Sentences with phrase «on the accumulation value»

These contracts are based on the accumulation value of the investments made inside of the contract, rather than immediate payments.

Not exact matches

He touched on many aspects: value and its relationship to labor; capital accumulation and its effect on the rise and fall of dynasties; the dynamics of demand, supply, prices and profits; money and the role of governments; and expounded his remarkable theory of taxation.

First, because it implies a benevolent character on the part of reality toward the general accumulation of value and richness.

Our value and belief systems are strongly based on economics and accumulation of material wealth.

The value of the account during accumulation, and the income payments after annuitization vary, depending on the performance of the investment options chosen.

You can always borrow against the cash value of the policy, and you won't have to pay any taxes on that accumulation unless you choose to redeem it.

Assume the facts in Example 1, except that Tina transfers $ 1.3 m in value on 1 June 2017 from the retirement phase back to the accumulation phase.

The growth of your money (referred to as an accumulation value) is based on the underlying indexes that you choose.

If this is the case on a policy anniversary, the guaranteed withdrawal base would «ratchet» up to meet the accumulation value.

On 1 June 2017, Tina transfers $ 900,000 in value to the accumulation phase to reduce the value of her retirement phase interest, due to the impending commencement of the transfer balance cap reform.

For our Pacific Life Insurance Company review we will focus our attention on the company's indexed cash value accumulation product called the Pacific Indexed Accumulator 5.

While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily FOCUS on cash value accumulation within the policy that varies as follows:

Indexed universal life (IUL) policies offer a permanent death benefit with more emphasis on cash value accumulation.

The 3 TYPES of NON-GUARANTEED UNIVERSAL LIFE are focused on ways to maximize cash value accumulation as follows:

This type of universal life insurance focuses LESS than other types of permanent life insurance on cash value accumulation and MORE on securing a permanent death benefit.

To set the stage for this Top 10 guide... OUR best dividend paying whole life insurance companies article includes some «stand out» companies that offer advantageous platforms for maximizing cash value accumulation while simultaneously allowing flexibility for taking policy loans on life insurance further enhancing ongoing policy performance.

Income Advantage is focused on cash value accumulation, rather than death benefit.

Our other reason for not pitting non-direct vs direct recognition companies against each other is simply that our review of the best cash value whole life insurance companies is NOT strictly based on cash value accumulation.

Still, if a cash value life insurance policy is being used, then tax advantaged cash value accumulation is being realized regardless of the interest on the loans.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

The accumulation value grows as a result of the annuity's increase based on the increase of the indices the annuity is tied to after applying contractual caps, participation rates,...

The value of the account during accumulation, and the income payments after annuitization vary, depending on the performance of the investments selected.

* Some IUL policies do offer a no loss guarantee and tax free accumulation of cash values so this can be considered on a case by case comparison.

Particularly when we are focused on a death benefit, rather than cash value accumulation, a relatively small sum of money can purchase a large death benefit.

The accumulation value of a variable annuity is based on the performance of the separate accounts (aka: mutual funds) offered by the specific product.

The cash value of an annuity account is set by the contract, similar to the cash value accumulation and life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other end.

With a universal life insurance policy on the other hand, the company will take the premium from the cash value accumulation portion and continue to pay the premium.

These choices will have a bearing on your cash value accumulation portion of the policy.

Jill partially commutes $ 800,000 of her account - based income stream on 1 July 2017, retaining it in the accumulation phase, and continues receiving the reversionary death benefit income stream valued at $ 800,000.

The minimal amount of return that you will receive on your cash value accumulation is also guaranteed.

The account balance (also called the «accumulation value») on any given day is your money.

The Maximum Accumulation Dividend ® option works in tandem with the Flex Pay Paid - Up Additions Rider or Annual Premium Paid - Up Additional Insurance Rider, providing maximum cash value accumulation on a continual basis, while avoiding a modified endowment contract.

the values of this funciton shows the expected increase in TOA watts / meter squared based on the previous 3 decades of data going forward the decadel rate of TOA based on accumulation rates are (will be): 0.090848 1978 - 1988 0.137779 1988 - 1998 0.346731 1998 - 2008 (0.872576 2008 - 2018)(2.195904 2018 - 2028)(5.526165 2028 - 2038)(13.90702 2038 - 2048)

However, a second order polynomial function fits the data with an R ^ 2 value of 1.0 the equation for this function is y =.1243 * x ^ 2 -.2485 * x +.2175 the values of this funciton shows the expected increase in TOA watts / meter squared based on the previous 3 decades of data going forward the decadel rate of TOA based on accumulation rates are (will be):

Simulation of non-linear accumulation and bioturbation effects on precession - forced basinal carbonate cycles demonstrate that variance can be transferred from the precession into the eccentricity band18, generating «redder», i.e., higher ρ1 values.

Property obtained by gift, devise, bequest, or descent and income received therefrom, unless the activities of the other spouse significantly affected the accumulation of value on or income earned from said property

Premiums and the rate of return on the cash value accumulation are guaranteed.

Provides disclosure on how your premiums are divided between death benefits, administration costs and cash value accumulation feature.

What whole life and universal life insurance share in common is that they both offer death benefits along with a cash value accumulation feature which grows on a tax deferred basis.

The Sage universal life insurance no medical exam policy also offers a minimum guaranteed interest rate on the cash value accumulation portion of 2.5 % which is guaranteed payable over the life of the policy.

The reason is that they not only pay out on death benefits, but they also have a cash value accumulation feature which accumulates over the life span of the policy.

For a variable universal life or variable annuity policy, the accumulation value is equal to the sum of the amounts in the Separate Account, the Fixed Account and the Dollar Cost Averaging Advantage Account (if available) on that date.

Lets discuss two of the most popular, one with focus on pure protection and one with cash value accumulation.

The latest IUL offering form Minnesota Life focuses on cash value accumulation and provides accelerated underwriting life insurance innovation with the company's WriteFit Underwriting.

In the event that you happen to experience financial setbacks and allow your policy lapse, without reaching the stage of cash value accumulation, the huge sum of money you spent on expensive premiums will be flushed down the proverbial toilet.

Permanent insurance offers the same type of death benefits as term insurance but it comes with the additional advantage of providing you with a cash value accumulation feature which is based on interest or depends on how well the market performs.

With a flexible premium and cash values that can grow based on the rise of a stock index or guaranteed interest rate, universal life insurance policies offer a tool for both death benefits and cash value accumulation.

Deduction Amount A monthly charge in a universal life policy, deducted from the accumulation value on each deduction day, which is comprised of the cost of insurance charge and any other expense charge shown on the policy summary and any charge for supplemental benefits.

Guaranteed Universal Life — is a permanent life insurance product that focuses more on pure protection rather than cash value accumulation.

Cash Value — the accumulation of interest on a percentage of your premium.