Sentences with phrase «on standard term»

This page: Explains how term life insurance rates are set by insurers Outlines a couple of variations on standard term policies Describes a few (very important!)

If you are under 65, we recommend you focus on a standard term life insurance or a no medical exam term life insurance policy.

Alison's commercial contracts experience is broad and ranges from drafting and advising on standard terms of sale and purchase for business to business transactions, to negotiating major outsourcing arrangements, long term supply, agency, distribution and franchising.

Through self - service delivery, compliant documents can be generated instantly without unnecessary legal delay on standard terms, boosting both the legal and sales teams» productivity.

The result of participation in the scheme was that there was then a single, but varied, contract for the provision of educational services by the school, on the standard terms and conditions as modified by the provisions of the scheme.

Not exact matches

Because those chips have become a standard across the mobile phone industry, Qualcomm is required to license them on fair terms.

Qualcomm, for its part, has said that it provided fair terms for the parts of technology where it is obligated to do so and that it is within its rights to determine pricing on patents that are not bound by the standards rules.

At the end of last year, it requested comment from the public on how natural should be used in food labeling since at present there is no standard definition on the term.

Standard and Poor's estimates the federal government's partial paralysis cost $ 24 billion, and consultancy IHS Global Insights said on Wednesday that the spike in short - term interest yields witnessed in the week of Oct. 14 alone will add $ 114 million to the federal debt.

Earlier this week rating agency Standard and Poor's changed its U.S. long - term debt outlook to «stable» from «negative,» despite the concrete prospect of more showdowns on fiscal policy.

Rating Action On Oct. 1, 2012, Standard & Poor's Ratings Services affirmed its «BBB -» long - term corporate credit rating on Quebec - based Alimentation Couche - Tard Inc. (ACTOn Oct. 1, 2012, Standard & Poor's Ratings Services affirmed its «BBB -» long - term corporate credit rating on Quebec - based Alimentation Couche - Tard Inc. (ACTon Quebec - based Alimentation Couche - Tard Inc. (ACT).

Before a patented technology is included in an essential standard, the owner must agree to license it on «fair, reasonable and non-discriminatory» terms.

Hampton Creek does not use the term «mayonnaise» on any of its products or any of its marketing materials... If FDA had intended to cover products that use the term «mayo» in its standard for mayonnaise, it could have done so, yet it did not.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Given that the issues are seemingly unavoidable in NAFTA, the lecture then highlights the preferred approach (relying on international treaty standards) and identifies many of the most important issues up for discussion including copyright term, fair dealing, intermediary liability and digital issues such as net neutrality and data localization.

With a standard repayment, monthly payments are fixed based on a ten - year repayment term, or up to a 30 - year repayment term for consolidation loans.

In addition, the Federal Reserve developed a term deposit facility to drain banks» reserve balances.14 This playbook of draining reserves back to reserve scarcity to support the transmission of interest on reserves into market rates is standard among central banks.

For more information on the standard SOMA securities lending program terms, please see: August 26, 1999 - Announcement of Change in Lending Limits for SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and Conditterms, please see: August 26, 1999 - Announcement of Change in Lending Limits for SOMA Securities Lending Program, September 7, 1999 - Revised SOMA Securities Lending Program — FAQs, and September 7, 1999 - Revised SOMA Securities Lending Program Terms and ConditTerms and Conditions.

For example, maybe your child is on the Extended Repayment plan (25 - year plan), but with your financial help, they can switch to a Standard Repayment plan (10 - year plan), cutting down the term and saving money on interest.

«Related party transactions are conducted, reviewed and documented on commercial terms consistent with appropriate standards.»

On October 18th, the Desk returned to its standard SOMA securities lending program terms, dated as September 7, 1999, except with respect to the minimum fee rate, which remained at 1.00 %.

However, in August 2011 the long - term sovereign credit rating on the United States of America was downgraded to AA + from AAA by the Standard & Poor's ratings agency, reflecting increasing concerns about the U.S. budget deficit and its future trajectory.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

Standard & Poor's said on Thursday it remained poised to cut Toshiba's CCC - long - term credit rating «because its plan to sell its memory business has yet to materialize and additional losses or financial burdens might still arise in connection with its U.S. nuclear power business.»

Granted, if even a 0.7 % boost to annual GDP growth was sustained, it would have a major impact on long - term living standards over a 20 - 30 year period.

Consolidated federal student loans may have a standard repayment plan term of up to 30 years depending on the amount of the loan.

Estimates of prospective long - term returns for the S&P 500 reflect our standard valuation methodology, focusing on the relationship between current market prices and earnings, dividends and other fundamentals, adjusted for variability over the economic cycle (see for example Investment, Speculation, Valuation, and Tinker Bell, The Likely Range of Market Returns in the Coming Decade and Valuing the S&P 500 Using Forward Operating Earnings).

By STANDARD SHAEFER (Interview with Michael Hudson, author of Super Imperialism, Pluto Press, 2003) Now that even the LA Times has begun to show a modicum of willingness to discuss US foreign policy in terms of a potential imperialism, it has become clear that those on the right have avoided this debate so far only by sticking to the strictest, most out - dated notion of empire.

White announced in a late March speech that «in order to more fully inform the commission's decision on this matter,» she had directed SEC staff to compile a list of all those options, including, she said, «a uniform fiduciary standard for broker - dealers and investment advisors when dealing with retail customers, and other measures that may be more targeted and achievable in the shorter term.»

In addition, HP Co. finds it more equitable to offer severance benefits based on a standard formula for our Section 16 officers because severance often serves as a bridge when employment is involuntarily terminated, and should therefore not be affected by other, longer - term accumulations.

Federal student loans are put on the Standard Repayment Plan, which offers fixed payments over a 10 - year term.

And while construction loan terms depend on the amount of money being issued and the scope of the project, so - called 3 -1-1 loans — those with three - year terms plus two one - year options to renew — are the standard.

Standard & Poor's Ratings Services recently revised its outlook on the long - term sovereign credit ratings on the Republic of Indonesia to «positive» from «stable,» while affirming the «BB +» long - term and «B» short - term sovereign credit ratings.

On the other hand, we think OnDeck is the better choice for standard term loans and for borrowers with lower credit scores (particularly if you want a line of credit).

This paper seeks to highlight how these two standards differ in terms of the legal requirements and duties imposed on advisers and brokers.

Create a standard billing policy, that includes clear payment terms, and outlines the process you will take to collect on unpaid bills, then follow through.

Key steps along this path include completion of the transition to full implementation of Basel III, including new liquidity requirements; enhanced prudential standards for systemically important firms, including risk - based capital requirements, a leverage ratio, and tighter prudential buffers for firms heavily reliant on short - term wholesale funding; expansion of the regulatory umbrella to incorporate all systemically important firms; the institution of an effective, cross-border resolution regime for systemically important financial institutions; and consideration of regulations, such as minimum margin requirements for securities financing transactions, to limit leverage in sectors beyond the banking sector and SIFIs.

Absent growth, the only other option for restoring some measure of financial integrity and standard of living for its citizens is to enact fiscal and structural reforms and restructure the existing burdensome debt, with the long - term goal of putting the island on a sustainable growth trajectory.

While some financial institutions have reportedly tightened their credit standards for loans to investors in inner - city apartments, finance remains readily available on attractive terms.

The standard repayment term on federal student loans is 10 years.

With a longer repayment term, you could end up paying much more in interest than if you stayed on the standard 10 - year term.

The ASEAN Banking Integration Framework, to be implemented by 2020, will allow qualified ASEAN banks to operate within ASEAN jurisdictions on equal terms as domestic banks, subject to certain prudential and governance standards.

The company later filed two lawsuits against Qualcomm in China, alleging its supplier abused its market position and failed to license standard essential patents on fair terms.

Perrigo bases executives» short - term incentive pay on non-GAAP operating income, adjusted to remove standard operating expenses as detailed above.

Although your monthly payments on an IDR plan might be lower than on the Standard Repayment Plan, the term of your loan will be longer.

Estimates of prospective long - term returns for the S&P 500 reflect our standard valuation methodology, focusing on the relationship between current market prices and earnings, dividends and other fundamentals, adjusted for variability over the economic cycle.

The standard repayment term on government student loans is 10 years.

O'Malley explains that in listing the names of accused priests, he is not relying on the standard of credibility since the meaning of that term is variable.

To the cynic who might suggest that I come to terms with the differences within myself by taking a trip to Saudi Arabia, live a day in a life as Bouazizi only to realize that these differences should n`t exist, be curtailed, or that the makeup of the U.S is a standard makeup for the Middle East on its way in becoming good, or at least docile, I'll say this: grow up.

The number of people below the poverty line, measured in terms of minimum necessary nutritional standards, is said to be going down and yet malnutrition as well as severe physical debilities and destitution are on the increase, especially these affecting women and children, the simple physical capacity of the youngest generation to withstand the strains of living becoming ever more unstable and fragile.»