Sentences with phrase «on smaller allocations»

After a slew of budget hearings focused on smaller allocations for libraries, the budget deal tonight includes an extra $ 39 million for libraries — which will mean universal six - day library service and extended hours at some branches.

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

I remember him being very explicit that the pathway to success was to focus on closing 1M + AUM clients and to not «waste time» on asset allocation decisions, instead taking no more than 10 to 15 minutes to assign this responsibility by making four phone calls to four pre-picked portfolio managers, a small - cap, a mid-cap, a large - cap and an international stock manager, each of whom should receive 25 % of the account's assets.

(These are the accounts that we contribute the most to — 17,500 each — and we want to maximize our future returns, willing to accept short - term volatility for long - term growth etc.) Although I have read on bogleheads that having at least a small bond allocation can actually improve returns w / rebalancing, hmm....

I see the value in having a small bond allocation, but we're both so young that I would err on the side of accumulating more stocks than bonds at this stage.

Jo Welman is an adviser to Epic Private Equity and the Non-Executive Director for ARK Syndicate Management Ltd, as well as advising several small companies and individuals on the structure and allocation of their investments.

But for now, maintaining a small percentage allocation of short / bearish exposure may help to reduce overall portfolio risk by basically «hedging» until / unless the downtrend from the September 2012 highs is convincingly reversed by the formation of two «higher lows» and «higher highs» on the daily charts.

The small cap value allocation capitalizes on the Fama and French research that suggests that over the long term, small cap and value stocks outperform the overall indexes.

The first article in this series discussed points made by Julie M. Riewe, Co-Chief of the SEC's Asset Management Unit, on enforcement trends, principal transactions, conflicts raised by side - by - side management, valuation, allocation of expenses and the potential deterrent value of smaller enforcement actions.

There is a natural commercial preference for some Heathrow slot holders to focus on more profitable long haul services, although recent acquisitions by larger carriers of smaller airline slot allocations have been used to improve domestic connectivity.

Tiny tree roots may seem like a small thing to be focusing on, but Susan E. Trumbore of the University of California at Irvine and Julia B. Gaudinski of the University of California at Santa Cruz note in an accompanying commentary that «unless we recognize that root behavior is as complex as that of its counterparts above ground, the rules governing allocation of carbon to roots and the role of roots in soil carbon cycling will remain well - kept secrets.»

The first (a May 20, 2014 «National Nanotechnology Initiative» hearing held before the Science, Space, and Technology Subcommittee on Research and Technology) was mentioned in an May 23, 2014 posting where I speculated about the community's response to a smaller budget allocation (down to $ 1.5 B in 2015 from $ 1.7 B in 2014).

Some smaller and suburban districts scored higher on the 2013 Financial Allocation Study for Texas, but Houston outpaced Dallas, the next - largest district, as well as urban districts in Fort Worth and San Antonio.

A «lean» district office will focus on policymaking instead of top - down operational decisions, including a small «strategy group» that will set learning standards and ensure the equitable allocation of resources, but will not mandate teaching methods or control school spending.

So, based on the prevailing market conditions and cash - flows, the fund manager can take call on allocation of corpus to large / mid / small cap stocks.

Long / short funds outperformed their long - only counterparts, managed futures generated positive performance (albeit fairly small), market neutral funds look fairly neutral with only a small loss on the quarter, and multi-alternative funds outperformed their moderate allocation counterparts.

A careful active investor could more safely now contemplate no more than a small allocation to a mechanical system with a moving average (e. g., a 150 - day mean would have worked, but with 0 days» margin of error when the price dropped below the MA before the closing bell on Feb 5) or use more sophisticated volatility signals to be in or out of SVXY (perhaps giving some extra days» warning to get out).

If the portfolio is small relative to these contributions or withdrawals, the cash flows alone could keep you on target, though with larger portfolios they may not move the allocations enough.

For example, an asset allocation barbell may consist of 50 % safe, conservative investments such as Treasury bills and money market instruments on one end, and 50 % high - beta investments — such as emerging market equities, small - and mid-cap stocks, and commodities — on the other end.

However, because Dynamic Asset Allocation and Just - the - Basics utilize exchange - traded funds (ETFs), which are priced on a per - share basis, it's possible to use either of these strategies with a relatively small amount of money.

A low - cost portfolio (preferably using index funds, but that's MY choice) that included international (both developed and emerging markets) funds and REITS with a bias toward small - cap and value stocks (also include International components) and rebalanced occasionally could provide 7 - 8 % (depending on your allocation) during those lean years.

(These are the accounts that we contribute the most to — 17,500 each — and we want to maximize our future returns, willing to accept short - term volatility for long - term growth etc.) Although I have read on bogleheads that having at least a small bond allocation can actually improve returns w / rebalancing, hmm....

I see the value in having a small bond allocation, but we're both so young that I would err on the side of accumulating more stocks than bonds at this stage.

When SMI's «Bear Alert» indicator sounds a warning (which doesn't mean we're in a bear market but that the chances have increased that one could be on the way soon), the alternate portfolio allocation, with a smaller commitment to stock funds, could be put into place.

The thinking is that including a small percentage of your overall asset allocation (from 5 % - 10 %) into these assets can provide high potential returns with only a small impact on your portfolio if the risk becomes too great.

Rebalancing bands are also supported, and the default rebalancing bands are based on 5 % absolute deviation from the target allocation (large allocations), or 25 % relative deviation from the target allocation (small allocations).

Quite the opposite, buy the smallest possible house to lead a happy, yet frugal lifestyle, but on that house get the maximum mortgage, never make additional payments until a few years before retirement when you like to raise the bond allocation.

The diversified portfolio is based on a 5 % allocation to cash, 25 % allocation to investment grade bonds, 5 % allocation to municipal bonds, 20 % allocation to S&P 500 Index, 10 % allocation to small caps, 5 % allocation to commodities, 15 % allocation to international equities, 5 % allocation to emerging markets, 5 % allocation to REITs, and a 5 % allocation to alternatives.

Historically, adding small cap to an international allocation would have boosted returns with only a minor impact on volatility.

(allocation is 30 %) Small cap — You need to advise based on above queries.

The Diversified Portfolio is based on a 5 % allocation to Alternatives, 5 % allocation to High Yield Bonds, 30 % allocation to Investment Grade Bonds, 5 % allocation to Municipal Bonds, 20 % allocation to the S&P 500 Index, 10 % allocation to Small Caps, 5 % allocation to International Small Cap, 10 % allocation to International Equity, 5 % allocation to Emerging Markets, and a 5 % allocation to REITs.

Many of these products were not previously available for portfolio allocations on such a broad scale and are leading to changes in the way they are applied in the development of both large and small portfolios.

The IQ US Real Estate Small Cap ETF (ROOF) beats other funds on yield thanks to its generous allocation to mortgage REITs.

What's Next for Gold A small allocation to gold won't kill an investor's portfolio, but experts say you should think twice before leaning on it heavily to hedge against inflation, economic collapse or any other specific fear.

If I actually like the allocation, though, I figured out I am able to research what the target date fund includes and re-create it on my own — which means smaller fees.

A few years ago I decide on a 90/10 stocks / bonds allocation (the missing bonds would bring the bond total to about 10 %) with 35 % in international stocks and a tilt towards small cap stocks.

It's designed to be a complementary add - on strategy, a way to invest a relatively small portion of a portfolio (not more than 20 % of the stock allocation), with the balance broadly diversified among our other core strategies.

We create benchmarks based on your asset allocation, so if your portfolio is 10 % large cap stocks and 5 % small cap stocks, your custom benchmark would be weighted accordingly, with 10 % made up of the S&P 500 and 5 % of the Russell 2000.

GfK's point - of - sale pet panel represents about 8,000 boutique and regional shops, giving participating retailers a look beyond their own inventories and sales data to reveal what is going on in stores across the U.S.. By tracking both shelf space allotments and sales, GfK can provide shelf allocation guidance for small sellers by identifying where they may be overinvesting in underachievers, or missing golden opportunities.

GfK's POS (point - of - sale) pet panel represents about 8,000 boutique and regional shops, giving participating retailers a look beyond their own inventories and sales data to reveal what is going on in stores across the U.S.. By tracking both shelf space allotments and sales, the GfK pet panel can provide shelf allocation guidance for small sellers — where they may be over-investing in underachievers, or missing golden opportunities.

177,000 of the two million reached the allocation stage and were put on one of the three tracks, which were perhaps Lord Woolf's most famous invention: fast track, multi-track and small claims track.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012.

At the end of his presentation Mr Bowles mentioned briefly that there were some small allocations of funding for programs targeting Indigenous Australians, such as $ 10.5 m over four years for a Fetal Alcohol Spectrum Disorder prevention program, $ 4.5 million to reduce the risks of communicable diseases in the Torres Strait region and $ 0.4 m to extend the existing National Partnership Agreement on the rhematic fever strategy.

HUD expects the first round of allocations to focus largely on housing and small business needs.

By holding to her pledge to live on that meager food stamps allocation, Helman, who started selling real estate in 2006 after a 20 - year career in mortgage banking, made a small but important dent in the area's need, raising thousands of dollars in just that one week.