Sentences with phrase «one's borrowing capacity»

If you borrowed $ 5,000 against the line of credit, you still have unused borrowing capacity of $ 15,000.

Unlike a traditional home equity line of credit (HELOC), a reverse mortgage line of credit grows over time, giving the borrower additional borrowing capacity.

As with most financing options, the lower the interest rate, the more borrowing capacity you will have.

In addition, the facility will provide up to $ 20 million in incremental borrowing capacity.

That would provide lower interest rates to start with, but also plenty of extra borrowing capacity that should let the homeowner switch to a reverse mortgage later on, if need be.

High debt among consumers limits growth in another way — they have less borrowing capacity and many feel less comfortable borrowing anyway.

Unlike a traditional home equity line of credit (HELOC), a reverse mortgage line of credit grows over time, giving the borrower additional borrowing capacity.

As with most financing options, the lower the interest rate, the more borrowing capacity you will have.

If things get extraordinarily difficult yet you have a reasonable expectation for them to return to normal within a short time, you could even use your expanded borrowing capacity to help temporarily tide you over on items such as groceries.

Director Peter Stafford says, «The moderation in house price growth in Dublin is largely driven by reduced borrowing capacity because of new Central Bank mortgage rules.

Perhaps the Keynesian solution works when there is adequate borrowing capacity in the private sector, but when many can not borrow more, running high deficits may scare businessmen and consumers, because they wonder whether the system is stable or not, how the books will eventually balance, etc..

If I am right, and China begins to rebalance (and it has no choice but to rebalance unless it has infinite borrowing capacity and the world has infinite appetite for Chinese surpluses), then the debate must shift from economics to politics.

Lenders assign the highest scores to consumers who pose the lowest risks — that is, consumers who consistently pay their bills on time and carry small amounts of debt compared to their overall borrowing capacities.

By that point, the hopelessness of Federal social insurance programs like Social Security and Medicare, plus underfunded Federal and state retirement plans, will force benefit reductions and tax increases on the US, and crimp borrowing capacity, unless they borrow in a currency other than dollars.

Including the $ 300 million Mosaic garners from selling a package of its residential solar loans to Goldman Sachs, Mosaic has amassed $ 800 million in capital from banks and credit unions, as well as another $ 650 million in borrowing capacity from financial partners.

In addition, TNP Strategic Retail Operating Partnership, LP, the company's operating partnership, entered into a secured revolving credit agreement with KeyBank N.A. establishing a revolving credit facility with a maximum aggregate borrowing capacity of up to $ 15 million.

Similarly, the larger home value relative to portfolio size results in an increased success rate resulting from the larger line of credit relative to portfolio size, due to an increased relative borrowing capacity.

Inland Western Retail Real Estate Trust, Inc. entered into a three - year $ 225 million unsecured revolving line of credit, with a $ 75 million accordion feature, for a total borrowing capacity of $ 300 million.

For those who have never taken on investment debt before, he recommends assuming 10 % to 30 % of borrowing capacity.

About $ 864.9 million of that liquidity is in cash or cash - equivalents and the rest is borrowing capacity.

Some economists believe that rising student loan levels are keeping young people from launching companies by soaking up their borrowing capacity.

Among other things, Ottawa boosted EDC's borrowing capacity, and temporarily allowed it to finance domestic trade.

According to Alstead, Starbucks has adequate liquidity, through cash on hand and borrowing capacity, to fund the payment.

As a result, OnDeck increased the facility's borrowing capacity to approximately $ 120 million.

OnDeck also extended the maturity date of its asset - backed debt facility that finances its line of credit offering to May 2019, increased the facility's borrowing capacity to $ 100 million, and decreased the funding costs by 200 basis points.

Procedures were in place to discount bills for immediate payment, and to evaluate the borrowing capacity of enterprises whose assets could be quickly liquidated, or well attested income streams that could be capitalized to carry bank loans, as in the case with real property.

Pool Corporation amended its existing senior credit facility, increasing the borrowing capacity to $ 750 million from $ 465 million.

Currently it would appear as if the non-Government borrower segment of the debt statistic has reached its borrowing capacity.

But if a small business uses its bank just for its operating line and then arranges a separate transaction for equipment with a leasing company, it will automatically double its borrowing capacity.

Bank reports, which should give details of the bank's relationship with the company, the company's borrowing capacity and its level of debt.

The rising debt will impact the state's borrowing capacity, according to DiNapoli's report.

Projections show the state's available borrowing capacity will be $ 58 million in the 2020 - 21 fiscal year.

But the program itself has just $ 840 million in cash and $ 2.9 billion borrowing capacity, an amount a program administrator said soon will be depleted.

You have to be at least 55 to get a reverse mortgage, and your borrowing capacity is limited to 50 % of the home's appraised value, depending on age and location.

Marginal productivity of capital is declining, and so firms use excess cash and borrowing capacity to pay dividends and buy back stock, because profitable organic growth opportunities are few.

One of the primary benefits of a joint loan is that it increases the borrowing capacity of the prospective home buyers.

Then evaluate your borrowing capacity available through a mortgage or a home equity loan.

A reverse mortgage line of credit grows over time, 2 which increases your borrowing capacity, and can not be cancelled or reduced by the lender if the housing market conditions decline.

Rather, it is refinanced and expanded insofar as the entity — whether corporate or governmental — expands its borrowing capacity, i.e., becomes more creditworthy.

The borrowing capacity of our government should be used to its best effect, and playing as a bank or a hedge fund is likely not the right answer.

The borrowing capacity of the US Government is limited.

-- for borrowers who do not push the boundary of their borrowing capacities.

This means that when you start investing young on your base salary, your earning potential will increase meaning that you can steadily increase your investment portfolio as your borrowing capacity increases as well.

Conversely, the poorer your credit rating, the lower your borrowing capacity and the higher the rate.

The better your credit rating, the higher your borrowing capacity and the lower your interest rate.

Where you can increase your borrowing capacity if you apply for a loan together, your lender may only consider half of your rental income from other properties held in joint names.