Sentences with phrase «one's overall credit history»

Rates and terms are determined by overall credit history, loan - to - value and term of loan, and are subject to change.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

The older your accounts and your overall credit history, the larger time frame from which a company can accurately judge both your finances and behavior towards credit.

That's because a major aspect of your credit score makeup comes from the length of your overall credit history.

What your potential landlord looks for is if you have any outstanding debt, if you always pay your services or minimum payments on time, and your overall credit history.

It contains payment records, open accounts, and overall credit history and may be obtained from a credit bureau, Experian, TransUnion, or Equifax.

After 12 months of responsible card use, your account may be reviewed and, based on your overall credit history, you may qualify to have your security deposit returned and your credit card to be upgraded to a Mastercard Platinum Rewards.1

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

However, some lenders are open to considering better terms for personal loans for those with bad credit if the overall credit history is not bad.

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

The immediate effect of taking out a mortgage will likely make your credit score go down slightly, but over the next six months to a year, the positive effects of making your payments on time, plus adding another layer to your credit mix, will likely improve your overall credit history and therefore your credit score will also improve.

And because your utility payment history becomes part of your overall credit history, it can affect whether you can get other types of credit.

As your credit information changes so will your FICO score, which will be reflected in your overall credit history.

In the meantime, focus on improving your overall credit history.

The issuer might not offer a credit limit increase right away, but it might be possible to obtain a larger credit line over time, depending on your score and overall credit history.

Rates and terms vary by individual's overall credit history and underwriting factors and are subject to change.

While American Express doesn't do a hard pull of a user's credit report, it does look at the overall credit history, as well as the way the card is used.

In reality, store credit cards can decrease the age of your overall credit history, thereby lowering your score.

Generally, a bank would look at your credit score, which should be above 700, your debt - to - income ratio, which should be below 50 %, and your overall credit history.

The immediate effect of taking out a mortgage will likely make your credit score go down slightly, but over the next six months to a year, the positive effects of making your payments on time, plus adding another layer to your credit mix, will likely improve your overall credit history and therefore your credit score will also improve, the article states

For instance, a credit report is a detailed report of your overall credit history.

VA loans look more at your overall credit history and take a more «human» approach to approving loans.

This particular ratio is an extremely important factor to consider when it comes to managing and staying out of debt, as well as assessing the status of your overall credit history.

You're on your way to rebuilding your overall credit history and financial health.

The older your accounts and your overall credit history, the larger time frame from which a company can accurately judge both your finances and behavior towards credit.

So, for one person, closing an older account can represent higher risk than it does for another person solely because of the unique nature of their overall credit histories.»

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

The issuer might not offer a credit limit increase right away, but it might be possible to obtain a larger credit line over time, depending on your score and overall credit history.

That last point is important because canceling your oldest credit card will, in the long run, shorten your overall credit history — and length of credit history is a major factor in the way FICO calculates your credit score.

The bank might not offer a credit limit increase right away, but it might be possible to do so over time, depending on your score and overall credit history.

Besides your credit score, your overall credit history, including outstanding balances and payment history, also affect your approval chances.

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

Keep in mind that insurance companies tend to be more concerned about your overall credit history than analyzing every instance you've applied for credit.

This mistakes can cost you and it may impact your overall credit history, negatively.