Any potentially negative credit items or public records that may have an effect
on your creditworthiness as viewed by creditors.
Qualifying mainly depends
on your creditworthiness as a borrower and the viability of your business, not your business's balance sheets or collateral; however, each lender will have slightly different requirements (i.e., minimum credit score of 650 vs. a minimum credit score of 575).
17.24 % (Prime Rate + 12.49 %) to 26.24 % (Prime Rate + 21.49 %), based
on your creditworthiness as determined at the time of account opening.
16.74 % (Prime Rate + 11.99 %), 18.74 % (Prime Rate + 13.99 %) or 20.74 % (Prime Rate + 15.99 %), based
on your creditworthiness as determined at the time of account opening.
Enjoy 0 % intro APR on purchases and balance transfers for 15 months (after that there is a 14.49 % -25.49 % variable APR on purchases and balance transfers, based
on your creditworthiness as well as other factors).
Not exact matches
Although these large organizations also rate corporations, municipalities and much else besides, their opinions
on the
creditworthiness of nations are known
as «sovereign» ratings.
These days they often include argumentum ad hominem attacks, such
as sly references to the agencies» sterling ratings
on Lehman Brothers the day before it filed for bankruptcy, that distract from relevant discussion about the country's
creditworthiness.
Just like a consumer's
creditworthiness hinges
on a FICO score, a business's
creditworthiness is determined by a scoring system
as well.
0.0 % intro APR
on purchases and balance transfers for 15 months, then a variable rate, currently 12.74 %, 16.74 % or 20.74 %, based
on your
creditworthiness and other factors
as determined at the time of account opening.
First, the focus is more
on sovereign
creditworthiness as opposed to the state of private bank balance sheets per se (though in Europe of course the two are intertwined).
As long as the account is in good standing, it should reflect well on your creditworthiness and help increase your scor
As long
as the account is in good standing, it should reflect well on your creditworthiness and help increase your scor
as the account is in good standing, it should reflect well
on your
creditworthiness and help increase your score.
Loan ranges will vary for each customer and depend
on factors such
as an individual's
creditworthiness, length of repayment term and state of residence.
Remember, rising interest rates won't affect the rates you're offered
on a car loan, for instance,
as much
as your
creditworthiness will.
This depends
on the lender you choose
as well
as your
creditworthiness, existing financial situation and ability to repay.
Many of their pseudoscientific models attempt to predict our
creditworthiness, giving each of us so - called e-scores, which are based
on numerous variables such
as our occupation, what our houses are valued at and our spending habits.
All applicants must demonstrate relevant experience, strong qualifications, a sound project approach, and financial stability,
as each of these items ultimately has a bearing
on the project's
creditworthiness.
[171] In addition,
as part of the DOT's
creditworthiness assessment of a project and an applicant prior to awarding credit assistance, the DOT must have made a determination that the credit assistance can reasonably be repaid, which determination can be based
on the value of any collateral pledged.
The level of the credit limit that you can enjoy is hung
on many factors such
as the level of your income, other credits that you have and your
creditworthiness among others.
Currently starting at 15.49 %, APRs can range
as high
as 34.99 % depending
on your
creditworthiness.
PMI rates are based
on the loan - to - value ratio
as well
as the
creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments
on time, low equity is still considered an increased risk
on the loan.
As part of this effort, FHA will also direct its approved mortgage lenders that loan approval «must be based on the creditworthiness of borrowers and not on unrelated factors or characteristics, such as sexual orientation or gender identity,» HUD sai
As part of this effort, FHA will also direct its approved mortgage lenders that loan approval «must be based
on the
creditworthiness of borrowers and not
on unrelated factors or characteristics, such
as sexual orientation or gender identity,» HUD sai
as sexual orientation or gender identity,» HUD said.
Qualifying is often easier, too,
as it's based more
on your customer's
creditworthiness than yours.
Like most credit union credit cards, however, interest rates
on this card are offered
as a range and your final APR is determined by your
creditworthiness.
Independent mortgage brokers, some online lenders and smaller banks might give you the one -
on - one attention you need to qualify for a loan if you're using rental or utility payments
as proof of
creditworthiness.
After introductory period, the interest rate may be
as low
as 13.74 % depending
on your
creditworthiness
In other words, they're
on the road to recovery, but still not among the heathiest of cities
as far
as creditworthiness goes.
The credit line you get
as well
as credit costs you will have to pay depend straightly
on your
creditworthiness.
Personal loan rates currently range from a low of 5.99 % to
as high 24 % depending
on your
creditworthiness and the length of your vacation loan.
, I have a decent income but it is neither generated nor paid in the US, and therefore it would seem
as though my
creditworthiness is not even worth peanuts here, thus making lenders not capable / willing to work with us, even if we plan
on putting 40 to 50 % down for a house purchase.
In those days, your personal
creditworthiness likely depended
as much
on your reputation among your neighbors
as it did
on your actual financial status.
These norms, focused
on evaluating borrower risk
on past credit history and credit score, do not work
as an accurate gauge for international students and their
creditworthiness.
(Depending
on your
creditworthiness, you might be approved for a BP Visa Signature ® card, which has the same rewards program
as the BP Visa ® card and additional Visa Signature ® benefits.)
Based
on your
creditworthiness, you may need to provide additional information such
as proof of income.
Depending
on your
creditworthiness, that rate can be
as low
as around 15 % and
as high
as 30 %.
After that, your APR will be the same
as your assigned purchase rate, based
on your
creditworthiness.
Just like a consumer's
creditworthiness hinges
on a FICO score, a business's
creditworthiness is determined by a scoring system
as well.
This depends
on the lender you choose
as well
as your
creditworthiness, existing financial situation and ability to repay.
The factors that will have the greatest impact
on interest rates will be the borrower's credit score and credit history, which will often be referred to together simply
as «
creditworthiness.»
There's a broad range presented for the regular purchase APR, because they will charge a different amount of interest for different borrowers (largely based
on the person's «
creditworthiness,»
as measured by the credit score).
As I've already explained, lenders use your credit score to determine your
creditworthiness, and how much interest they're going to charge you
on your loan.
This could happen for one of many reasons, such
as interest rate changes,
creditworthiness, market risk tolerance, and so
on.
We make such funds available sooner based
on factors like your
creditworthiness, the length and extent of your relationship with us, transaction and experience information, and such other factors
as we, in our sole discretion, deem relevant.
A FICO score is a specific type of credit score administered by the Fair Issac Corporation that considers the same factors
as many of the major credit bureaus, in addition to a potential borrower's credit report to arrive at a numerical evaluation of their «
creditworthiness» or likelihood they they'll be a low - risk borrower for the lender to take
on.
You acknowledge, agree, and authorize that (a) your information may be sent to lenders and / or third - party partners
on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such
as TransUnion, Experian and Equifax to evaluate your
creditworthiness.
«Consumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing
on a consumer's
creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving
as a factor in establishing the consumer's eligibility for:
The hope is to provide a new way to assess the
creditworthiness of those who have little or no history of taking
on debt or who have had past problems with debt, such
as bankruptcy or foreclosure.
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or
on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms
as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's
creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate
as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.
While this seems like a reason not to invest in a student's education, the average student still benefits economically from investing in education, but using only
creditworthiness as criteria for loan qualification leaves out a large pool of candidates (from low - income origins) despite an average positive return from investing
on a degree A targeted approach known
as «forward - looking underwriting» determines a borrower's qualifications based
on more factors than just credit history (considered backward looking).
Therefore investors must rely
on the
creditworthiness of the product issuer or a guarantor such
as the issuer's parent company.
It's important to understand hard inquiries because they have a direct impact
on your
creditworthiness,
as perceived...