Sentences with phrase «on substantial debt»

In addition, depending on where you live, you may find it difficult to establish credit or travel internationally if you default on a substantial debt in the United States.

Economic growth has coincided with Canadians and their various levels of government taking on substantial debt

Not exact matches

Macroprudential and other policy measures, while contributing to more sustainable debt profiles, have yet to have a substantial cooling effect on housing markets.

And that perception was fueled on Thursday when the German finance minister, Wolfgang Schäuble, suggested that Greece would get its best shot at a substantial cut in its debt only if it was willing to give up membership in the European common currency.

Beyond finding that companies owned by Mr. Trump had debts of at least $ 650 million, The Times discovered that a substantial portion of his wealth is tied up in three passive partnerships that owe an additional $ 2 billion to a string of lenders, including those that hold the loan on the Avenue of the Americas building.

There is strong reason to expect the S&P 500 to underperform the 2.4 % total return available on Treasury debt over the coming decade, though both asset classes are so richly valued that substantial volatility and interim losses should be expected in both.

Last year, iHeartMedia flagged «substantial doubt» about its ability to continue as a going concern, as it struggled to get out from under a massive debt load it took on as part of a leveraged buyout of billboard company Clear Channel Outdoor in 2008.

It stripped it of its real estate (that's why L.A. Times staffers are now being exiled to El Segundo; LAObserved's Kevin Roderick has the skinny on that move) and its substantial classified assets, while saddling it with a $ 325 million debt.

Management said on the earnings call and in the release that its focus in 2018 — and over the long term — is cash flows, not oil and gas volumes, and intends to use 2018 and 2019 to «target substantial growth in cash flow along with a reduction in net debt: EBITDAX [earnings before interest, taxes, depreciation, amortization, and exploration] to approximately 2.5 times.»

The University of Calgary's School of Public Policy released Fiscal Policy Trends Thursday morning which suggests the provincial debt will impose substantial burdens on future taxpayers.

Mark's primary areas of expertise include: assisting clients with substantial private businesses manage the growth from a financial and strategic perspective advising high net worth clients on succession and estate planning issues helping clients achieve the optimal value for their business upon disposal on an after tax basis analysis of business performance assisting clients with debt raising issues structuring client's affairs for maximum tax benefits.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The question of who would hold responsibility for a failure to raise the debt ceiling and a government default, posed as a hypothetical question, has received quite a bit of polling and a substantial majority say they would assign the blame squarely on the Republican party

These include: For decades now, year - on - year federal budget deficits have resulted in an out - of - control federal debt load, which represents a clear and substantial danger to current and long - term viability and stability of our Republic.

For decades now, year - on - year federal budget deficits have resulted in an out - of - control federal debt load, which represents a clear and substantial danger to current and long - term viability and stability of our Republic.

«It is much better for property owners to address these issues before their properties are subjected to a lien sale, because the third parties who buy these liens add substantial interest charges and fees to unpaid debts and can ultimately foreclose on a property if its debt remains unpaid.»

The likes of Alan Arkin, Michael Caine and Morgan Freeman replace Art Carney, George Burns and Lee Strasberg as Al, Joe and Willie respectively — lifelong coworkers and friends who decide to rob a bank after learning that, on top of losing their jobs, their retirement funds have been repurposed by their former employer to settle its own substantial debts.

Debt service payments on TIFIA direct loans issued under a TIFIA line of credit can be deferred for up to fifteen years after substantial completion.

«We have substantial cash on hand and a balance sheet that is debt free.»

Unfortunately, the publishers, because of leveraged buyouts and high debt loads, not to mention substantial physical infrastructure, have decided to focus on selling bestsellers as their model.

When negotiating we bulk together a large number of clients» credit card debts with a particular creditor, then basing negotiations on a significant dollar amount, where we have more leverage and can solidify more substantial discounts for our clients.

On the other hand a well sized debt fund will provide sufficient options to the fund manager if substantial redemption requests are there.

«Because I'm 12 years older I've accumulated substantial assets, while Randy has focused on building his musical career — requiring him to take on some debt,» says Gabriel.

Buydown Lowering of the interest rate and / or monthly payments on debt due to a substantial additional payment while the debt is new.

«Astoundingly, today there is nearly $ 1 trillion in outstanding educational debt,» said Judge Pappas, and much of it is «owed by borrowers who never had the ability to make substantial payment on the balances.»

Our products are specifically designed to cover final expenses and offer additional protection for risks such as loss of income, mortgage cancellation, education expenses, and debt repayment — all which can have a substantial financial impact on those you love.

Businesses offering debt counseling or reorganization may charge substantial fees or a percentage of your debts, but fail to follow through on the services they sell.

If you owe a substantial amount on your credit cards and are struggling to keep up with them, you can ask about a debt settlement with your card company.

It is often a substantial amount of money, and remember, one big caveat here is don't be suckered into counting on the law of the land of stay the way it is, especially with the current economic and political system and to impress upon each and every one of you that the smart move is to always pay down the debt as fast as humanly possible.

You may be able to get a substantial discount (say 25 % off) on your debt if you are able to pay off the whole thing.

OEG has no debt outstanding and substantial net cash on its balance sheet.

However, if the monthly payment on the debt is substantial, the payment will also be included in long term debt.

Also quoting from the post at Accrued Interest, quoting from the Moody's report, «Moody's stated that the ratings review was prompted, in part, by concerns about the deterioration in ABK's financial flexibility since the company's $ 1.5 billion capital raise in March 2008, as evidenced by the substantial decline in the firm's market capitalization and high current spreads on its debt securities, making it increasingly difficult to economically address potential shortfalls in the company's capital position should markets continue to worsen.

With a little over $ 4 billion in cash on hand and a $ 1.1 billion dividend deficit in Q3, it seems likely to us that XOM will need to raise another $ 4 to $ 6 billion in debt over the next year unless oil prices recover, its costs drop significantly, it sells off substantial assets, or share repurchases are temporarily halted.

If you have more than one debt balance (such as several different credit cards), making more substantial payments on one account while continuing to make at least the minimum payments on the others can help you to focus on reducing these balances one at a time.

The Student Loan Report aims to cover all student loan news, around the nation and internationally, so borrowers can stay informed about the debt that has a substantial impact on their lives.

Putting all this together, we've a substantial (debt) haircut to the implied P / S valuation of EUR 4.9 bio, but Smurfit still presents a v attractive upside if you're prepared to bet on an economically sensitive stock still in the midst of a debt reduction programme.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

If the college bill is substantial, the added debt on the home could prevent downsizing and unlocking the equity in your home to aid in your retirement.

«Substantial abuse» was expanded by the Bankruptcy Reform Act, which went into effect on October 17, 2005, to include a Means Test which allows Chapter 7 only if a debtor has less income than the median for the state of residence, or can pay less than 25 % of his or her unsecured debt from income remaining after meeting expenses over a 5 year period.

The debt settlement companies examined by the States can not demonstrate any justification for their substantial advance fees based on the effort required to set up an account.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Even though this loan doesn't appear on your credit report, your inability to repay it will result in substantial penalty along with taxes on any unpaid balance, leaving you struggling with an additional debt burden.

My payments are over $ 900 per month (twice as much as my house payment) and I can't find a job that will even come close to what I currently earn as an automotive tech... This debt also means that I can't even consider getting any kind of small business loan, or saving any substantial amount of money living paycheck to paycheck just to stay current on my payments.

Differences about how you handle money, credit, and debt have a substantial impact on a marriage.

However, according to the complaint, Debt Relief USA failed to negotiate substantial reductions on most consumers accounts.

The combination of those incentives should add up to substantial savings on your credit card bill and those savings could be applied to debt settlements.

No matter how generous a rewards program is, those who have substantial credit card debt could be spending more on finance charges and annual fees than the rewards are worth.

Under the «used and useful» construct, utility regulators have the option of taking a retired plant out of rates, even if the utility still carries substantial capital debt on that plant.

At best, there is no carbon budget left, and at worst (depending on the temperature target selected), we have run up substantial carbon debt.