Sentences with phrase «on the life insurance policy for»

Mutual of Omaha has been serving the life insurance market for more than 100 years and they are great at offering top rates on life insurance policies for seniors.

Preferred Rating Class: One of the best premium rate classes available on life insurance policies for applicants that are determined by underwriting to be in better than average health.

Preferred Plus Rating Class: The best premium rate class available on life insurance policies for applicants that are determined by underwriting to be in better than average health.

Standard Plus Rating Class: The premium rate class available on life insurance policies for applicants that are determined by underwriting to be of slightly better than average health.

For instance, as a young man of about 30 years you pay about $ 100 monthly on your life insurance policy for an annual coverage of up to $ 250,000 but surely pay much more than this if you are 40 years above for the same annual coverage sum.

Standard Rating Class: The premium rate class available on life insurance policies for applicants that are determined by underwriting to be of average health.

Cash value The amount of money that is available on the life insurance policy for loans or withdrawals.

You could receive drastically different quotes on life insurance policies for your parents from two separate companies for the same coverage.

Before deciding on a life insurance policy for your child, take the time to learn about the different kinds of policies and options that are available.

No matter what your reason for life insurance may be, you can compare pricing on life insurance policies for senior citizens in just a matter of minutes.

We are an online life insurance for elderly over 85 plan firm and you can get additionally details on life insurance policy for the seniors by acquiring burial insurance estimates online now.

Examples of instructions in the original decree that a spouse may not comply with include payment of child support, adding minor children to a work health insurance policy, or adding the former spouse as a beneficiary on a life insurance policy for benefit of the minor children.

In other cases, O'Connell said, a divorce settlement might include the stipulation that one partner has to maintain their ex-spouse as the beneficiary on their life insurance policy for a certain period of time.

Not exact matches

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

Spiraling costs for long - term care insurance have prompted many insurance carriers to exit that market, but some «smart» ones have tacked on long - term care to life insurance policies.

If you are interested in getting life insurance to cover your mortgage, whether mortgage life insurance is the right policy for you depends primarily on your health.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

Previously, Mr. Mousseau served on the boards of Impark Corp., one of North America's largest parking management providers, Premier Lotteries, OTPP's holding company for lottery management investments, and Aurigen Reinsurance, a Bermuda - based life reinsurance provider focused on the reinsurance of life insurance policies of North American residents, and was an alternate board member of Camelot Group PLC, the operator of the UK National Lottery.

«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.

Bulworth makes a deal with a slimy insurance lobbyist: in return for his vote on a pending bill, the lobbyist will give him a life insurance policy for $ 10 million payable to his daughter.

He also takes out a 10 million dollar life insurance policy for his teenage daughter's benefit with an insurance representative who is influencing his vote on some impending insurance legislation.

Based on a graphic novel, the movie centers on a criminal (Vaughn) who takes out a life insurance policy on himself in order to provide for his daughter (Steinfeld), but must stay alive long enough for the policy to take effect.

In Killer Joe dimestore drug dealer Chris puts a hit out on his mother for her life insurance policy and offers up his sister to the hitman as collateral.

How it works: Wellness for Life ® is a rider available on most new permanent life insurance policies, regardless of your current health or weiLife ® is a rider available on most new permanent life insurance policies, regardless of your current health or weilife insurance policies, regardless of your current health or weight.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Your home and retirement accounts will be counted when your estate is valued for tax purposes, and proceeds from your life insurance could be counted, too, depending on how the policy is owned and who gets the money.

Therefore, if you are on the younger end of the age spectrum, you might want to consider purchasing something that will be in place for longer, such as a 30 year term policy or permanent life insurance policy.

According to the National Association of Insurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceInsurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance policies

That said, if you do want this sort of coverage for your children, you might do better by buying a child rider on your own life insurance policy.

If you are interested in getting life insurance to cover your mortgage, whether mortgage life insurance is the right policy for you depends primarily on your health.

Term life insurance policies can be purchased to cover nearly any period of time, and will stay in effect for the entire period as long as you continue to pay the premiums (the cost of the policy, which can be paid on a monthly or annual basis).

It's true that you may end up paying more for a life insurance policy than someone without diabetes, but it's going to depend on your overall health assessment.

When assessing an insurance policy in a situation like yours, I like to look at the expected «return» on the policy for the rest of your life.

If you're wondering what life insurance companies offer return of premium policies and riders, be sure to check out our company reviews for the lowdown on all of the policies you can find on PolicyGenius, or talk to one of our licensed experts today.

The amount an insurance company charges for a life insurance policy depends on several factors:

Whole life insurance can be around four times as expensive as a term policy, so most shoppers - especially on a budget - should opt for term life insurance.

The key before embarking on this scenario is to ensure that you fully understand your policy, any penalties you might face for early cash withdrawal, and how the investments work for that particular life insurance policy.

While it may seem morbid, taking out a life insurance policy on a recent college graduate may be a smart idea for cosigners.

Unlike permanent life insurance policies which remain in effect for your entire life (assuming your premiums are paid on time), term life policies remain in effect for a specific term or period of time.

Take life insurance as an example: you pay for a policy, and if you die during the term then that money (the death benefit) goes to the person you named as your beneficiary on the policy.

The key is to gain the education needed to make an informed decision on the type of policy that is best for you before you decide to buy life insurance.

For example, if a wife owns a life insurance policy on her husband and their adult daughter is the beneficiary, then technically the wife is gifting her daughter the policy proceeds should her husband die.

One example is that, depending on your policy design, the death benefit for life insurance may continue -LSB-...] Read More

If you can afford to pay a little more for your coverage, you can lock in a rate on a permanent life insurance policy, such as whole life or universal life.

The best part is you won't be on the hook for life insurance premium payments in retirement but you can use the policy benefits to help supplement your retirement income.

Other key decisions for Marina include how to invest the proceeds of a $ 245,000 life insurance policy, and whether she should sell her spacious Beaverlodge home to move to a duplex on Vancouver Island, which she inherited with sister Joy in 2010.

Remember, whether you're looking for identity theft insurance, renters insurance, life insurance or more, it's important to comparison - shop before settling on a policy.

A great benefit for both single premium whole life insurance policies is that, if you decide later on that you want to surrender the policy and cancel your coverage, you'll get a full return of your premium.