Sentences with phrase «one's existing coverage»

This is the number one advantage of existing coverage because it helps tide over hard situations without problems.
As a customer with existing coverage industry contacts, you may want to leverage the relationships you have built up through the years if you have a long - standing relationship with an agency.
Review existing coverage and see which company offers the best combination of price and service.
There are working seniors and seniors with adequate coverage who need to take new revenue streams, like a pension, that pay out later in life and adjust existing coverage as necessary.
Also, with most foreign policies, you can keep existing coverage in - force while you travel to and from a foreign country, even if the stay is lengthy.
Replacement Form: A required form that must be completed if the applicant is replacing existing coverage.
Top - up Options: Many Canadian travellers have existing coverage through a pension benefits plan or existing group plan.
Discuss existing coverage of the individual or family and further explain what we can do to further protect them.
This is separate from any other coverage and usually covers losses only in excess of amounts collectible under other existing coverages.
While such liabilities may arise due to unforeseen issues that aren't typically covered by insurance, they also can exist simply because existing coverage does not provide enough protection.
In the event no other insurance exists this coverage becomes primary.
However, you sure first make sure of what existing coverage you may already have before purchasing additional travel insurance.
By making this policy change, you would also lose whatever existing coverage you had in the first policy because it got cancelled.
Also, dependents and spouses that are terminated from existing coverage, can choose short - term or limited - benefits plans.
The study also found that many with existing coverage either need more insurance or don't understand the benefits of their current policy.
This additional coverage would sit on top of existing coverage.
Replacement Form: A required form that must be completed if the applicant is replacing existing coverage.
Before you can determine if travel insurance is worthwhile in your case, let's first discuss existing coverage.
In general, low cost term life insurance is a great complement to existing coverage for anyone who wants to provide more for beneficiaries.
When dealing with lender - required flood insurance, if more insurance is required because of flood map revisions, or if existing coverage is being increased upon renewal, this 30 - day waiting period may be waived.
Looking to supplement existing coverage is a good reason to look at purchasing Accidental Death Insurance with a return of premium rider.
In that case, COBRA would no longer be available for their employees, since it only allows employees to continue existing coverage.
The HO5 removes many of the limitations of the HO3, adds new coverage, and expands existing coverages such as a higher limit for jewelry items and business personal property.
Research shows that disadvantaged children from rural areas with spotty existing coverage benefit greatly from expansions in pre-K.
Research shows that disadvantaged children from rural areas with spotty existing coverage benefit greatly from expansions in...
If you apply for term plan from a foreign country, you may have to bear the medical tests expenses.Disclose about your medication & existing coverage details in the proposal form.
The insurance coverage may duplicate existing coverages you may have.
Existing coverage mandates need to be evaluated in terms of how they align with federal mandates, and whether any form of mandate relief can be considered.
The fact is, when it comes to purchasing travel health insurance (or using existing coverage through a credit card or work plan), the onus is largely on consumers to make sure they meet the requirements of policies.
The new product seeks to fill existing coverage gaps under Ontario's standard Ontario Automobile Policy (OAP 1) when insureds are using their vehicles for RideCo.
Underwriting decision coverage when existing coverage is terminated, an application is declined or offering coverage at a higher rate.
If you have existing coverage already, such as a private Marketplace plan if you're under age 65, or Medicare if you're 65 or older, there are always going to be gaps that leave you paying copays, coinsurance or deductibles out of your own pocket.
This popular belief is far from the truth; and what's more, by bundling a Charlotte renters insurance plan with other existing coverage like a car policy, you can get it even cheaper, sometimes saving enough money to pay for the additional coverage in its entirety.
High Limit Disability Insurance Plans — Supplemental to existing coverage Disability Insurance — Self Employed, High Risk health or Occupation Accidental Death insurance for those living in the USA.
Insurers use this information to determine the maximum sum assured that you are eligible to buy, after deducting existing coverage.
Accidental death insurance is not for everyone but it can be a valuable tool for those who can not otherwise qualify for life insurance or need to supplement existing coverage.
The dedicated policy may be stand - alone, or stacked on top of existing coverage (and triggered if the joint director / company policy is expended leaving the directors with liability).
We wish to remind insurers that, in the absence of proper notification to the Department — whether it is the failure of the insurer, its representative, or the airline — the intent and effect of our rules is that the insurance coverage on file with the Department remains in effect and any notice period for changes that limit existing coverage does not begin until the required notice is received, possibly exposing insurers that fail to ensure such notification to unintended risks.
Some of these may include the type of watercraft, how you use it, where you store it when not in use, existing coverage for your boat from other policies, and your own personal preferences.
Both Tribune and Digital First Media, which also owns the Long Beach Press Telegram, could benefit from adding the territory served by Freedom, which owns the Riverside Press Enterprise, to their existing coverage areas.
Prior to leaving, check your existing coverage via credit card or your workplace and ensure that every family member is covered by the policy.
Employee postdocs working at UC before 1 January got to choose between remaining with their existing coverage and changing to the new plan, which will automatically enroll all new postdocs of every category who join UC from 1 January on.
It may be time to review your existing coverage, or to purchase new coverage, if you are in the process of buying a home.
Even if you already have some life insurance elsewhere, the low cost of CoverMe Term Life makes it easy to «top up» your existing coverage.
Ideally the life insurance company would like to take a look the existing coverage, income potential, occupation, medical history etc before finalizing on the Sum Assured.
You or your insurance company can initiate the change in the policy either by removing from or adding to the existing coverage.
In addition, if you've remarried, change your life insurance beneficiary and assure your existing coverage satisfies your new spouse's financial needs.
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