth of expenses in more
liquid and safe
assets and have comfort that the rest of your portfolio in stocks will at least hold their value pretty well.
Implementation of alternative strategies in «40 Act» formats requires higher balances of cash and
liquid assets — particularly for the pari passu offerings — which is a drag
on returns.
In such an environment, crowing about top quartile performance, or telling stories about «impact companies» can fall
on deaf ears, particularly with the
liquid asset constituents of the portfolio still resent that their portfolios were used as ATMs for increasingly frequent PE capital calls between 2004 and 2008.
Stated Income Commercial Loan - approval is based
on your stated income, credit history, property debt service coverage, and
liquid assets (NOT verified).
Assuming your
assets (ideally,
liquid assets) are enough to cover everything from funeral costs to estate taxes to your loved ones» future cost of living, you can consider passing
on the purchase of a life insurance policy.
If you ever find yourself needing to carry a balance
on your credit card, and you don't have enough cash or
liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..
A map of its
assets is below and includes details
on what type of play it is, natural gas or
liquids.
The funds
on these accounts are deemed as one of the most
liquid assets outside of demand cash and accounts.
The
Liquid Real
Assets group's investment approach focuses
on active stock selection with a top - down global overlay of strategic allocation and risk management.
On less
liquid assets such as land, property or gold, an appraisal will be needed to illustrate the value.
It has for the most part taken away stated income loans
on primary residences, although portfolio lenders do still have it available only to California borrowers who can provide substantial
liquid assets.
If you can manage it, put a significant amount of money in the bank or have other
liquid assets on hand.
Icahn Enterprises (which currently has,
on a consolidated basis, $ 22.4 billion of
assets, including in excess of $ 13 billion in
liquid assets, which are cash and marketable securities) made a legitimate offer to acquire your Company, and to be clear, we continue to be immediately ready to meet with you to document the transaction.
First, that we can trade any
liquid asset class and will migrate to wherever the most opportunity resides; and second, that we focus
on major trends and monster gains, as opposed to messing around with scalping or trying to grab a few ticks.
Shares in large publicly listed companies that are regularly traded
on the ASX (Australian Securities Exchange) are considered
liquid assets, while direct property investments are less
liquid, due to difficulties and time delays that may be experienced when buying and selling.
You may also have to serve a «
liquid assets waiting period» based
on the amount of
liquid assets you have, that is,
assets that could be used as income.
Your mortgage lender may call due your mortgage debt if your estate contains a lot of
liquid assets, as he or she will be able to use them to satisfy the balance
on the loan.
For older Americans, especially retirees living
on fixed incomes, the equity in their paid - for or almost - paid - for home represents a large but
liquid asset.
I'm with Buffett
on this one, which is why I set up my firm the way I did — 80 % + of my
liquid assets are in the strategy.