Sentences with phrase «on the financial needs of»

There have been legal opinions presented that justify rejecting charter school applications based on the financial needs of the district.

Deciding whether to purchase whole life or term life insurance is a personal decision that you should base on the financial needs of your beneficiaries as well as your financial goals.

Our experienced business bankers focus on the financial needs of businesses and their owners, helping you look at the big picture of your business.

Deciding whether to purchase whole life or term life insurance is a personal decision that should be based on the financial needs of your beneficiaries as well as your financial goals.

This program, based on the financial need of students, provides part - time jobs to students to help them cover the cost of attending college.

The best use of home equity loan money depends solely on the financial needs of the borrower in Mississauga.

How the money is used depends on the financial needs of the client in Etobicoke.

However, since the subsidized Stafford loan is awarded based on the financial need of the student, many times the award is not enough to cover all costs.

Depending on the interests of the group, our tour might focus on the financial needs of the shelter, the needs and origins of our dogs and cats or the shelter's daily operations.

John Hancock is owned by Manulife, a Canadian - based financial services group that focuses on the financial needs of customers in 22 countries and territories around the globe.

These will depend primarily on the financial needs of potential beneficiaries, as well as the overall purpose for the life insurance coverage.

Deciding whether to purchase whole life or term life insurance is a personal decision that should be based on the financial needs of your beneficiaries as well as your financial goals.

Deciding whether to purchase whole life or term life insurance is a personal decision that you should base on the financial needs of your beneficiaries as well as your financial goals.

Depending on the financial needs of an individual policyholder, one of the payment options may be more suitable than the others.

Not exact matches

Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, says, «People's relationship to money is not rational, it's emotional... We need to focus more on the psychological blocks and triggers that stand in people's ways, instead of just explaining how to budget or the importance of compound interest.»

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«She is going to need to come clean on the extreme nature of her campaign promises,» says Rafi Tahmazian, the senior portfolio manager at Calgary's influential Canoe Financial.

There actually isn't a lack of interest, on the financial side, in fueling Alzheimer's research given the critical need for it and the rewards that life sciences firms would reap from even a modestly - successful product.

A more involved level of accounting would be do actually work up balance sheets, income statements, and other financial reports on a monthly, quarterly, and / or annual basis, depending on the needs of the business.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Too often entrepreneurs are hyperfocused on the value of the sale and fail to adequately consider all financial implications, including whether the payout will truly cover their lifestyle and income needs.

What to include: Business plans vary in length — anywhere from 20 to 50 pages — but typically cover the same topics, such as: Cover Page (essential contact information); Executive Summary (what your business does and what market need it solves); Company Overview (profile of company and successes); Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing Plan (your brand and how do you plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five years).

All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified financial planner and an M.D. «The number one thing young people need to do is continue to scream at the politicians to get some good health legislative policy in place,» said McClanahan, founder and director of financial planning at Life Planning Partners.

An entrepreneur will put up a detailed description of his / her business on a platform such as Kickstarter — goals of the business, future financial strategies for turning a profit, the target audience, how much funding he / she needs and for what reasons, etc. — and then consumers can read about the business and give money if they choose.

In checks on the financial strength of the country's four main banks - National Bank of Greece, Piraeus, Alpha Bank and Eurobank - the ECB determined that even if the economy performs as forecast, the banks would need almost 4.4 billion euros ($ 4.8 billion) and more than 14 billion if it performs worse than expected, in a so - called «adverse scenario».

«We need to raise the bar on the quality of the education and the core standards of competency to give Social Security advice,» said Meyer, who has two main pieces of advice to financial advisors.

The on - demand worker also needs help with the financial implications of this form of employment, especially when it comes to taxation.

The upshot is that Amazon Web Services, Google Cloud and Microsoft Azure may need to be included on the list of critical infrastructure targets, which includes utilities, transportation systems, financial markets and most recently election systems.

But he said in a statement on Tuesday that if the agency does push ahead with such a charter, fintech firms would be supervised in line with similar, traditional banks «with appropriate requirements for capital, liquidity, and meeting the financial needs of its customers.»

Say goodbye to your box of receipts — here is a breakdown of which financial documents you really need to hold on to and which ones you can shred.

Microsoft and Google (googl) both have lots of financial resources to spend on the pricey data center infrastructures needed to run those shared servers and storage devices.

Britain's Financial Conduct Authority (FCA) said it needs to dedicate # 30 million of spending to deal with the impact of Brexit on the financial Financial Conduct Authority (FCA) said it needs to dedicate # 30 million of spending to deal with the impact of Brexit on the financial financial services.

But analysts say more still needs to be done on structural reforms to rein in ballooning corporate debt, which has reached levels that the IMF and others have warned sharply raises the risks of a financial crisis.

Candidate Hillary now talks up the need for criminal justice reform to undo the 1994 crime bill her husband championed; decries the wages on American workers of NAFTA and subsequent free - trade deals he ushered in; and calls for cracking down on a financial sector he helped deregulate.

The Fix: In early 2012, Spinak had «an epiphany» for how to improve the company's financials: Downsize to a core staff of four employees to oversee the business structure, and then rely on a stable of independent contractors to fill other roles that were needed less consistently, such as account executives, Web designers, graphic designers, copywriters and videographers.

«To get to your number, you need to determine how much income you think you'll need to live on each year, based on your retirement lifestyle goals, then multiply that by the number of years you expect to be retired, writes certified financial planner Matt Shapiro.

«It needs to be much more focused and less involved with the political and financial interests of the Clintons, and more focused on all the things it's actually accomplishing.»

«It will reflect poorly on you if you come in to the bank asking for $ 50,000, then they ask you to create a cash - flow projection and you find out that you actually need $ 100,000,» says Adam Hoeksema, co-founder of Muncie, Ind. - based ProjectionHub, a Web app to help entrepreneurs make financial projections.

Brady led a delegation of U.S. lawmakers to Mexico City to press officials on the need to conclude the talks, which have unnerved financial markets worried about the possibility that the North American supply chain could be disrupted.

While many financial advisers say you need a replacement amount of 70 % or more of your working income, research shows most couples get by comfortably on 50 % to 60 %.

In a sign of mounting preoccupation at the country's financial state, Tsipras told ECB President Mario Draghi during a phone call on Monday that there was an immediate need to lift the capital controls.

The amount you can borrow depends on your financial need, the amount of other aid you receive, and the availability of funds at your college or career school.

Advice is in the retirement investor's best interest when the advice is rendered «with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk tolerance, financial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partFinancial Institution, or any Affiliate, Related Entity, or other party.»

However, we also need to envisage a case where the effects of monetary policy on financial stability are not limited to one sector, as in the case we just saw, but spread across many different parts of the financial system.

There need also to be safeguards against double - counting of capital between members of the group, precautions against complex structures which could disguise true financial positions, and so on.

On the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessitieOn the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessitieon financial services, including debt servicing, as proportionately less needs to be spent on necessitieon necessities.

Pell Grants may be awarded up to $ 5,920, depending on the cost of attendance, financial need, enrollment status, and time in school.

When I'm 65 is a groundbreaking national documentary and engagement program focusing on the realities of retirement in the 21st century and the financial choices that all Americans need to make to plan for a financially secure future.

Why would anybody buy an actively managed fund over the long term for 75 - 120bps when they could go with an RIA who can help advise during all stages of life on financial needs?

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!