Notably, depleting the cash value with a withdrawal may mean the policy will still ultimately need another contribution (i.e., more premiums) to sustain in the long run; nonetheless, if the cash value is in a downward spiral towards lapse anyway, a withdrawal to repay the loan will help extend the life of the policy, given that the crediting rate of the cash value is always lower than the interest rate of the loan compounding against it (which for newer policies might be a 0.5 % to 1 % spread, but
on older policies can be a 2 % spread or more).
The new focus on scaling quality and the growth of managed networks has placed particular demands
on old policies, practices, and authorizing capabilities.
The unearned premium you've paid
on your old policy will be transferred to the new policy.
You may find it's not available
on older policy forms, but there are very few good reasons to write new business on those older forms anyway.
We have an older dog
on an older policy so our reimbursements for her are based on a schedule but have generally been good and quite timely.
Then multiply it by the number of months you have left
on your old policy.
If you're near the end of your term
on your old policy, you can keep paying for it until it ends.
While you can rely
on that older policy for a while, doing so presents a certain risk.
You may find it's not available
on older policy forms, but there are very few good reasons to write new business on those older forms anyway.
In addition, you may also lose certain features such as riders that were available
on your old policy and not on the new one.
The unearned premium you've paid
on your old policy will be transferred to the new policy.
This is something you need to check into before accepting the cheapest quote
on any old policy.
Not exact matches
Obama had introduced a raft of regulations intended to slash emissions of carbon dioxide blamed for climate change, a
policy course that accelerated the retirement of
older coal - fired power plants and bolstered the nascent solar and wind sectors, which depend heavily
on weather conditions for their power output.
On Tuesday, the Obama Administration tried to spin some old ideas on corporate tax cuts and infrastructure spending as a new «grand bargain» aimed at stemming another confrontation on fiscal polic
On Tuesday, the Obama Administration tried to spin some
old ideas
on corporate tax cuts and infrastructure spending as a new «grand bargain» aimed at stemming another confrontation on fiscal polic
on corporate tax cuts and infrastructure spending as a new «grand bargain» aimed at stemming another confrontation
on fiscal polic
on fiscal
policy.
Still, the mere possibility of a change in
policy on this front ought to raise concerns — if not for reasons of etiquette and
old - fashioned customer satisfaction, than for public health.
We need to re-think the
old policies designed around protecting banks, limiting innovative competition, and focusing
on companies rather than individuals.
A couple of days later, I had dinner with an
old friend from New York who asked me about Virgin's
policy on office romances.
Microsoft, for example, has reduced itself to heckling Google with two campaigns: «Scroogled,» about the alleged evils of Google's e-mail advertising
policy (something that consumers have met with a shrug ever since Gmail's introduction nearly a decade ago); and the «Bing It
On Challenge,» in which people on the street pick the search results they like best (which apes the old Pepsi Challenge — a campaign that defined Pepsi by what it isn't, and thus condemned it to being Coke's bridesmaid forever
On Challenge,» in which people
on the street pick the search results they like best (which apes the old Pepsi Challenge — a campaign that defined Pepsi by what it isn't, and thus condemned it to being Coke's bridesmaid forever
on the street pick the search results they like best (which apes the
old Pepsi Challenge — a campaign that defined Pepsi by what it isn't, and thus condemned it to being Coke's bridesmaid forever).
As it currently stands, that means companies will have to re-obtain consent from all their existing users for all the data they are currently storing
on them, no matter how
old, according to several analysts and
policy experts.
«The [U.S. Equal Employment Opportunity Commission] enforces the ADEA and considers the ADEA to prohibit an employer from using neutral employment
policies and practices that have a disproportionately negative impact
on applicants or employees age 40 or
older, if the
policies or practices at issue are not based
on a reasonable factor other than age,» writes Elliot at VirginiaWorkplaceLaw.com.
He added that he is working with employees
on eliminating outdated, unsustainable
policies and systems that are as much as 56 years
old and have held back departments like the Department of Veterans Affairs and the Defense Department.
Fortunately, PRP had a $ 2.5 - million key - man insurance
policy on its 56 - year -
old CEO.
Southwest's family boarding
policy, as posted
on the airline's website, states one adult can board with any traveler who is «6 years
old or younger... during Family Boarding, which occurs after the «A» group has boarded and before the «B» group begins boarding.»
Younger millennials (18 - 24) are more likely to argue that economic opportunities should shape Canada's foreign
policy, while
older millennials (25 - 34) are more likely to identify opportunities for collaboration
on global issues, such as climate change, as shaping our international outreach.
Mr. Trump's views
on trade are among his
oldest and steadiest public
policy positions.
Karl Fitzgerald: Michael Hudson, our
old friend here
on the Renegade Economists, from the University of Missouri in Kansas City, has just returned from Russia speaking at the Global
Policy Forum.
The
policy experiment is to change the combined CIT rate, see what effect it has
on the tax base, apply the (new) federal rate and the (
old) provincial rates and compare the result to the base case.
But voters will astonish us sometimes, and so they did
on May 5 — so there is a strong possibility that that today's Throne Speech will also make history in part because it charts a
policy course genuinely different from that all those
old Tory governments wanted to take over the past four decades, and possibly because it says forthrightly what the government actually intends to do.
Mark Barden, who lost his 7 - year -
old son Daniel at Sandy Hook Elementary School in Newtown, Conn., in 2012, said it was futile to believe Congress would act
on new
policies.
Facebook is spelling out in plain English how it collects and uses your data in rewritten versions of its Terms of Service and Data Use
Policy, though it's not asking for new rights to collect and use your data or changing any of your
old privacy settings.The public has seven days to comment
on the changes (though Facebook doesn't promise to adapt or even respond to the feedback) before Facebook will ask all users to consent to the first set of new rules in three years.
He has slightly amended the 500 - year -
old policy on pope selection to get a successor into place more rapidly.
He has done nothing for anybody, and is always a day too late, and is carrying
on Bush's
old policies, in lack of making any of his own.
Seldom making a serious impact
on the life and
policy of the church body, it consumes its energy in planning conferences
on evangelism or
on prayer and encourages the new packaging of
old revival techniques in such activities as the charismatic movement or the Faith Alive movement.
Indeed, foreign -
policy issues for the moment aside, it is not too much to say that the Democrats» current electoral dilemma boils down to this: their
old economic issues no longer work, and
on cultural issues they lose.
Moreover, though
old - line, hard - line feminism has little appeal for today's women, its ideology lives
on in law and
policy — like light rays from a dead star.
Let's base 21st Century social
policy on discredited Bronze Age Palastinian mythology involving a 6,000 year
old Universe and a talking snake.
Douthat and Salam's youth» they're among the brightest lights in the next generation of conservative writers» gives them a new perspective
on the contemporary political scene, allowing them to step out beyond traditional conservative fixations
on tax cutting and limited government» where the supposed Reagan solution is always the correct solution» and to offer incisive criticisms of how the Grand
Old Party's ideology frequently serves as a blinder to effective
policies for the working class.
Countries in Europe and the
old British Commonwealth do not seem to place the same emphasis
on religious beliefs but
on the leadership qualities and
policies of the candidate.
Shareholders of Cracker Barrel
Old Country Store (NASDAQ: CBRL) voted to support the restaurant outlet's recently - adopted
policy to eliminate gestation crates — small cages used to virtually immobilize breeding pigs for months
on end — from its pork supply chain.
The 65 - year -
old is stubborn and won't give up
on his
policy of unearthing young talents, of trusting the players he has in his reserves.
The 57 - year -
old is advising Pompey's administrator Andrew Andronikou
on transfer
policy at Fratton Park.
On top of buying free agents, Arsene's policy of buying up young stars «for the future» could now pay great dividends, as with transfer fees being so high more clubs will have to rely mostly on home grown youngsters to replace the older out - of - contract star
On top of buying free agents, Arsene's
policy of buying up young stars «for the future» could now pay great dividends, as with transfer fees being so high more clubs will have to rely mostly
on home grown youngsters to replace the older out - of - contract star
on home grown youngsters to replace the
older out - of - contract stars.
Sometimes I worry that Arsenal have cribbed their transfer
policy from an
old Tom Vu infomercial about targeting «distressed properties»... scan the obituaries in newspapers to learn about homes of recently deceased and low - ball the grieving families, or find out about recent divorces and take advantage of the acrimony and get a good price
on a house you can then flip for profit.
While it seems to be the trend to lambaste Zenit's transfer
policy - particularly bringing in the expensive big names last summer and the
older big names
on a second tour of duty this summer — the moves could result in a better team.
Should a transfer fee be finalised, the west London side may have to loosen their stance
on their wage
policy as the 31 - year -
old is due to demand a contract until 2021
on basic wages worth # 90,000 - a-week.
With Jamie Carragher retiring
on Sunday and doubts about the futures of Sebastian Coates and Martin Skrtel there could be a break in the recent club
policy of signing players 24 years
old or younger with one signing decidely more veteran than Liverpool's last bunch of signings.
The new togetherness
policy lends credence to the age -
old bed - sharing philosophy that is practiced around the world but is heavily criticized in the U.S..
On one hand, co-sleeping promotes nurturing and closeness and can give working parents extra bonding time.
In the new
policies it dropped the restriction
on common branding and allows itself to advertise milks for babies over one year
old.
Under its new
policies, Nestlé allows itself to advertise milks for
older babies in countries it describes as «high risk», such as the products
on the right of this flier from Armenia, which cross promote the infant formula shown
on the left.
, says Sally Kuzemchak, a registered dietician and fellow blogger who proposed a «fruit - only» snack
policy to parents of the kids
on her 7 - year -
old's soccer team.