Sentences with phrase «on your insurance policies of»

If a Desjardins customer's driving data shows they are a less risky driver than most (driving less than 15,000 km per year, for example, or driving primarily between 5 a.m. and 10 p.m.) they can qualify for a discount on their insurance policy of up to 25 %.

The Connecticut House of Representatives has approved a $ 12 annual surcharge on the insurance policies of every residential homeowner in the state.

That's standard on insurance policies of most types, and it's called «duty to defend.»

If your vehicle was damaged in a car accident, whether you are entitled to have it repaired or replaced depends on the insurance policies of the parties involved in the accident (including your own).

This will depend on the insurance policy of the deceased individual.

Not exact matches

Plus, they spend an additional $ 1.1 billion of their own money on emergency room visits and public health insurance programs that could be mitigated with paid leave policies.

Agents may be «captive,» working for one insurance carrier, or independent and writing policies on behalf of many companies.

Kathleen Harrington, chair of Policy of Government Relations for the Mayo Clinic, said so far she likes what she hears from Republicans on changes to health insurance.

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

Federal regulators are poised to impose a $ 1 billion penalty on Wells Fargo for a variety of alleged misdeeds, including forcing customers to buy auto insurance policies that they didn't need, according to people briefed on the regulatory action.

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

The same way that a bank deemed too big to fail might take greater risks — having the knowledge that its most severe mistakes will be underwritten by somebody else — so, too, can signing your name on a marriage licence offer a sort of insurance policy that changes your behaviour.

He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

If you bought travel insurance, check to see if your policy will kick in to cover nonrefundable costs of rescheduling or canceling your trip — but don't count on it.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Cyber insurance policies and prices vary depending on a multitude of factors, including the size of the company purchasing the policy, the industry vertical it targets and the breadth and volume of data it retains.

In addition to mortgage insurance, it also issues mortgage - backed securities and pursues a variety of social policy agendas at the behest of Ottawa, such as disseminating information on regional housing markets, improving access to affordable housing and encouraging energy efficiency in new homes.

But building delightful features (and focusing on this metric) leads to an insurance policy of sorts.

«If you take distribution of that insurance policy to a trust that you've set up to own it, you pay gift tax only on that $ 20,000.

Olivia S. Mitchell is a professor of business economics / policy and insurance / risk management at the Wharton School of the University of Pennsylvania, where she focuses on global pensions, household finance, retirement, and risk management.

Well, I turned out to do the right thing because you look at all of the things that he's done and the lies and you look at what's gone on at the FBI with the insurance policy and all of the things that happened, turned out I did the right thing.»

Mortgage insurance refers to any insurance policy that protects lenders against the risk of a borrower defaulting on a mortgage loan.

The quotes are based on a basic liability protection policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual of Nebraska) companies.

Based on this sample policy, we found that renters in Pennsylvania pay an average of $ 259 per year for their renters insurance.

Berkshire quietly takes on massive and unusual risks, including the sale of hurricane insurance, terrorism policies and earthquake coverage.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

They do all the legwork involved with making tough insurance decisions on behalf of their customers, and then help them with the application and purchasing process — explaining policies and the entire process in plain English so you know what you're getting.

Some 70 % of shares in U.S. - listed companies today are held by mutual funds, pension funds, insurance companies, sovereign funds, and other institutional investors, which manage them on behalf of beneficiaries such as households, pensioners, policy holders, and governments.

«There's been a strong trend for health organizations to want to broaden their footprint, especially on the part of insurers to get more direct contact with the individual,» said Dr. John W. Rowe, a former hospital and insurance executive who is a professor of health policy at Columbia University.

Nix shows how psychographically categorized voters can be differently addressed, based on the example of gun rights, the 2nd Amendment: «For a highly neurotic and conscientious audience the threat of a burglary — and the insurance policy of a gun.»

If a policyholder is the legal guardian of a sibling they live with, then the policyholder should list the sibling on their renters insurance policy.

As a policyholder, do not attempt to claim the personal property of a roommate if they are not listed on your renters insurance policy.

Renters insurance only protects the property of the people listed on the policy.

When an insurance company writes a policy, it often bases the policy and premiums on its historical experience of losses in that area.

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.

Dividends on a life insurance policy are generally treated as a return of investment and are not treated as taxable income to the policyowner unless they exceed the amount of the aggregate gross premiums paid on the policy.

You will receive tax receipts based on the present value of a paid - up policy or equal to the insurance premiums you pay for the policy.

«When we interviewed the insurers for our report, it was in late 2017, so we were not able to fully capture how insurers currently would feel about these market stabilization proposals that are in the news this week,» said Sabrina Corlette, research professor at the Center on Health Insurance Reforms at Georgetown University's Health Policy Institute and one of the authors of the study.

To compensate for this lack of «real address», lenders use dummy information based on probable loan data including sample purchase prices, sample real estate tax bills common for the area, and sample homeowners insurance policies and / or homeowners association assessments, where applicable.

For example, maybe one page mentions «low cost car insurance» in passing, but those words could be included in the text of a link to another page on your site or blog that goes into more detail about the pros and cons of low cost car insurance policies.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

Now on the flipside of buying life insurance is the notion of investors buying the policies of the insured which is called life settlement investing.

The second reason why FHA loan closings are up is the new FHA policy on FHA mortgage insurance premiums (FHA MIP), the insurance payment FHA - backed homeowners pay as part of their monthly mortgage.

It's an insurance policy your lender will take out to cover a portion of the amount you borrow in case you ever default on your loan.

Many types of permanent life insurance policies increase in value over time based on interest rates.

As the seller, you would also be subject to taxes on the sale of your life insurance policy.

Jones says he recently renewed his call for insurers to offer insurance products for California's legalized cannabis industry in the wake of published reports that President Trump has abandoned Attorney General Jeff Sessions» policy on federal law enforcement of cannabis.

«You would never want someone of very modest income to buy a permanent life insurance policy that they couldn't afford on an ongoing basis.