Sentences with phrase «on mortgages or car»

A high credit score is needed to score lower interest rates on mortgages or car loans.

A chapter 13 case may be advantageous in that the debtor is allowed to get caught up on mortgages or car loans without the threat of foreclosure or repossession, and is allowed to keep both exempt and nonexempt property.

The sooner they have the opportunity to build a positive credit file, the sooner they will be able to qualify for more favorable rates on mortgages or car loans.

He thinks a combination of both, could be just what it needs, stating it would mean, «more to those struggling to cope with some of life's most basic problems, like keeping up with payments on the mortgage or the car, or coping with the care of sick children.»

If you want to keep property like a home or a car and are behind on the payments on a mortgage or car loan, a chapter 7 case probably will not be the right choice for you.

A Chapter 13 case can help you catch up on mortgage or car payments, or even child support payments.

The answer to this one will depend on how much equity you have in the property you are concerned about, and whether you can still afford to make payments if you owe on a mortgage or car loan.

The interest rate on your mortgage or car loan.

If you and your former spouse opened joint credit card accounts or you both signed off on a mortgage or car loan, dealing with those debts should be a top priority.

Chapter 13 also provides a way to get back on track if you're behind on the payments on your mortgage or car loan.

So if a bankruptcy debtor does not make the scheduled payments on a mortgage or a car loan, even if that debtor has received a discharge, the mortgage company can foreclose on the mortgage or the car lender can have the car repossessed.

Behind on your mortgage or car payments.

That means using the collateral you've used on your mortgage or car loan from the credit union to secure your personal loan.

If you're behind on your mortgage or car loan, you're not going to be able to settle because a car can be repossessed and a house can be foreclosed on.

In most cases, these payments will usually be as much as your regular monthly payments on your mortgage or car loan, with some extra payment to get caught up on the amount you have fallen behind.

The best option is to save more for your down payment, especially on a mortgage or car loan.

Remember, a high credit score may result in a lower interest rate on a mortgage or car loan.

Not exact matches

For example: car loans, credit cards, mortgages on your home or your office.»

Students might not be swimming in cash or connections, but the very fact that they aren't established yet in full lives with mortgages, kids and car payments is actually a huge advantage, according to Feld, who reflected on the sandbox analogy in his post:

If a friend or relative has co-signed on a debt for you — private student loans, for example, or a car loan or mortgage — they could be on the hook for the amount outstanding if you were to die.

Or if you're looking for a mortgage, one credit bureau might rely on a different FICO algorithm that gives them a more accurate picture of whether you're a better mortgage borrower than, say, a car loan borrower.

Depending on the amount of debt you have, this payment could feel like a car payment or mortgage note.

An origination charge is a common cost on several types of loans, from a mortgage to a car loan or a personal loan.

Any type of account that appears on your credit reports helps here, whether it's a mortgage, credit card or car loan.

But now when our peers get big bonus check, they're not buying a car or saving for a mortgage, they're spending it on a weeklong tour of Southeast Asia.

Opening a credit card in your name, charging no more than 30 percent of the limit, and paying it off in full and on time each month is the best way to earn a high credit score — which is the key to qualifying for low interest rates on a car loan, mortgage, or personal loan.

Mortgages on property, home equity lending, student loans, car loans and credit card lending can be offered at variable, adjustable or fixed interest rates.

[State Dems want to jack up the fees on New Yorkers who buy a car or take out a mortgage to help plug the $ 9.2 billion deficit.]

Pay her mortgage, rent or car payment this month, pay her school tuition or take her on a shopping spree; every girl loves being spoiled.

When borrowers successfully pay off car loans or mortgages, the information stays on their credit reports for 10 years from the date of the last payment, according to credit - reporting firms.

The consequences of default depend on whether your loan is secured (mortgage or car loan) or unsecured (credit card, student loans or personal loans).

This includes becoming a co-signor on a mortgage, car loan, or even a rental application.

It's important to note, though, that the score you get on your statements may not reflect the actual score your mortgage lender or car dealership is looking at when considering you for a loan.

A higher credit score will qualify you for a better loan on a home, car, credit cards, mortgage or refi.

You've never had a credit card, taken out a car loan, mortgage or borrowed money for college, or repaid a balance on any type of credit - based account.

Next, add up your total balance on all of your revolving credit accounts (don't include installment loans like a car loan, student loan, or mortgage).

If the interest rates on your other debt - car or student loan or mortgage - is higher than what you could earn by saving or investing (consider that the average annual inflation - adjusted historical return of the U.S. stock market is just over 6 %), you'd be wise to pay that down first too.

Types of debt you might consider including in your consolidation loan payment include your mortgage, car payments, credit cards, student loans, and other debts that you pay high interest on or have a high balance left on the principle amount of the debt or loan.

You might find the estimator useful if you're on the verge of applying for a car loan, mortgage, or other line of credit.

Unless you absolutely, positively plan on paying it off immediately, putting a car down payment or even a mortgage down payment on a credit card completely goes against the purpose of the down payment, which is to increase your equity in the asset.

Whether it be massive mortgages or student loan balances, credit cards or car loans, medical or legal bills... or some combination of them all, debt is an ever growing financial strain on the economy and on a consumer's financial and personal health.

For a mortgage used for other purposes, such as to consolidate credit cards or buy a car, the loan on which your interest is based is capped at $ 100,000, or $ 50,000 if married filing separately.

If you ever plan on getting a major loan in the future such as a mortgage or car loan, you'll want to have your credit score in good standing.

The loan you've co-signed for can show up on your credit report, just like any other debt you have... As a result, the loan you've co-signed for can increase the size of your outstanding debt — added to your mortgage, credit - card balances, car loan or student loans — when lenders are deciding whether to let you borrow more money.

For one, you'll hopefully have fewer people who rely on you for financial security, as your dependents become independents and you start paying off long - term expenses like your mortgage or car loan.

If you are continuing to pay mortgage or car loans, and you pay them on time, that will help.

Let's say you spend $ 2,500 per month on everything from car payments and groceries to mortgage or rent.

By putting your home or vehicle up as collateral, you can qualify for better rates on a mortgage, car loan, or home equity loan.

But for others who may be looking for say, a car loan or home mortgage, you should keep your cards open and concentrate on building up your score.

Even after your bankruptcy is over, you need to make sure that the payments you want to continue to make (like mortgage or car payments) are made on time.