Not exact matches
Insist
on tailored
adjustments to account for
risk and compensation materializing before bonuses are awarded and equity vests.
There's quite a bit of research, based
on historical returns, that finds if you retire at age 65, you can withdraw 4 % a year (plus inflation
adjustments) from your nest egg with only a small
risk of outliving your money.
In this way, it has helped to lessen the
risk of a larger
adjustment later
on in what could be less favourable circumstances.
Management's determination of fair value is then based
on the best information available in the circumstances and may incorporate management's own assumptions and involves a significant degree of judgment, taking into consideration a combination of internal and external factors, including the appropriate
risk adjustments for non-performance and liquidity
risks.
If the Department of Finance feels that the range of views is too diverse and / or the
risks too great, it adds «
risk adjustments», based
on its analysis.
Essentially, the Fed now has to allow for bad things to happen in both directions - continuing
risks on the inflation side, and an «ongoing
adjustment» in housing and the mortgage market.
You will need to adjust the math
on some of your analysis and
risk management techniques, but this is a simple change and you will learn how to make these
adjustments with some experience.
But no matter how carefully you've selected the stocks and bonds in your portfolio, it's a good idea to make some
adjustments every once in a while to minimize the amount of
risk you're taking
on.
More comfortable with an automated service that determines the investment mix and
adjustment schedule for you based
on your financial goals and tolerance for
risk?
Given the increase in hourly wages and the labor income proxy, households may need to pull back
on spending in the first three months of the year, which increases the
risk of a noticeable negative inventory
adjustment in the first quarter.
When heavy «
risk -
on» positions established in recent months are forced to squeeze out through a narrow exit, large price
adjustments may be needed, since investors who are less tolerant of speculative
risk seem unlikely to respond with the requisite demand until improved valuations provide a sufficient incentive.
Rather than continual
adjustment, a systematic approach to periodically rebalancing your portfolio as asset classes shift in performance against your goals can help you stay
on target and manage
risk.
Scores for externalization (the ability to express feelings, especially negative feelings), a trait associated with
risk of juvenile delinquency, academic failure, and inadequate social
adjustment, were 20 percent lower in the KMC group
on average.
The company said in a statement that a large portion of the current rate increase for small group plans can be attributed to the
risk adjustment program, «which includes flawed methodology that is adversely affecting nearly all insurers
on New York State's health exchange.
Fidelis, one of the largest insurers
on the individual market, owes $ 56 million in
risk adjustment payments.
The researchers from the Dartmouth Atlas Project compared Medicare's current
risk -
adjustment methodology, which is based
on the diagnoses recorded in patients» claims records, against
adjustment indices based
on wealth and health.
The odds of type 2 diabetes were not statistically significant after
adjustment for multiple comparisons among the second generation, but co-corresponding author Dr. Sun Changhao, professor of nutrition and dean of the School of Public Health at Harbin, noted that these people were only in their 20s and 30s and could still be at increased
risk as they age and that the research team will continue to follow up
on these participants.
Using a sub-set of prospective cohorts included in the Turati (2011) meta - analysis, Dong (2011) found that coffee drinking was inversely associated with pancreatic cancer
risk but did not separate studies based
on their
adjustment for smoking status.
We initially examined the effect of refugee status
on risk of non-affective psychotic disorder, after
adjustment for age at
risk, sex, and their interaction, if statistically significant.
Give that Cox
risk adjustment for those 3 confounders back to the 40 km runners in the ACLS study and their all - cause mortality hazard ratio would still be 0.84 or 0.89 (depending
on which near - 40 km cohort is chosen), vs the 0.73 for the 20 km runners.
It would appear that any
risk adjustments based
on jogging - affected cofounders would reduce any hazard ratio benefit between the 40 km and 20 km runners by at most 6 %, and probably less.
Risk assessing on the day («dynamic») as well as the activity, site / activity specific risk assessment procedure allows for adjustments to be made that may be influenced by the environment, weather or unforeseen circumstan
Risk assessing
on the day («dynamic») as well as the activity, site / activity specific
risk assessment procedure allows for adjustments to be made that may be influenced by the environment, weather or unforeseen circumstan
risk assessment procedure allows for
adjustments to be made that may be influenced by the environment, weather or unforeseen circumstances.
HGSE is also a supportive and collegial learning environment,» said Kelley Ann Larrow, a D1 focusing
on Communities, Culture, and Education with plans to acquire an
adjustment counselor license through the
Risk and Prevention Program.
To combat adverse selection, governments increasingly base payments to health plans and providers
on enrollees» scores from
risk -
adjustment formulae.
Risk - based
adjustments by Fannie and Freddie make the addition of mortgage insurance
on top of that a deal - killer when FHA provides an alternative.
On the basis of the Sharpe ratio, which is the simplest form of
risk adjustment, the fund underperformed the MSCI EAFE index in the three - and five - year periods but outperformed it over the ten - and fifteen - year periods through January 2014 (see figures from Morningstar).
Here is a roundup of news surrounding recent developments in President - elect Donald Trump's housing policy, key legislative proposals and also reports
on the benefits of front - end credit
risk sharing with deep cover mortgage insurance, and a new USMI blog post
on unnecessary upfront
risk fees (loan - level price
adjustments) imposed by Fannie Mae and Freddie Mac.
More comfortable with an automated service that determines the investment mix and
adjustment schedule for you based
on your financial goals and tolerance for
risk?
; Reckless Bets;
Risk Adjusted Returns; Keep an Eye
on Your Objective; Remember ElLobo's Trick; Why Dividends Are Better; The Candyland Hypothesis; Equal Weighting versus Capitalization Weighting; Money
on the Sidelines; Mental Exercise; Dangerous Market; Characterizing ADVDX;
Adjustments for Taxes; Income Streams; Not Simply Total Return; Something Subtle; Don't Get Caught; Intrinsic Value; Primitive Monte Carlo Simulations.
Volatility based
risk adjustments are done based
on daily volatility over the past 3 calendar months.
Auto insurance quotes are based
on how much you are likely to cost your provider over the life of the policy; if you make
adjustments to your vehicle, your living situation, or your lifestyle that make you appear less of a
risk, your premiums can be reduced.
Another adjustable loan consideration - If you only plan
on being in the home a few years, the lower start rate, combined with the
adjustment period, could save you a lot of money with no
risk.
Since the discount rate reflects the future value of money, it typically has two components: an
adjustment for inflation, and a
risk - adjusted return
on the use of the money.
It is always good to limit
risk exposure and to have dry powder
on hand to make
adjustments as price evolves.
If you retire at 65 and want to minimize your
risk of running out of money, researchers advise you to plan
on withdrawals of no more than 4 % annually of your initial portfolio value (plus inflation
adjustments).
Your portfolio manager will closely monitor your portfolio, making
adjustments to help manage
risk and keep you
on track
This
adjustment is akin to reducing the size of the coupons in earlier years, and increasing the size of the coupons in later years, while adjusting for the time value of money based
on the
risk - free discount rates.
I consider my valuation multiple a reasonable compromise between higher sector multiples & the
risk of a devastating client loss... Plus it allows me to (fairly) comfortably apply a (positive) debt
adjustment: Based
on the company's 4.7 M of (annualized) adjusted operating profit (& zero debt), management could easily draw down 14.2 M of debt for expansion, acquisitions, etc. — as usual, I'll haircut this by 50 %.
I look forward to Zeke's post
on TOBS — I think I understand the concepts (principally that changing the time of readings influences the
risk of double counting extreme values), but intuitively I suspect the size of the
adjustment is too large.
Summary of how they got to this finding: They use CMIP models which, if not outright flawed, have not proved their validity in estimated temperature levels in the 2030 to 2070 timeframe, are used as the basis for extrapolations that assert the creation of more and more 3 - sigma «extreme events» of hot weather; this is despite the statistical contradiction and weak support for predicting significant increases in outlier events based
on mean increases; then, based
on statistical correlations between mortality and extreme heat events (ie heat waves), temperature warming trends are conjured into an enlargement of the
risks from heat events;
risks increase significantly only by ignoring obvious
adjustments and mitigations any reasonable community or person would make to adapt to warmer weather.
We know first - hand the frustrations of law firm invoice preparation, the valuable time that partners spend in the pre-bill process, the bother of client
adjustments, the additional drain
on resources required to appeal adjusted items, and the reputational
risk of not appealing them.
Depending
on the particular change, modifying the health insurance market rules implemented under the ACA could require
adjustments to the ACA
risk adjustment program or could greatly complicate its design and effectiveness.
Auto insurance quotes are based
on how much you are likely to cost your provider over the life of the policy; if you make
adjustments to your vehicle, your living situation, or your lifestyle that make you appear less of a
risk, your premiums can be reduced.
-- Evaluated
risk, loss history, financial standing
on insured businesses — Developed individual testing procedures to analyze specific businesses — Determined procedures, endorsements and general policy content to fit specific businesses — Determined policy premiums, declarations and coverage to complete a policy — Provided customer support for insured company clients, including billing,
adjustments, reinstatements, endorsements and cancellations
• Review medical records and determine if they are complete and accurate • Ascertain that medical records are in support of individual
risk adjustment score accuracy • Provide education to providers regarding Medicare coding guidelines, focusing
on revenue enhancement opportunities • Develop plans and materials to support education and system changes, to meet both practice and revenue goals • Synthesize data and questions in a bid to communicate a cohesive educational training program • Punch in codes for medical services rendered, ensuring the accuracy of each enter in the database • Review medication list to verify if there is a correlating condition and if conditions are still being treated • Review all specialist and hospital consults and lab or pathology reports for new and more specific conditions
This study focuses
on one
risk factor (daily hassles) and one resistance factor (social support) as predictors of
adjustment in children with PRDs, with demographics and disease severity as control variables.
Consistent with studies
on the psychosocial
adjustment of children with other chronic diseases (Lavigne & Faier - Routman, 1992), children with PRDs are at an increased
risk for
adjustment problems, particularly internalizing problems such as anxiety and depression, compared to healthy or normative controls (Billings, Moos, Miller, & Gottlieb, 1987; Daltroy et al., 1992; Daniels, Moos, Billings, & Miller, 1987; McAnarney, Pless, Satterwhite, & Friedman, 1974; Wallander, Varni, Babani, Banis, & Wilcox, 1989).
Because poverty predicts
risk for school
adjustment problems, low achievement, crime, and other problem behaviors, the effects of the full intervention
on children from poor families were investigated using logistic and linear regression methods as appropriate, with terms for intervention and free lunch eligibility as main effects and an interaction term for intervention by participation in the free lunch program.
«I have 15 years of experience working with adolescents, teens and young adults
on academic
adjustment and performance issues and have addressed issues of college transition, academic planning and success, communication and conflict resolution skills, and
risk management for individual students and student organizations.»
Resilience The work
on resilience is particularly relevant for foster children because it examines the factors that allow some children faced with severe adversities to «overcome the odds» and become successful at a variety of developmental and life -
adjustment tasks.29 Several characteristics of children and their environments may compensate for the high -
risk situations with which they must contend, leading to more positive outcomes.