Sentences with phrase «on the debt service for»

Not exact matches

Kantrowitz would like to see Congress require debt relief services to «clearly and conspicuously disclose in their advertising and on their websites» that borrowers can consolidate their loans on their own for free at StudentLoans.gov.»

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

The Bank of Canada, for one, has carefully assessed the economic risks of consumer debt in order to determine how quickly it can raise interest rates without piling on too many debt - servicing costs for over-stretched households.

And massive debt service costs could limit the carrier's ability to maintain or raise the dividend on its stock, which is one of the primary attractions for investors.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

A customer - service rep named Talia Jane, who worked for the company's food delivery arm Eat24, wrote an open letter to Yelp CEO Jeremy Stoppelmann on Friday explaining how she could not afford to pay groceries, had stopped using her heater, spent 80 % of her income on paying rent in San Francisco, and was «balancing all sorts of debt and trying to pave a life for myself that doesn't involve crying in the bathtub every week.»

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

As debts grow, more income must be paid out as interest and amortization rather than being available for spending on goods and services.

How can U.S. labor compete with foreign labor when employees and their employers are obliged to pay such high mortgage debt for its housing, such high student debt for its education, such high medical insurance and Social Security (FICA withholding), such high credit - card debt — all this even before spending on goods and services?

The major elements in U.S. family budgets are housing (with prices bid up on credit), debt service and health insurance — and wage withholding for financializing Social Security and Medicare.

There are many other ways of allocating a significant portion of the debt - servicing cost to unwilling agents in the economic equivalent of debt forgiveness: to creditors when debt is repudiated, to workers when wages are suppressed in order to increase net revenues for debt servicing, to small business owners when assets are expropriated to pay down debt, and so on.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

If so, then these needs to be traded on the open stock markets & accepted as payment just as a US Dollar for services, debts and any other purpose that the currency serves as.

For example, people with lower incomes are likely to be sensitive to interest rate changes because of the potential effects on their employment income and their debt - service costs.

It's a claim on free cash flows that can actually be delivered to shareholders after all other claims have been discharged, such as debt service and investment to replace depreciation and provide for growth.

Erskine Bowles, co-chair of the Simpson - Bowles Deficit Reduction Commission has calculated that service on the interest for that debt alone, if rates stay near record lows, will be $ 1 trillion by 2020!

For the federal government, debt service is the interest paid on the national debt.

Earlier on April 18, 1MDB said it had fully repaid all of its bank and short - term debt and noted that it still had a cash surplus of 2.3 billion ringgit ($ 589 million) for debt service requirements and other means.

Under Public Service Loan Forgiveness, the earlier in your career that you start working for an eligible employer, the more you'll likely save on your student debt.

Ray focuses on financial services and commercial real estate, with a specialization in negotiated private placements of term asset - backed securities, warehouse credit facilities, whole loan transactions, subordinated debt financings, and other transactions for specialty finance companies and commercial real estate.

Commenting on the changes to the Board, Dr. Evans said: «We owe a great debt to Dr. Alper, Mr. Chee and Dr. Venter for their years of outstanding service and commitment as Directors of MaRS.

It's just really something to think about, like you have this debt and whether you're going to be on a Dave Ramsey style like debt snowball or you're going to go for public service loan forgiveness or you're going to go for IBR and take 20 years, like I just say come up with a plan and stick to the plan.

Moody's Investors Service announced it would review «for possible downgrade» the credit ratings of five states, including Maryland, that could be hit particularly hard if Congress fails to raise the nation's debt limit by the Aug. 2 deadline and defaults on its financial obligations.

Depending on the borrower's income and debt load, income - driven repayment plans can be better options for borrowers who will qualify for loan forgiveness — particularly Public Service Loan Forgiveness.

This is what we found out: The major reasons why firms cut their dividend had to do with preserving cash amid a secular or cyclical downturn in demand for their products / services or when faced with excessive leverage (how much debt they held on their respective balance sheets) during tightening credit markets.

That claim got turned into a banner wrap on Premier Clark's election tour bus for a «debt - free BC» and also hints at tax cuts and increase public services to boot.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The expected new loan facility is to provide for 18 - months of interest - only payments (no amortization), which is designed to reduce the initial debt service burden on the Sponsor so that it has sufficient time needed to stabilize the Property.

Typical American wage earners pay about 40 percent of their wages on housing whose price is bid up by easy mortgage credit, and another 10 to 15 percent for credit cards and other debt service.

«Through our church here, we carry on the tradition like fellowship groups for the elderly... we also have a debt advice service... we also work with victims of human trafficking.»

For all the booming profits, costs are spiralling and it is clear that the priorities at Old Trafford are servicing the debts that the Glazer family loaded on to the club.

April 1 — Already without the services of former England midfielder Adam Johnson, imprisoned for six years after his conviction on charges of sexual activity with a 15 - year - old girl, struggling English Premier League team Sunderland have now had to sack one - time Arsenal fullback Emmanuel Eboué, who has been banned from football for 12 months by FIFA because of an unpaid debt owed to his former representative.

Although the budget also provides $ 100 million to the MTA's capital program from redirected economic development funds, it also proposes using $ 165 million of Metropolitan Mass Transportation Operating Assistance Account funds to pay debt services on State bonds previously issued for the MTA capital program that otherwise would be paid from the General Fund and transferring $ 35 million in MMTOA funds to the General Fund.

Yes, they have blamed Labour for excessive levels of debt and the poor state of the economy, but they have blamed Labour for «waste» and unnecessary spending rather than for high levels of spending on public services (which they support).

OMH will also provide debt service payments on a portion of the permanent loan and will provide $ 857,800 in annual funding for on - site social services for the Supportive Housing tenants.

Due to a clause in Puerto Rico's constitution stating that Puerto Rico must pay its debts before it can pay for anything else, social services on the island have been threatened and Medicaid has been dramatically scaled back.

For the real revelation last Wednesday was not the size of the borrowing, or the doubling of the national debt, or even the fact that we're now going to be spending more on servicing that debt that running our schools.

Speaking before the City Council on Wednesday, vice chancellor for finance Matthew Sapienza said it would be «unfathomable» not to have the nearly half - billion dollars, which represents 30 percent of the system's senior colleges operating and debt service costs.

That is because it does not factor in debt service on school bonds, which accounts for $ 1.7 billion and may be an oversight in the bill language.

The only allowable punishment for defaulting on the debt would be the refusal of service, and perhaps the confiscation of property in lieu of payment.

What: Press conference with a diverse set of community leaders — including some who were arrested for acts of civil disobedience during last year's «debt ceiling» debate — calling on their federal officials to demand a fair deal that protects jobs and services and ensures the wealthiest pay their fair share.

«It would be as if you borrowed on behalf of someone else for their mortgage, but the mortgage was paid for by the other individual, so Erie County does not pay for the debt service associated with the borrowing.

Bronx DA Darcel Clark listed bills of between $ 5,000 to $ 48,000 on each of her three credit cards, plus another $ 5,000 to $ 48,000 from Lexus Financial Services, for a total of $ 20,000 to $ 192,000 in debts.

Another $ 2.7 billion will pay for debt service on the Amtrak Gateway project to fix bridges and tunnels.

for the purpose of asking that third party to provide goods or services on our behalf, including but not limited to carrying out data analysis, cleansing, processing credit card information, mail outs, debt collection, marketing, research and advertising;

Alongside these heavyweight comedic stars came Naomi Watts, working wonderfully against type as Daka, a severely pregnant Russian prostitute who Vincent regularly seeks the services of, Chris O'Dowd as a scene - stealing teacher at Oliver's new school, and Terrence Howard as Zucko, a debt collector lurking on Vincent's heels for gambling money he owes.

For example, teachers who take advantage of the Stafford Teacher Loan Forgiveness program to access up to $ 17,500 in loan forgiveness after five years of payments will unwittingly reset the clock on the more generous Public Service Loan Forgiveness Program, which forgives all outstanding debt held by teachers after 10 years of reduced payments tied to the borrower's income.

Of note in the LAO report is the agency's recommendation that during the transition to the new program the state could reduce a district's grant funding based on the amount of debt service the state is currently paying for that district.

(c) For the fiscal year ending June 30, 2014, and each fiscal year thereafter, the governing authority for each state charter school shall annually make available on the Internet web site of such governing authority the aggregate spending on salaries, employee benefits, instructional supplies, educational media supplies, instructional equipment, regular education tuition, special education tuition, purchased services and all other expenditure items, excluding debt service, for each state charter school under the jurisdiction of such governing authoriFor the fiscal year ending June 30, 2014, and each fiscal year thereafter, the governing authority for each state charter school shall annually make available on the Internet web site of such governing authority the aggregate spending on salaries, employee benefits, instructional supplies, educational media supplies, instructional equipment, regular education tuition, special education tuition, purchased services and all other expenditure items, excluding debt service, for each state charter school under the jurisdiction of such governing authorifor each state charter school shall annually make available on the Internet web site of such governing authority the aggregate spending on salaries, employee benefits, instructional supplies, educational media supplies, instructional equipment, regular education tuition, special education tuition, purchased services and all other expenditure items, excluding debt service, for each state charter school under the jurisdiction of such governing authorifor each state charter school under the jurisdiction of such governing authority.

Jason Taylor, vice president for advisory services at The Scion Group LLC, says «having the backing of the state university system could tip the balance among debt capacity, student demand, and operational control to make it work, but whether the arrangement successfully delivers on its ambitious goals will be heavily scrutinized by the higher education, real estate development and investment communities in the coming years.»