Sentences with phrase «on the fixed income portion»

«But I plan to draw on the fixed income portion of the investments to achieve the $ 60,000 annual withdrawal for the first five years that I'm retired — from age 45 to 50,» says Joanna.

A yield of 5 % on the fixed income portion of the portfolio and an 8 % return on the stock portion of the portfolio.

Not exact matches

He also works as a Fixed - Income Portfolio Manager on the Financial Reserves Management Team, focusing on maximizing relative - value opportunities in the municipal bond portion of these portfolios.

The result is that the fixed income portion of the Fund, including cash, has returned on average nearly 3 % over the past two years.

Joanna's second question is what financial instruments should make up her fixed - income portion, which is the portion she will be drawing on, and in which account should she keep this fixed - income allocation — her RRSPs or TFSAs?

«Since I'll be drawing on the fixed - income portion of my accounts, should I hold bond ETFs?

The last of these positions suggests that, on average, the fund held a substantial portion of its assets in fixed - income securities, which lowered its volatility.

In the buy and hold portion of my portfolio (half each in equities and fixed income) I totally ignore all the bad news as it would create anxiety to be sitting on a bunch of stocks when the evidence indicates there is a greater risk of loss than gain.

If you are building a long - term «glide path,» your return will be based on both the equity and fixed income portions of your portfolio.

I know the bond funds will decline in value when interest rates rise, but the CDs will significantly soften the blow on the overall fixed - income portion of my portfolio.

He also works as a Fixed - Income Portfolio Manager on the Financial Reserves Management Team, focusing on maximizing relative - value opportunities in the municipal bond portion of these portfolios.

The truth is you're never living on 100 % of your income — there's always a certain portion that has to go to taxes, your kids» education, the mortgage and other fixed expenses.

In other words, it's a strategy that works well for those with good - sized nest eggs who also want more return on the fixed - income portion of their portfolio.

On one hand you, have index investing which boasts solid arguments: - the fact that a tiny portion of asset managers and investors are able to consistently beat indexes — unmatched diversification through ETF's where one purchase can give you exposure to thousands of assets from around the world — the time saved by simply tracking a target asset allocation — index investing gives you exposure to other asset classes such as fixed income, real estate, etc..

I enroll in DRIP's in my RSP because I own large cap stocks that (knock on wood) I will hold for the life of my RSP and I rebalance the cash / fixed income portion to prevent over-weighing.

An income - driven repayment plan requires a borrower to pay a fixed portion of their income each month instead of a flat fixed rate on student loan debt.

If you're bearish on fixed - income going forward, you can consider funding from that portion of the portfolio.

Instead of accumulating a cash hoard to cover the gap between income and costs, retirees should consider the portion of the gap that is for fixed (that is, non-discretionary) expenses, suggests Vernon, a research scholar at the Stanford Center on Longevity, at Stanford University.

Just by investing a portion of your fixed income allocation in Lending Club notes can increase the overall yield on your fixed income investments.

Current federal tax law requires the holder of a U.S. Treasury or other fixed income zero coupon security to accrue as income each year a portion of the discount at which the security was purchased, even though the holder receives no interest payment in cash on the security during the year.

We have positioned the fund's fixed income portion to not only help protect against rising yields, but to potentially capitalize on them.

The balance depends on your age and risk tolerance, but as a general rule I suggest subtracting 10 from your age and that should be your fixed income portion.

But the rational response is to own low - cost alternatives such as index mutual funds or broad - market ETFs and to allocate a healthy portion to fixed income — not give up on the stock market altogether.

Pfau (2013) found that the purchase of a single premium immediate annuity can serve as an efficient substitute for the fixed income portion of a retirement portfolio by better protecting a spending level on the downside while also increasing the average legacy value of assets.

There is no persuasive evidence to support the contention that the companies were required to retain a portion of their current earnings during the material period, but, in view of the volatility of the companies» earnings, I do not think it would be appropriate to fix the husband's income on the basis that his share of every dollar earned by the companies is available to him.

Those that have a variable annuity in one segment are designed to allow a portion of the client's money to grow in the mutual fund subaccount portion of the contract while providing guaranteed income that the client can not outlive on the fixed side.