Sentences with phrase «on the cash value of»

See the projected impact of these additional payments on the cash values of the contract at the same four intervals: 10 years.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

Some of the incidents of ownership may include rights: (1) to cash - in the policy, (2) to receive a loan on the cash value of the policy, and (3) to change the beneficiary designation.

So if your portfolio does well, the earnings on the cash value of your policy may exceed what you would have earned through a standard UL.

Collision coverage settlements are usually based on the cash value of your car prior to an accident.

Current dividend was only $ 67 on a cash value of $ 5000 and it was projected to be $ 150 at this point — that's about a 1.2 % return on my money — though I realize that's not how dividends are calculated.

There is no guarantee on the cash value of this type of policy as you are subjected to investment risk.

The withdrawal would be based on the cash value of the policy.

UFly is a revenue - based reward program, which means that award ticket prices are based on the cash value of the flight.

Some of the incidents of ownership may include rights: (1) to cash - in the policy, (2) to receive a loan on the cash value of the policy, and (3) to change the beneficiary designation.

An example of Dividend Rates paid out by Whole life insurance companies in 2015, a compilation of ten different life insures paid out dividend rates of between 4.9 % to 7.1 % on the cash value of the policy.

Even if you have a replacement value policy, the first check you receive from your insurer will be based on the cash value of the items, which is the depreciated amount based on the age of the item.

This type of policy allows for interest growth on the cash value of your financial investment.

You'll also earn interest on the cash value of your policy every year.

You can rely on the cash value of whole life insurance or the investment you make alongside a term life insurance.

You pay taxes on the cash value of life insurance policies only if the amount you receive is more than the amount you paid in premiums.

In a whole life policy, there is a guaranteed death benefit and often a low guaranteed rate of return on the cash value of your policy.

Current dividend was only $ 67 on a cash value of $ 5000 and it was projected to be $ 150 at this point — that's about a 1.2 % return on my money — though I realize that's not how dividends are calculated.

This is due to the variable interest paid on the cash value of the policy.

You may borrow on the cash value of the policy, but remember that you may incur a substantial tax bill when you surrender, even if you have borrowed out all the cash value.

Actual Cash Value — If you choose a policy that will pay out based on the cash value of the policy, the insurance company will base its assessment of the claim on how much your clothing, furniture, household items, jewelry and electronics are worth now.

As a participant, the policy holder in a mutual company receives «dividends» on the cash value of their policy.

The interest rates on the cash value of a whole life insurance are considerably less if you invested it elsewhere might be stock market, money market fund or any other interest - bearing investment.

Whole life insurance has a guaranteed rate of investment return on the cash value of the policy.

If the policyholder needs long term care during his or her lifetime, he or she can draw on the cash value of the policy to pay for it.

So if your portfolio does well, the earnings on the cash value of your policy may exceed what you would have earned through a standard UL.

Another advantage of the Survivorship life insurance policy, besides leaving money to heirs after both spouses die, is that when one spouse has died, if there is cash value built up in the Survivorship Life Policy, then the surviving spouse may be able to cash in on the cash value of the policy as needed.

This is true for interest on the cash value of the policy and other possible earnings.

Because your loan will solely be based on the cash value of your policy, your coverage is protected as long as you repay the loan.

Although a second - to die - whole life policy «rider» provides a surviving partner the availability of borrowing on the cash value of the policy, the loan balance is deducted from the death benefit, lowering the cash proceeds that the heirs will someday receive and possibly need to cover estate taxes.

Not exact matches

The CEOs tend to be unassuming folk who ignore management trends to concentrate on the nuts and bolts of running a business — focusing on earnings per share instead of worrying about top - line growth, for example, and working to preserve cash flow instead of increasing earnings to build shareholder value.

It's not the fairy - tale ending many wanted, but it gave shareholders $ 4.50 a share in cash (up from a low of $ 2.19 in January) and demonstrated the value of knowing when to abandon a dream, take the money, and move on.

If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash.

The aggregated value of cash only takeovers so far in 2018 has risen by 33 percent year - on - year while the value of deals using cash and stock has risen by 221 percent, as companies look to exploit their buoyant share valuations.

«Japanese companies have a lot of extra cash at hand because when there's deflation, the value of cash won't diminish even if they keep the money and not spend it on capital expenditure,» Iwata told Reuters in an interview in January.

But, Jason said, for the next decade they plan to restrict themselves to just living on the cash flowing from investments and ignore any capital or market increases in the value of properties, pensions, and shares.

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

The acquisition, expected to close in the first quarter of 2016, values Broadcom at $ 54.50 per share in cash — well higher than Broadcom's $ 47.06 per share closing price on Tuesday, but below Wednesday's media - fueled closing price of $ 57.16.

The First - Time Donor's Super Credit will increase the value of the existing tax credit by 25 % on cash donations of up to $ 1,000 if neither the taxpayer nor their spouse has claimed the credit since 2007.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The cash - and - stock deal values Andeavor at about $ 152 per share, representing a premium of about 24 % to Andeavor stock's close on April 27.

The company's stock market value is down to just $ 1.1 billion — and that's with cash and marketable securities of almost $ 700 million on its balance sheet at the end of 2017.

Companies don't want to just sit on money, much for the same reason that investors don't like holding piles of cash either: Inflation erodes the value of the cash, so putting it to work makes sense.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Bankrate on Monday announced it has agreed to be acquired by Red Ventures in an all - cash deal with an enterprise value of about $ 1.4 billion.

With 559m shares on issue, a fully dispersed $ 638m worth of net present value would equate to $ 1.14 a share and that's in addition to the value that currently exists in the company from the Mt Marian project and its sizeable pile of cash.

Employing 43,000 people around the world, including 20,000 in Britain, Carillion has been fighting for survival since July, when it revealed it was losing cash on projects and had written down the value of its contract book by 845 million pounds.

Angel investors normally provide capital for start - ups or businesses in the early stage of growth in exchange for equity, or in some cases, convertible notes, that converts into shares or cash value at a point later on.

In a note, analyst Michael Senno wrote that «as an owner of sports cable networks and teams, we believe that MSG is well positioned to capitalize on the increasing value of premium sports content, which should result in AOCF and free cash flow growth above its peers and, combined with incremental leverage, lead to solid shareholder returns.»

And with a market value of $ 380 billion and $ 18 billion in cash on hand, the company clearly has the financial resources to keep that up almost indefinitely.