Sentences with phrase «on opportunity costs»

As for valuation, it's all based on opportunity costs.
Charlie Munger has his own take on this same idea: «Everything is based on opportunity costs.
If your home is your most valuable asset you are missing out on opportunity costs elsewhere.
The post made me focus on opportunity cost.
Losing out on an opportunity cost: Before considering prepayment you should ensure that there is no other financial instrument in the market that would have given you a higher rate of return than the interest rate that you are paying on your home loan.
No More Waffles took a couple of articles I've written on the opportunity cost of holding a lot of cash — especially early on in your journey — and used those as a jumping off point to discuss the ins and outs of the decision to hold a good chunk of cash and why he's personally holding a lot of cash.
On an opportunity cost basis, depreciation tries to equate the economic positions of companies who:
All intrinsic value calculations and formulas are based on the opportunity cost relative to the risk - free interest rate.
The only thing I can think of that may not be good with his strategy is that the order may not fill immediately and lose on the opportunity cost?
Loss of earning power — You lose out on the opportunity cost of what that money could have earned had you left it to grow tax - deferred until retirement.
That said, there is definitely a calculation to be done on the opportunity cost of doing that spend vs getting the Aspire card and just having Diamond status (and what look like a hot set of benefits so far).
The expense can be significant, but it can also dramatically reduce travel and room rentals, not to mention the impact on opportunity cost.
When saving, you're missing out on the opportunity cost of investing that money (loaning it out) AND that the banks have convinced you to park your money with them, so they can use it in this way.
Opinions on the opportunity cost of the cash you used to pay it off aside, your tax position will BENEFIT.

Not exact matches

In every case a huge amount of fixed costs up front is overwhelmed by the ongoing ability to make money at scale; to put it another way, tech companies combine fixed costs with marginal revenue opportunities, such that they make more money on additional customers without any corresponding rise in costs.
These programs provide free one - on - one mentoring and low - cost training opportunities for their clients in locations around the country, using a combination of federal funds, state and local government contributions, and private sector resources.
As well as their impact on the currency markets, rising interest rates weigh on gold in their own right, as they increase the opportunity cost of holding non-yielding bullion.
But the general trends are clear: return on investment is falling and certain therapeutic spaces are championed at the opportunity cost of others.
But if you can understand that we're going to provide a menu of advantages — cost advantages, sales opportunities and so on — then it's up to you to pick what you want to take advantage of.
Browse our list of home improvement franchise opportunities below like Ace Hardware and request more information on financing, start - up costs, and more.
I am with you on staying on top of costs to make sure every opportunity is really just that.
Bailing on it would surely cost Newfoundland more in lost trade opportunities than any federal fund could provide.
By virtually every measure, prohibition of cannabis with high THC commonly known as marijuana and the variant with no recreational drug potential commonly known as hemp has cost the U.S. economy billions of dollars in missed business opportunities and wasted resources spent unsuccessfully fighting the so - called war on drugs.
If your company provides a product or service that is specialized and not needed on a regular basis, the opportunity cost of having that resource available should be factored into your pricing.
Instead of focusing on how marketers can create great content for social media, this class more focuses on how exactly to measure your social investments in terms of time, cost and opportunities.
If you take on a job, be sure the total compensation package and social benefits far outweigh the opportunity costs your business will incur.
Opportunity costs are exaggerated early in a company's lifecycle, so it's important to be nimble and willing to adjust on the fly.
He says, «The cost of customer acquisition is very high and if you're letting the competitors get those customers when at a potentially lower cost than the online channel, I think you're missing out on a pretty big opportunity
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Training full time, sacrificing studies and jobs, can have huge opportunity costs as well, as missing out on necessary education and prime years of work experience take tolls on later earnings.
On United Continental: «The airline's management has identified a lot of cost opportunities.
Finalist cities are refining their pitches based on many of the factors that usually motivate corporations in site selection — economic development opportunities, transportation access and infrastructure, skilled labor force and quality - of - life measurements, like education and real estate costs.
With fewer fixed - asset investments, they can more easily pounce on new opportunities and exit when changing costs and benefits warrant.
As an alternative to seeing strategy as a way to position your organization as a low - cost company, or using it as a way to differentiate your company from competitors, growth companies focus on discovering opportunities.
As the cost for a full gene map approaches $ 1,000, the opportunity increases for business owners to get in on the genome mapping industry.
The maintenance of loose monetary policy in the euro zone could be seen as either positive or negative for gold, depending on whether the metal responds positively to a persistently low opportunity cost of holding the non-yielding metal or more negatively to a weaker euro.
A bad hire, on the other hand, can cost a company more than $ 50,000, through missed opportunities, strained relations and lost resources.
Whether you're building financial models, or creating a cost benefit analysis you can use all of these opportunities to work on your company.
OMB's interim guidance, issued on February 2, 2017, explains that for Fiscal Year 2017 the above requirements only apply to each new «significant regulatory action that imposes costs,» and that «costs should be measured as the opportunity cost to society.»
Right now what is missing is an appreciation for a once - in - a-lifetime opportunity to earn outsized returns on capital projects since funding costs are held artificially low.
Normally this would put remarkable pressure on the price of gold — higher yields raise the opportunity cost of buying gold — but over the same period, the U.S. dollar has steadily weakened and is now officially in a bear market.
If you wait for a stock to rebound without exploring other options, you're losing out on what's called «opportunity cost» — but it's more like opportunity lost.
Post your career opportunities on CareerLink at the Haskayne School of Business at no cost.
Our job is to help you discover those places, and then to help you take advantage of the opportunities they offer — opportunities to improve your quality of life... to lower your cost of living... to invest for profitable return — before the rest of the world catches on.
A supply curve is an ordered list of all the oil production opportunities globally, sorted by the cost of extraction or, probably better for this example, the potential free - on - board price at a global trading hub — take every oil play in the world and ask what it would cost delivered to the US Gulf Coast as a starting point.
The option / opportunity cost for dry powder (bonds vs. cash) is extremely cheap — with that said, it has been cheap for quite some time, and could stay cheap for much longer, BUT, one who exercises that option has left very little on the table, certainly nothing material in terms of financial security / wealth.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
The cost of buybacks don't just come from the losses on overpriced stock, they also come from the missed opportunities to invest in growth and innovation.
The assumptions underlying the fair value calculation include: the labor required using a burdened overhead rate, the development period, a developer's profit based on the operating profitability of market participants, and the opportunity cost based on the estimated required return on
Focusing exclusively on high - potential products that align with health system priorities and patient needs, EXCITE's pre-market approach identifies opportunities for improvement while products are still in development, resulting in better technologies for patients and lower system costs, while also streamlining the subsequent adoption process.
a b c d e f g h i j k l m n o p q r s t u v w x y z