Sentences with phrase «on your business credit file»

Most small businesses loan decisions under $ 90,000 happen automatically, relying only on your business credit file.

Not exact matches

The consumer credit reporting company compiled the list based on complaints filed with the Better Business Bureau's Scam Tracker.

Equifax creates several different business credit scores that are designed to predict how likely a business is to experience a severe delinquency, which means falling 91 days or more past due on an account, having an account charged off or filing for bankruptcy.

In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisions.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Your business credit report will indicate if a lender you've worked with put a UCC filing on your report, and whether or not it's still there.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The company, which is looking to raise funds for potential acquisitions and expand its mobile reading business, has hired Bank of America Merrill Lynch, Credit Suisse and Morgan Stanley as sponsors of the offering, it said in a filing late on Monday.

For complaints on lenders filed by clients with poor credit, you can also check with the Better Business Bureau.

Chase business credit cards, for example allow you to instantly file and tag receipts, as well as set individual spending limits on employee cards.

In many cases, repairing your business credit can be as simple as identifying negative items on your business credit report which were incorrectly filed, or are altogether false.

Mercedes Enterprises INC is available to review each account on the clients personal credit file by calling the customer service numbers provided upon enrollment during normal business hours (MON - FRI 10 AM TO 5 PM EASTERN STANDARD TIME).

As reported in the Wall Street Journal, the country's largest junk debt buyer and parent of Midland Credit Management, Encore Capital Group, had a business plan of not pursuing any credit card lawsuit filed on its behalf that was ansCredit Management, Encore Capital Group, had a business plan of not pursuing any credit card lawsuit filed on its behalf that was anscredit card lawsuit filed on its behalf that was answered.

You can also file disputes with the banks or businesses that have listed incorrect information on your credit report.

Filed Under: Career Tagged With: Business School, College, ROI on Education, University Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Your business credit report will indicate if a lender you've worked with put a UCC filing on your report, and whether or not it's still there.

You may be missing out on the opportunity to impact your business credit file.

The credit services business shall maintain on file or microfilm for a period of two years from the date of the consumer's acknowledgement an exact copy of the information statement personally signed by the consumer acknowledging receipt of a copy of the information statement.

Most credit bureaus gather and sell information about you — such as if you pay your bills on time or have filed bankruptcy — to creditors, employers, landlords, and other businesses.

Filed Under: Living In Financial Excellence Podcast Tagged With: Dave Ramsey, Dave Ramsey's advice on business, Dave Ramsey's advice on credit score, Dave Ramsey's advice on debt, debt free business, debt free living, entreleadership, Financial Excellence, financial success

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Credit reporting bureaus may have false or outdated information on file that might unjustly lower a business credit rCredit reporting bureaus may have false or outdated information on file that might unjustly lower a business credit rcredit rating.

For example, one New York City small business had their credit limit increased with the help of the relationship manager, without having to go through a hard - pull on their credit file.

With the Credibility Concierge service, they were able to stay on top of their business credit file and grow clientele to include Fortune 500 companies, major universities and overseas corporations.

(A) Each credit counseling organization licensed pursuant to this chapter annually, on or before April fifteenth, shall file a written report with the department relating to the credit counseling organization business conducted during the preceding calendar year.

ICFE CCRSs ™ provide a valuable service by helping to educate their individual clients and small business owners on the importance of maintaining a good rating, correcting mistakes in credit files ASAP, keep high credit scores and protect their personal information from criminals.

For example, if as an individual you might be eligible for credits or a refund based on your business expenditures, you might not be able to take advantage of all of those refunds if you are filing jointly.

Forms 1040, 1040A & 1040EZ Form 1040 Schedule A — Itemized Deductions Form 1040 Schedule B — Interest and Ordinary Dividends Form 1040 Schedule C — Net Profit or Loss Form 1040 Schedule D — Capital Gains and Losses Form 1040 Schedule E — Supplemental Income and Loss Form 1040 Schedule EIC — Earned Income Credit Form 1040 Schedule F — Profit or Loss from Farming Form 1040 Schedule H — Household Employment Taxes Form 1040 Schedule R — Credit for the Elderly or the Disabled Form 1040 Schedule SE — Self - employment Tax FEC — Foreign Employer Compensation for eFile Form Payment — Form Payment for eFile Form 982 — Reduction of Tax Attributes Due to Discharge of Indebtedness Form 1116 — Foreign Tax Credit (Individual, Estate, or Trust) Form 1310 — Statement of Person Claiming Refund Due a Deceased Taxpayer Form 2106 — Employee Business Expenses Form 2120 — Multiple Support Declaration Form 2441 — Child and Dependent Care Expenses Form 2555 — Foreign Earned Income Form 3800 — General Business Credit Form 3903 — Moving Expenses Form 4137 — Social Security and Medicare tax on Tip Income Form 4562 — Depreciation and Amortization Form 4563 — Exclusion of Income for Bona Fide Residents of American Samoa Form 4684 — Casualties and Thefts Form 4797 — Sales of Business Property Form 4868 — Application for Extension of Time to File U.S. Income Tax Return Form 4952 — Investment Interest Expense Deduction Form 5329 — Additional Taxes Attributable to IRAs, et.

Most business credit cards come with expense - tracking features, such as apps that allow you snap photos of your receipts and file them on the go, spending reports, yearly summaries and the ability to designate an account manager to manage it all for you.

• Hands - on experience in providing information to customers by firstly verifying requests and then offering assistance • Highly experienced in completing order forms and requisitions and consulting documentation to verify order information • Deep insight into preparing invoices and bills, and processing credit card sales and mail order documentation • Demonstrated expertise in maintaining efficient filing systems, appropriate to the activities of each assigned unit • Familiar with operating and maintaining office equipment such as computer terminals, printers and scanners • Skilled in answering incoming telephone calls and dispatching requests, in addition to maintaining information flow in assigned units and / or counters • Unmatched ability to maintain an atmosphere of enthusiastic customer awareness with an emphasis on fast, friendly and courteous service • Effectively able to engage customers through suggestive selling activities, in a bid to increase company revenue • Qualified to process sales transactions with special focus on customer satisfaction and return business opportunities

I now know to check criminal history too, I would have found out this guy served 2 years for bank fraud in TX and had a history of running up credit on businesses and filing BK.

Word of mouth remains the biggest source of new business, experts say, but you can also promote your services to individuals attending credit counseling classes (now required prior to filing bankruptcy), to people who receive state notices of loan defaults, and to home owners named on lists of ARMs that will be resetting in the next few months.