Sentences with phrase «one's financial behavior»

Buying winners and avoiding losers is a chronic pattern of financial behavior.

Despite the good financial behaviors of millennials and good news on the employment front, it isn't translating into more people saving a portion of their income.

Over a number of years this establishes a pattern of responsible financial behavior which can lead to better interest rates on bigger loans such as a home mortgage or automobile purchase.

You see, our Credit Reports are simply a reflection of our current and past financial behaviors.

Rather, this process requires disciplined financial behavior for a reasonable time period.

However, if you are rebuilding your finances as a whole, your goal is to build positive financial behaviors as well.

In fact, credit score and credit history are much stronger indicators of future financial behavior and the likelihood of foreclosure.

The reason for this is because they appear to lenders as though they've exhibited riskier financial behavior.

But a recent study was the first to show that a particular gene affects financial behavior outside the lab.

This is indicative of lack of knowledge and poor financial behavior.

It's important to note, though, that positive financial behavior on your business account might not show up on your personal credit history.

So if you are a parent and have a lot of credit card debt and other bills, it's a good idea to start making some changes in your own financial behavior.

It's just a tool for reporting financial behavior, and it's the behavior, not the card, that influences the score.

While, the exact formula used to calculate your credit score is a tightly guarded industry secret, these companies provide general guidelines about financial behavior that can affect your credit score.

A longer history provides proof of your long term financial behavior.

I also provide financial therapy for couples who have difficulty engaging in healthy financial behaviors.

Provides you with the skills and techniques to build upon your financial foundation and support clients as they make lasting financial behavior change.

As a young adult, you want to make saving part of your regular financial behavior as soon as you begin to receive an income.

Then you might check your own credit reports and credit scores to see what financial behaviors are hurting your score the most.

When parents avoid these conversations, they lose a tremendous opportunity — not just to model important financial behaviors, but also to imprint lessons about what their family cares about most.

We can debate the wisdom of linking financial behavior to love.

It's an interesting concept as it offers rewards for good financial behavior rather than focusing on punishment (fees) for bad behavior.

«encourage myself to execute good financial behavior like savings rates, spending controls, and investing for the long run».

We've come up with four different personality types that describe some of the most common financial behaviors.

Most applicants will very likely be denied by traditional lenders due to a history of high - risk financial behavior.

Credit bureaus reward responsible financial behavior, even for those who have declared bankruptcy.

Your credit report (or credit history) is a record of your past financial behavior — mostly showing how you've dealt with loans and debt.

Credit scoring takes into account various «predictors» of future financial behavior.

Whether this ban will have a substantial effect in helping customers avoid risky financial behavior is yet to be seen.

A longer credit history provides more information and offers a better picture of long - term financial behavior.

Next, talk openly with your children about credit, finances and the importance of healthy financial behavior.

Secured credit cards are designed to help people with poor credit report better financial behavior.

They've shown a long, steady history of positive financial behavior, including having a healthy mix of credit and maintaining all of their accounts in good standing.

The new financial wellness program is designed to inspire, educate and encourage employees to make lasting financial behavior changes.

New financial scores are being developed all the time to incorporate a wide range of financial behaviors, moving beyond the traditional FICO score.

Michael Kay, president of Financial Focus in Livingston, N.J., says everyone has a money biography that influences their financial decisions, and it's important to understand what motivates financial behaviors in order to change them, if needed.

Describing such activity as «tricks» puts a falsely positive spin on poor financial behavior by the card holder.

It's better to establish a clear understanding of when and how the loan must be repaid, rather than risk damaging your relationship in the long run with an unpaid debt — or enabling irresponsible financial behavior from your child.

KEY QUOTE: «Irrational financial behavior is similar to the shark's distress: human behavior taken out of its proper evolutionary context.

The survey uncovers key financial behaviors and considerations of Arizona parents with college - bound high - school students, including:

«While people with a high FICO score are not perfect, their consistently responsible financial behavior usually pays off over time,» Sprauve said.

This finding is supported by our recent consumer research that shows improved financial behavior by Gen Xers, even though many carry larger debts than other generations.

Our hope for you is that throughout this process you've learned enough about healthy and unhealthy financial behaviors where you'll never be in the same predicament again.

The study found that the BTID approach makes three basic assumptions about human behavior and consumers» ability to identify and manage risk that are at odds with the observed financial behavior and tendencies of most people.

Since credit freezes put an automatic stop on requests for new credit, they can help curtail bad financial behavior.

A University of Arizona study on college students» financial behaviors found that three things help there: Parental involvement, taking a personal finance class and having a part - time job and other hands - on money experience.

According to recent research from Fidelity Investments, Americans ages 22 to 33 are shifting toward more conservative financial behaviors as well.