Sentences with phrase «on other loan terms»

Not only that, you will also be able to compare and gain an edge on other loan terms, such as monthly payments, repayment options, and other bank - breaking parameters.

Not exact matches

Many small businesses must rely on loans or other forms of credit to finance day - to - day purchases or long - term investments in facilities and equipment.

Bankers, at the other end of the scale, are likely to offer no advice whatsoever as long as you make payments of principal and interest on time and are not in violation of any other terms of your loan.

Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense such as the payroll that is due to employees for hours worked but has not been paid), and amounts due to stockholders.

The index that most lenders base their rates on is the United States Prime Rate which is the rate banks charge each other for short - term loans.

But long - term rates on mortgages and some other loans have jumped since May, when Bernanke first said the Fed might slow its bond buys later this year.

Applicants must be without decent, safe and sanitary housing; Be unable to obtain a loan from other resources on terms and conditions that can reasonably be expected to meet; Agree to occupy the property as your primary residence; Have the legal capacity to incur a loan obligation; Meet citizenship or eligible noncitizen requirements; Not be suspended or debarred from participation in federal programs.

For drunk driving, for example, one's score plummets straight to a C. On the other hand, triple As are rewarded with perks such as being able to rent public bikes without paying a deposit (and riding them for free for an hour and a half), receiving a $ 50 heating discount every winter, and obtaining more advantageous terms on bank loanOn the other hand, triple As are rewarded with perks such as being able to rent public bikes without paying a deposit (and riding them for free for an hour and a half), receiving a $ 50 heating discount every winter, and obtaining more advantageous terms on bank loanon bank loans.

On the other hand, many online lenders specialize in shorter terms of six months, 12 months, or 24 months — in addition to offering longer - term loans or lines of credit.

Interest rates offered by lenders may depend on your credit profile, loan term, changes to underlying interest rate index, and other factors.

Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.

One of the ways they're doing it is by focusing on specific loan types, loan terms, and other criteria that match particular business use cases.

For example, an interest rate swap is a derivative whereby two parties exchange, or «swap,» interest payments on a bond; one side might get a constant 3 percent each payment period, while the other gets the LIBOR rate (a benchmark rate that some banks charge each other for short - term loans).

If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.

When central banks make adjustments that raise or lower the cost of short - term borrowing, other rates will follow, including the interest rate on your variable - rate loan.

«Affordability may vary depending on total debt obligations such as your student loans, auto loan or mortgage, other fixed expenses, and requested loan term,» Foley explains.

On the other hand, we think OnDeck is the better choice for standard term loans and for borrowers with lower credit scores (particularly if you want a line of credit).

The variable interest rate and Annual Percentage Rate (APR) depend upon (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

Ray focuses on financial services and commercial real estate, with a specialization in negotiated private placements of term asset - backed securities, warehouse credit facilities, whole loan transactions, subordinated debt financings, and other transactions for specialty finance companies and commercial real estate.

SunTrust Bank — Current fixed interest rates depend on (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

And your ability to secure a loan and get favorable terms will be partly dependent on existing debt as well as other elements of your financial and business profile.

As you prepare for future emergencies, your reliance on guaranteed personal loans, payday alternative loans, or other short - term loans will disappear.

As with other refinancing products on the market, this type of loan consolidates all current loan payments into one monthly sum, often with much better terms than the original loans.

A fixed - rate mortgage, on the other hand, keeps the same rate for the entire term or «life» of the loan, even if the term is 30 years.

Many Chelsea players have gone out on loan in the past and never returned, but there seems to be a slight change of stance under Conte, who has found a place for Christensen this season and for Victor Moses last term, even if other youngsters such as Nathaniel Chalobah and Nathan Ake were sold a little prematurely.

Unicorns and candy - floss buildings aside, the realist in me constantly wonders what the long term consequences of Henry's (possibly successful) loan spell are and why the Gunners had to rely on a 34 year old veteran when being faced by a pedestrian opposition that would have been annihilated by any other team in the running for a Champions league spot.....

(c) The term «loan guarantee» means any Federal government guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.

As Santander, Cap One and other lenders are increasingly targeting the super-prime, non-lease, lesser - risk customer, we've not seen the end of outrageously extended terms on auto loans.

The terms and conditions of any loan may vary depending on, among other things, market conditions and your credit score.

Your home will not be at risk as long as you continue to pay the taxes and insurance on the home, keep it in good condition, and comply with the other loan terms.

On the other hand, we think OnDeck is the better choice for standard term loans and for borrowers with lower credit scores (particularly if you want a line of credit).

However, if a traditional bank or other lending alternative is willing to loan you money on better terms than the P2P lending company (or the P2P lending company is unwilling to lend you money perhaps due to a poor credit score), then it probably makes sense to look elsewhere for a loan.

On the other hand, if your goal is to pay off your mortgage faster so you're debt - free or you want to reap a larger profit when you sell, a shorter term loan can be a viable option.

On the other hand, if you have other goals for your home loan, then you may want to consider reducing your loan term to a 20 -, 15 - or 10 - year loan or even to an individualized loan term such as 7 or 11 years.

Your repayment term will generally start within 60 days of when your consolidation loan is first disbursed and will be based on your total federal student loan balance, among other factors.

Taking on additional short - term financing from other lenders may disqualify you from renewing your current loan.

504 loans, on the other hand, can only be used for real estate or long - term equipment purchases.

• Transaction Fee - The fee the lender and any mortgage broker charges the borrower for making the mortgage loan • Warehouse Fee - A charge to a borrower when a mortgage banker or other small lender must borrow money on a short - term basis in order to loan money on mortgage loans.

SunTrust Bank — Current fixed interest rates depend on (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

... And a handful of other factors that will always be disclosed to you — verbally as well as in writing, down on your title loan terms sheet and contract.

When central banks make adjustments that raise or lower the cost of short - term borrowing, other rates will follow, including the interest rate on your variable - rate loan.

In either situation, the entity seeking the loan is counting on other individuals to fund the loan on agreeable terms.

Rates and APR and other terms may vary from those displayed based on the creditworthiness of the borrower requesting the funding, the type of dwelling, whether the borrower is self - employed, the location of the property for the loan and other factors.

For individual consumers, however, rates vary based on credit score, term length of the loan, age of the car being financed, and other factors relevant to a lender's risk in offering a loan.

All loan decisions and terms are determined by the lenders based on your loan request, your financial history, and other criteria determined by the lenders.

(A fixed - rate mortgage, on the other hand, offers flat payments throughout the term of the loan.)

Avant, on the other hand, makes unsecured personal loans up to $ 35,000 with APRs between 9.95 % and 36 % and terms from two to five years.

FHA mortgage insurance, on the other hand, is the same cost every month and maintains the same level of coverage throughout the entire term of the loan.

As long as they continue to pay the property taxes and homeowner's insurance on the home, keep it in good condition, and comply with the other loan terms, then loan repayment continues to be deferred until the borrower leaves the home.

As mentioned previously, loan terms, including interest rates, are dependent on credit history and other criteria.