Sentences with phrase «on your life expectancy at»

Remember that annuity lifetime income guarantees are based on your life expectancy at the time you start the payments.

That lifetime income payment amount is primarily based on your life expectancy at the time you start the payments.

The insurance company is basing their payment on your life expectancy at the time of the contract, and you are betting that you will live longer than that.

Not exact matches

Life expectancy is three to four years and physical degeneration is fairly rapid and eventually leads to complete paralysis, at which point he will have to be placed on a ventilator.

You give an insurance company money in a lump sum or in payments over a period of years, then at retirement, the cash gets «annuitized,» or paid out in a string of payments based on your life expectancy.

There are pros and cons associated with claiming at different ages, and everyone's decision will be different depending on their retirement goals, health, life expectancy, and their plans for providing for spouses.

RMDs are taken at the beginning of each year based on the single life expectancy of the beneficiary and invested in a taxable account.

These are based on estimates and assume a 3.0 % of annual inflation, a diversified portfolio - 50 % equities, 50 % income - and a life expectancy to at least age 90.

Maybe, but most progress on cancer has been on childhood cancers whereas for pensioners what matters is life expectancy at about age 65.

They must look at their life expectancy and think, how on earth is this monogamy lark going to work?

«When the gap in life expectancy between the richest and poorest in our country is now greater than at any time since Queen Victoria was on the throne the question isn't whether the NHS should change, it's how the NHS should change,» Mr Cameron said.

Opioid related deaths contributed to the first increase in the death rate in the United States in more than two decades — an uptick last seen at the height of the HIV / AIDs epidemic in 1993 — and factored into a year - over-year decline in the nation's life expectancy rate in 2015, according to an expert addressing a congressional briefing and a related presentation on the opioid epidemic at the American Association for the Advancement of Science's headquarters on May 10.

But if we can look at the big picture and reduce these side effects, hopefully life expectancy and quality of life can be improved because once you go on these drugs you can't really go off of them.»

«There are a lot of disparate theories about what could have a profound impact on aging and age - related processes, but at this point, we simply do not have evidence - based strategies to significantly change our life expectancy that come in the form of a pill,» says Ronald DePinho, professor of cancer biology and president of the University of Texas MD Anderson Cancer Center.

They found that if a woman in these communities was 37 years old at the time of having her last child, her life expectancy would vary depending on the sex of her children.

They indicate that particulates are the greatest current environmental risk to human health, with the impact on life expectancy in many parts of the world similar to the effects of every man, woman and child smoking cigarettes for several decades,» says study co-author Michael Greenstone, the director of the Energy Policy Institute at the University of Chicago (EPIC) and the Milton Friedman Professor in Economics, the College and the Harris School.

Dr Mark Green, who conducted the study, said: «On the 175th anniversary of this report, which was ground - breaking at the time, we wanted to see if in the 21st century your geography — that is where you live — still determined your health and life expectancy.

To look at the relationship between economic and population well - being, social scientists José Tapia Granados and Ana Diez - Roux of the University of Michigan at Ann Arbor amassed U.S. Census Bureau data on mortality rates, life expectancy, unemployment and GDP for each year from 1920 to 1940.

«Our new approach can lower the operating temperature of solar cells passively, improving energy conversion efficiency significantly and increasing the life expectancy of solar cells,» said Linxiao Zhu, a physicist at Stanford and lead author on the Optica paper.

Continuing increases in life expectancy imply fundamental changes to the population structure and an exponential increase in the number of elderly people.1 2 These changes are likely to have a profound influence on individuals» lives and society at large.

We already know from experiments done in the 1930's that the best way to extend life expectancy (in mice at least) was to put them on a nutrient - dense, low - calorie diet.

Researchers at the University of Athens Medical School sought to discover why people on the Greek island of Ikaria have such a high life expectancy compared to the rest of the world.

Women were excluded if they did not plan on residing in the area for at least 3 y, had a life expectancy of < 3 y, or suffered from substance abuse, mental illness, or dementia.

In this alternate future, everyone stops aging at 25, and every second after that has to be earned, with your life expectancy viewable on your arm like a stopwatch that shows your constantly dwindling bank balance.

If one student who otherwise would not have graduated from high school goes on to earn a diploma, he said, the benefit to society will be at least $ 200,000 in higher wages and greater life expectancy.

Then the IRA account balance as of December 31 of the previous year is divided by that factor, which is based on remaining life expectancy, to arrive at the required minimum withdrawal amount.

At age 70 1/2, you're required to begin taking minimum distributions from your account, based on your life expectancy.

(3) Annuities generally are less well - suited for you if you are: Low - income (government ensures minimum retirement needs), rich (annuity protection is not needed), intent on leaving a big bequest (payments generally end at your death), or you have low life expectancy (you get few payouts).

Your RMD is calculated by dividing your account balance at the end of the previous year by the appropriate life expectancy divisor, based on your age as of 12/31, from IRS Life Expectancy Tablife expectancy divisor, based on your age as of 12/31, from IRS Life Expectanexpectancy divisor, based on your age as of 12/31, from IRS Life Expectancy TabLife ExpectancyExpectancy Tables.

Using substantially equal monthly payments based on the IRS life expectancy table, the individual received $ 1,194.74 a month at age 57; $ 1,985.93 a month at age 69; $ 1,280.21 per month at age 70, when the payments shift to required minimum distributions; and ended up with $ 2,692.04 a month at age 90.

A 50 % excise tax on the amount you should have withdrawn based on your age, your life expectancy, and the amount in the account at the beginning of the year.

And I see no change in prospects: We're at the end of a long & painful life expectancy adjustment process (in fact, June NAV inc. a meaningful positive LE impact), and the insured are now 91.5 yrs old on average — maturities will inevitably accelerate (peaking in 2019 - 20).

For example, the life expectancy estimate is off, and the borrower stays at the house past what is expected, the lender misses out on what should have been returns of his or her money if it was invested elsewhere.

The result is that retirees who transfer their tax - deferred savings into an income fund at 71 today will see their nest - egg cut in half by age 80 and will be down to 10 per cent by age 94, when life expectancy tables say they will live an additional four years on average.

Certainly not his little helpers at TLI... Charles Tracy & Ian Reynolds, both on the board since day one, deserve their fair share of the blame for a litany of mishaps & generally nasty surprises over the years... leverage, currency hedging, tax liabilities, credit exposure, life expectancies, policy expiries, premium increases & whatever other risks / issues I may have forgotten at this point.

Unfortunately or fortunately (depending on how you view longevity), Canadians are living longer — the average life expectancy at birth, according to Statistics Canada, was 81.4 years in 2011, almost two years higher than in 2001.

Most companies require that you have owned your policy for at least two years, your beneficiaries sign a release or waiver, you have a life expectancy of anywhere from two to four years (depending on the company), and you allow the company access to your medical records.

Plans determine what a participant's monthly benefit payment would be if the participant's individual account balance in the defined contribution plan were used to purchase an annuity at retirement, based on standard assumptions for interest rates and the participant's life expectancy.

The age at which a dog becomes a «senior» depends on his maximum life expectancy.

Wobblers Syndrome may have an impact on life expectancy regardless of surgical correction or not, some studies have generally placed this at four years after diagnosis but this various depending on severity and other factors.

At one end of the severity spectrum, early chronic valvular disease, some forms of hypertrophic cardiomyopathy and some mild congenital heart defects may have little effect on an animal's lifestyle or life expectancy; at the other end, severe heart failure can interfere with even simple activities and prove rapidly fataAt one end of the severity spectrum, early chronic valvular disease, some forms of hypertrophic cardiomyopathy and some mild congenital heart defects may have little effect on an animal's lifestyle or life expectancy; at the other end, severe heart failure can interfere with even simple activities and prove rapidly fataat the other end, severe heart failure can interfere with even simple activities and prove rapidly fatal.

And we reasoned that studying veterinary teaching hospital - based populations of dogs with artifactually low life expectancies (for example, 3.5 years is median age at death for Rottweilers in the Veterinary Medical Data Base)(5) was an inappropriate vehicle to describe the influence that ovaries have on aging.

I feel lucky to have had her for this long since I have read she has about exceeded the life expectancy on the charts I have looked at.

The life expectancy of a stray cat depends on when it was lost or abandoned and how effective it is at find a reliable food source, while many feral cats do not survive kittenhood.

Because a dog's life expectancy depends on breed and size, one dog may be considered a senior at age six while another may be considered a senior at age 10.

It calculated a «health score», based on likeliness of mortality by disease or injury, life expectancy at various ages, and probability of survival at key times.

For more data and discussion on life expectancy and other demographic trends, see World on the Edge by Lester R. Brown and Earth Policy Institute's 2011 Population Indicator, «World Population Hitting 7 Billion,» at www.earth-policy.org.

The problem with gadgets is that they don't receive much sun (they are not mounted on a roof to absorb all available light) and thet their life expectancy is at best 2 or 3 years.

situations involving the removal of a seriously ill person in which substantial grounds have been shown for believing that he or she, although not at imminent risk of dying, would face a real risk, on account of the absence of appropriate treatment in the receiving country or the lack of access to such treatment, of being exposed to a serious, rapid and irreversible decline in his or her state of health resulting in intense suffering or to a significant reduction in life expectancy.

8 The amount advanced at each acceleration will be reduced based on your condition and life expectancy determined at exercise.