So presumably, the less wealthy, after being told what to spend their money
on by «society» for all their working years, reach
pensionable age fully moulded by a paternalistic government into financially responsible citizens who will commit a significant amount of their time to research where they want to invest their pensions, and subsequently enjoy «regular updates
on how their pension fund was growing» — because of course, like house prices, pension funds can only rise in value.
CPP calculations are based
on averaging your contributions and «
pensionable earnings» from
age 18 until you start taking the benefit.
Your CPP amount depends essentially
on averaging your contributions and «
pensionable earnings» from
age 18 until the point you start taking CPP.