Sentences with phrase «on the credit history of»

Thus, they can not rely as much on the value of the housing collateral in securing their mortgage loans, and consequently now put more weight on the credit histories of the borrowers.

Each private student loan lender has a set of criteria that must be met in order to qualify for a new private student loan, and the terms of each loan vary depending on the credit history of the borrower and co-signer.

Like private student loans, refinance loans are made by private banks and financial institutions, and eligibility and interest rates are based on the credit history of the borrower and / or cosigner.

Private student loan eligibility and interest rates are based on the credit history of the borrower and / or cosigner.

- Business Edge Travel Rewards Card's rates range from 11.99 % APR to 17.99 % APR on balance transfers and new purchases depending on the credit history of cardholders.

Each private student loan lender has a set of criteria that must be met in order to qualify for a new private student loan, and the terms of each loan vary depending on the credit history of the borrower and co-signer.

Make an informed lending decision with comprehensive reports on the credit history of a potential borrower.

Depending on the credit history of the homebuyer, PMI can cost between 0.25 % -2 % of the total loan balance until the homebuyer has reached 20 % equity

For what appears to be decades, the credit rating agency Equifax has quietly layered three more years of tarnish on the credit histories of hundreds of thousands of people who had filed for bankruptcy under Chapter 13...

The variable interest rate may change depending on credit history of the business.

But things have changed after insurance companies require a background check on the credit history of applicants.

Not exact matches

A longer credit history will definitely help your score... So long as that's a history of paying your lenders back on time and keeping your utilization manageable.

If a customer has a solid history of paying on time, offer to serve as a reference if they set up other credit relationships.

Verizon Mobile Banking Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Check multiple account balances and histories, transfer funds and pay bills; works on a wide range of Verizon phones What you won't like: Not all banks support all of its features, like bill pay; it doesn't find you the closest ATM or bank

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.

With Lending Club, borrowers pay a one - time origination fee (for 36 or 60 month loans), which ranges from 2 percent to 5 percent of the loan amount, depending on your loan grade (A-G), which is derived from your credit score, loan purpose, employment type, loan amount, loan term, and credit usage and history.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

Similar to your personal credit score, you business credit score is based on your credit - use history, how many lines of credit you have, how you pay your bills, the size of your company, and how long your company has been in business.

As of March 26, 2018, vehicle loan rates start at 6.75 % based on term length, credit history, and vehicle being financed.

OneMain makes loans above the illustrative amount (s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral.

Once you get a business credit card, use it regularly to make business purchases and pay the bill on time — ideally in full — to build a history of using it responsibly.

All of this depends on your credit history and financial standing, so only student debtors who are in good standing with their loans are typically in a position to refinance effectively.

On Deck's secret is software that evaluates loans within minutes based on analysis of data including cash flow, past credit use, and vendor payment historOn Deck's secret is software that evaluates loans within minutes based on analysis of data including cash flow, past credit use, and vendor payment historon analysis of data including cash flow, past credit use, and vendor payment history.

As a general rule, your chances of approval are lower unless your credit score is at least 660 and you have a history of making regular, on - time payments on your student loans.

The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history.

Bank of America business credit cards report both positive and negative payment history to the Small Business Financial Exchange (SBFE), thus your payment activity may show up on your business credit reports.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

The company's proprietary credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history.

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income credit card history, debt repayment record, and debt - to - income ratio.

One reason for this is that the most important factors of your credit score are the length of your credit history and your history of on - time payments.

Credit Karma pulls in a large amount of information from traditional credit reports — account overviews, payment history, credit inquiries and public records — and builds a level of personalization on top of this to guide users and highlight items that require their atteCredit Karma pulls in a large amount of information from traditional credit reports — account overviews, payment history, credit inquiries and public records — and builds a level of personalization on top of this to guide users and highlight items that require their attecredit reports — account overviews, payment history, credit inquiries and public records — and builds a level of personalization on top of this to guide users and highlight items that require their attecredit inquiries and public records — and builds a level of personalization on top of this to guide users and highlight items that require their attention.

No single factor affects your credit scores as much as your history of on - time payments.

In terms of other features, the Chase Slate ® comes with the ability to monitor your FICO score, which can be a nice benefit to individuals working on building their out their credit history.

Lending Club uses a somewhat complex formula that takes into account various factors that appear on a borrower's credit report, such as FICO score, number of recent credit inquiries, length of credit history, the total number of open credit accounts and revolving credit, to name a few.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

Whether a personal loan makes sense for your business will depend on a variety of factors, including your business's finances, your personal credit history, and how much you plan to borrow.

Each private lender offering student loan refinancing has varied interest rates, depending on the credit history and score of the borrower and co-signer, if applicable.

In addition, qualifying for a personal loan is based on your personal finances and credit history, not those of your business, which makes them a popular option for startups and businesses that can't otherwise get funding from conventional sources.

Secondly, if the debt amassed is one you can not pay off, or are late to pay, the consequences (known as derogatory marks) will be reflected only on the primary accountholders credit history --- not that of the authorized user.

That'll have less of an effect on the average age of your credit history (which accounts for 15 % of your FICO credit score).

All of these different credit scores rely heavily on the payment history a company has with its previous suppliers, creditors, and lenders.

Also, the record of default on the rehabilitated loan will be removed from your credit history.

Obviously this set of scenarios — in which GDP grows on average at rates between 3 % and 6 % for ten years while credit efficiency is improved so dramatically that in 5 - 6 years China begins to deleverage and by the end of the period these growth rates can be maintained with no growth in credit — is theoretically possible, but just as obviously it is highly implausible, and I can not think of any country in history that has achieved such a turnaround in its financial sector without having first experienced a brutal financial crisis.

On top of this, things like the size and age of your company, or its credit history, may also play a pivotal role.

The FICO scoring system bases its prediction of a consumer's future behavior on a comparison between the credit history of the consumer in question and historical profiles of consumers with similar credit histories.

Borrowers must be able to demonstrate they are ready «assume full responsibility for repayment of the loan» or loans on their own, and pass a credit review that demonstrates a satisfactory credit history.

Lenders also look at your credit record, which should show a credit score of at least 620 and a consistent history of on - time payments.

They collected data about the negative aspects of consumers» credit histories, such as delinquencies, defaults, and bankruptcies, while minimizing information about on - time payments.