With so many different shapes and sizes
of credit card rewards programs available in the current card marketplace, the hardest part of earning rewards on every purchase is often choosing the right card.
You can find cards tailored to your credit score and find the
best credit card rewards program for you from generous cash back, travel rewards and no annual fees.
Getting a gift card might seem the equivalent of exchanging points for cash, but
many credit card reward programs offer a poor rate of return when used for generic gift cards.
Look
for credit card rewards programs that allow you to redeem for cash, get statement credit, travel rewards or gift cards to your favorite restaurant or clothing store.
Getting a gift card might seem the equivalent of exchanging points for cash, but many
credit card reward programs offer a poor rate of return when used for generic gift cards.
That's because there are scores of great
credit card rewards programs on the market today that pay either cash back, points for merchandise or airline miles in return for using the card.
If you already have some miles with a specific airline, transferring points from one of the
big credit card rewards programs is an easy way to top up that balance.
Credit card rewards participation was obtained by dividing the total number of households enrolled in at least one
credit card rewards program by the total number of households for each city.
There are a ton of frequent flyer and
credit card reward programs out there just waiting to be taken advantage of, and I did a whole post about some of our favorites here.
For example, one
credit card rewards program lets you transfer your points to miles with nine different airline programs, while another has 16 different transfer partners.
If those routes and carriers work for you, there's no reason you shouldn't transfer some points from you favorite
credit card rewards program over to Virgin and book a great deal.