Sentences with phrase «on the cash value component»

This type of coverage provides guaranteed death benefit protection, along with a fixed rate of interest on the cash value component of the plan.

An indexed universal life insurance policy will have the return on its cash value component tied into an underlying market index, such as the S&P 500 or the Dow Jones Industrial Average.

Variable life insurance has the return on its cash value component tied to underlying investments such as mutual funds (although the funds are not directly invested in these vehicles).

This type of coverage provides guaranteed death benefit protection, along with a fixed rate of interest on the cash value component of the plan.

Therefore, as an example, if the index that is being tracked by the policy returns 11 % for a certain time period — and the annual cap on the policy is 10 % — then the most that the policy holder will earn on the cash value component for that year will be 10 %.

Indexed universal life insurance is a form of universal life insurance whereby the return on the cash value component is determined in large part by the performance of an underlying market index such as the S&P 500.

Not exact matches

As discussed in the CD&A under «Compensation Components» and «Achieving Compensation Objectives — Pay for Performance,» we have provided incentive compensation in the form of an annual cash incentive award based on Company, business line and individual qualitative performance results for each fiscal year, and long - term incentive compensation generally in the form of stock option grants and, in certain circumstances, RSRs to reward our SEOs for contribution to growth in long - term stockholder value.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

Because there is no tax due on the gain (until the time of withdrawal), the money inside the cash value component can grow and compound exponentially over time.

Note that in my original analysis I used a per - share value for the entire company of about $ 4.50 which included components not included above, such as the value of the digital archives relating to the Titanic discovery, theTitanic salvage rights, the exhibition business itself and any cash on the balance sheet.

In addition to the life insurance coverage that is provided with a permanent plan, this type of policy will also include a cash value component where cash can accumulate on a tax deferred basis over time.

However, this is primarily because a portion of the premium on permanent life insurance policies is going into the cash value component.

This is because funds that are inside of the policy's cash value component are allowed to grow and compound on a tax - deferred basis, and no taxes are due until you take the money out.

Just because they both have a cash value component doesn't mean they're the same, and the differences can have a big impact on your financial well - being.

Permanent policies like whole life, on the other hand, cost more because they include an extra savings component, which is referred to as the «cash value.»

Just as with the cash value component of other types of life insurance policies, the funds that are in the investment component of a variable insurance plan are allowed to grow on a tax - deferred basis, meaning that the money will not be taxed until the time of withdrawal.

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The funds that are in the cash - value component of the policy will be allowed to grow on a tax - deferred basis.

Another aspect of GUL is that, unlike a universal or whole life permanent policies, the focus is mainly on the death benefits, not the cash value component.

The cash in the cash - value component of the policy is allowed to grow on a tax deferred basis.

Unlike term life insurance, which does not accumulate cash value, universal or whole life insurance has a cash component, especially later on.

As with whole life insurance, the cash value in a universal life (or UL) policy can grow on a tax - deferred basis, and the money in this component of the policy may be withdrawn or borrowed by the policyholder for any reason.

If, however, the policyholder chooses to do so, he or she can either borrow or withdraw the money that is in the cash value component of a burial insurance policy — and they can do so for any reason, such as paying off large debt obligations, supplementing their living expenses in retirement, or even for going on a cruise or taking a vacation.

The funds that are in the cash value component are allowed to grow on a tax - deferred basis.

The cash value component of a whole life insurance plan means that, as time goes on, your policy will build cash value within your policy.

Variable Universal Life - combines the flexible premium features of universal life with the component of variable life in which excess credited to the cash value of the account depends on investment results of separate accounts.

Your payments stay the same, you get a guaranteed rate of return on the «cash value» investment component of the policy, and the death benefit amount doesn't change.

On the side, there is also a cash value life insurance component that builds over time depending on the level of premiums you are payinOn the side, there is also a cash value life insurance component that builds over time depending on the level of premiums you are payinon the level of premiums you are paying.

The fixed indexed universal life insurance policy allows the cash component to experience growth that is based on an underlying market index, such as the S&P 500 — yet, in times of a market downturn, the policyholder won't lose value in their cash component.

The cash that is inside of the policy cash value component is allowed to grow on a tax - deferred basis.

With a permanent life insurance policy, you will be covered with the policy's death benefit, and depending on the policy and the policy design you will also have the ability to build up savings within the policy's cash value component.

These policies combine the benefits of insurance coverage with an investment or savings component, building cash values that you could draw on for financial security during your retirement years.

It often has a cash value component that can be accessed while living and is best for high net worth individuals focused on legacy planning.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

Just because they both have a cash value component doesn't mean they're the same, and the differences can have a big impact on your financial well - being.

Permanent policies like whole life, on the other hand, cost more because they include an extra savings component, which is referred to as the «cash value.»

It's similar to UL insurance, but instead of earning a specific crediting rate on the cash - value component, VUL allows you to put some or even all of the cash - value you may have in your policy, into a «variable account» comprised of investment funds.

The cash that is in the cash value component of the policy is allowed to grow on a tax - deferred basis.

With indexed universal life insurance, the return on the policy's cash value component will be based in large part on the performance of an underlying market index, such as the S&P 500.

Permanent life insurance also offers a cash value component that allows funds to grow and compound on a tax - deferred basis.

The cash that is in the cash value component of the plan is allowed to grow and compound on a tax - deferred basis.

A whole life insurance policy has both a death benefit and a cash value component, with the cash value portion being further broken down into two separate elements — one where the cash value grows on a pre-determined basis during the life of the policy and another non-guaranteed element that is made up of policy dividends or excess interest.

The cash that is in the cash value component of a permanent life insurance plan is allowed to grow and compound on a tax - deferred basis.

Because there is no tax due on the gain (until the time of withdrawal), the money inside the cash value component can grow and compound exponentially over time.

The cash that is in the cash value component can grow and compound on a tax - deferred basis, meaning that there is no tax due on the gain unless or until the funds have been withdrawn.

The cash that is within the policy's cash value component is allowed to grow on a tax - deferred basis, meaning that there is no tax due on the growth of these funds unless or until they are withdrawn.

However, these types of policies also provide a cash value component in the policy where funds are allowed to grow and compound on a tax - deferred basis.

The cash in the cash value component of the policy is allowed to grow on a tax deferred basis.

Just as with the cash value component of other types of life insurance policies, the funds that are in the investment component of a variable insurance plan are allowed to grow on a tax - deferred basis, meaning that the money will not be taxed until the time of withdrawal.

And, because it is a permanent life insurance policy, it will also include a cash value component that grows on a tax - deferred basis.