Sentences with phrase «on your homeowners policy if»

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Often, your parents» homeowners insurance policy has significant limitations on your coverage, even if the carrier will endorse on a student away from home.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policIf you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policif you have high liability limits on your auto policy.

As FHA continues to walk a policy tightrope between reducing risks and serving homebuyers and homeowners depending on its mortgage loan programs, the agency's latest request for funding cites the HECM loans as a potential casualty if appropriate funding is not provided during the 2011 fiscal year.

If the flow or spew of lava starts a fire, which then catches your house on fire, there may be coverage under the peril of fire on your renters or homeowners policy.

If a nuclear nightmare like the one in Japan happened in your community, don't count on your homeowner's insurance policy to help you.

If one of your dependents is away at college and has a home computer on campus, your homeowner's policy will typically cover that computer.

However, if it's purchased as an endorsement, it serves as an add - on to your existing homeowners policy.

USAA offers a few other add - on coverages that are purchased separately from your homeowners and auto insurance policies, but they are only available if you're already getting at least one of the two from USAA.

Customers can save 10 % on their annual premiums if they have been claim - free for five years on their homeowners or renters insurance policy, and they can save up to 10 % for bundling home and auto insurance together.

Often companies provide about 15 % discount on your auto policy if combined with a homeowners or tenants insurance.

If someone were to break their neck on your slippery front porch or if you critically injured a highly paid executive in his or her brand new Lexus, you could be liable for much more than the liability coverage you have in your auto or homeowner's policieIf someone were to break their neck on your slippery front porch or if you critically injured a highly paid executive in his or her brand new Lexus, you could be liable for much more than the liability coverage you have in your auto or homeowner's policieif you critically injured a highly paid executive in his or her brand new Lexus, you could be liable for much more than the liability coverage you have in your auto or homeowner's policies.

Most insurance companies require policyholders to maintain a certain threshold of coverage on their auto, homeowner's, and possibly other insurance policies (i.e. if you own a boat, etc) in order to obtain an umbrella insurance policy.

However, if a college student is under 26 years old, enrolled in classes and living in on - campus housing, the student may be covered under his or her parents» homeowners or renters insurance policy.

If the items listed on your homeowners policy needs to be replaced because of a covered loss, there are two different ways your SDL Brokerage coverage could help:

Also, the medical payments part of your homeowners policy will cover medical expenses, if a neighbor or guest is injured on your property.

If you own a mobile home, there's an HO7 policy for you, while on the other end of the homeowners insurance quote spectrum, there's the HO8 policy for older homes (typically something that qualifies as registered landmark or architecturally significant).

If the tree was otherwise healthy and toppled due to wind, a typical homeowners insurance policy may help pay to repair damage to your home or other structure on your property, the Insurance Information Institute (III) says.

If you look at a homeowners and renters policy side by side, you'll see that they're very similar except for the lack of coverage on the dwelling and other structures.

On the other hand, though, if you rent a room from someone who owns their home, you can and should get renters insurance because their homeowners policy only covers them, not you.

If may be that your homeowners policy offers some protection for your student, but it's generally quite limited, sometimes as little as ten percent of the coverage on the actual policy.

If you own valuable jewelry like an engagement ring, you can buy a «floater» or «endorsement» — essentially an add - on — to your existing homeowners or renters policy.

You'll get higher Kingston insurance quotes if you want replacement cost coverage on your homeowner's policy, but it might be worth it knowing that you'd have more cash to replace any lost items.

If your business equipment is worth more than $ 2,500 or if customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policIf your business equipment is worth more than $ 2,500 or if customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policif customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policy.

Regardless of if you do have an earthquake policy or not, depending on your location, your simple homeowner's policy might cover a small portion of the damages you've endured.

However, if you have a mortgage on your home, it's likely your lender will require you to carry a homeowner's insurance policy.

If you've been injured due to another person's negligence in operating an ATV or similar unit, there is usually insurance available to cover your injuries, including liability insurance on the specific recreational vehicle, homeowner's insurance, uninsured or underinsured coverage, and umbrella policies.

If the accident that caused your TBI occurs on someone else's residential property, there is a good chance that you will be able to recover compensation from the property owner's homeowner's insurance policy.

However, the homeowner policy would only cover if the accident happened while the boat was on the insured property.

Unless the homeowner was awfully mindful and called his insurance agent almost simultaneously with the fire department, NoState would be on the risk if it was a claims made policy, and Gecko would not be on the risk if it was a claims made policy.

Personal property coverage against theft on your renters or homeowners policy usually comes with a deductible if you make a claim.

If you own a modular home, you may be able to secure a traditional homeowners insurance policy, as these structures are built on a foundation.

If someone is injured on your boat, a boat insurance policy will help you in the same way as a homeowner's insurance policy does.

However, if a college student is under 26 years old, enrolled in classes and living in on - campus housing, the student may be covered under his or her parents» homeowners or renters insurance policy.

If you are keeping your helmets and other gear in the trailer, that would be covered under contents coverage on your homeowners insurance policy.

If you have renters or homeowners insurance, the personal property coverage on that policy typically helps cover your personal items through what's known as «off - premises coverage.»

Additionally, depending on the insurance company issuing your homeowners policy, an umbrella policy may be your only real protection if you own certain aggressive dog breeds.

Homeowners wanting earthquake insurance must see if their current insurer offers a rider on their homeowners policy, or search for a separate policy aHomeowners wanting earthquake insurance must see if their current insurer offers a rider on their homeowners policy, or search for a separate policy ahomeowners policy, or search for a separate policy altogether.

If you own items that most people don't, like fine art, talk to an agent about ways you can insure it on your homeowners policy.

If your home is unoccupied, certain coverage may be limited on your homeowners policy.

If you want to enjoy savings on your homeowners insurance premiums in Nashua, take time to compare quotes from multiple providers before you choose a policy.

If your personal possessions were to be stolen from your hotel room, lost on the airplane or taken from your rental car, there is coverage on your homeowner's policy, subject to your deductible.

While you may have some protection under your homeowners insurance policy, if you rely on this coverage alone; you may be under - insured.

If you own a larger motorhome that is basically a home on wheels, then you may have coverage that looks similar to a homeowners policy, including liability coverage in case visitors in your RV or their property are damaged or injured due to your negligence; comprehensive coverage to pay for damage to your RV due to objects, fire, vandalism or severe weather events; and personal property coverage for your personal possessions inside the RV.

If you and your soon - to - be spouse are both homeowners, you'll have to come to a decision on which policy will continue and which one will be canceled.

If the item is a personal item, like your custom golf clubs, you may be able to schedule it on your homeowner's policy or a special articles policy linked to your homeowner's plan.

If you have a homeowners or renters policy on a house or apartment, that coverage may extend to your belongings in your RV, but talk to your insurance agent to confirm the specifics.

In addition, if a traveler scheduled their electronics and other expensive items on their homeowner's policy, they may have some option for reimbursement there.

Under your homeowners policy, it's not covered, but it is if you have the floater policy or jewelry insurance on the item.

If you're carrying expensive electronics, get theft coverage on them through your homeowner's policy back home.

If you've had a homeowners policy, think of that policy without the coverage on the structure.